It is easy to assume that just because your bill can be found online means that it can be paid in a single mouse click, right? Online billing gives customers the option of paying their …

It always seems as if the cost of living is increasing year after year. Utility bills increase, and heating the home becomes more and more expensive. Most homeowners, as a result, are looking for the …

The major cause of bankruptcy in America is medical expenses which are becoming increasingly more expensive. Those who succumb to a serious illness not only have the stress of the treatment to deal with and …

Today approximately 25.5 million veterans and military personnel are eligible to take advantage of a VA Loan. A VA Loan can be used to build, repair or improve a home. Saving money is just one …

A security agreement is a written document by which a borrower or guarantor pledges some type of personal property in order to induce a lender to enter into a financial transaction. Personal property includes things …

Foreclosure is a fancy way of saying “home repossession”. Foreclosures result after a borrower has missed not one, but multiple, mortgage payments, resulting in the bank taking ownership of the home as collateral. The foreclosure …

The good news is that even small investments grow, especially if you invest regularly. In fact in some cases regular investment is the best way to get good growth (see below). Let’s start with the …

You might as well ask should businesses train employees, give them the proper tools for the job, and hire enough people to do the job. If a company doesn’t do any of those 3 things, …

Prior to filing for Individual Bankruptcy make sure to take a look at the Credit Guidance and Consumer Education Produced in cooperation with the Department of Justice’s U.S. Trustee Program The Personal bankruptcy Abuse Prevention …

No Closing Cost Mortgages- Are They Really No Cost? I’m sure you’ve heard the sayings: “If it seems too good to be true, it probably is”, and “Nothing in life is free”.  So, how can …

There are many reasons one should have a personal budget. Besides obvious reasons personal budgeting creates organization in your life and allows room for other things. Most people do not realize the difference a budget …

Some insurance companies offer a benefit with their life insurance policies called a guaranteed renewable premium. The benefits of a guaranteed renewable premium include keeping the same premium rate for the entire term, keeping the …

Anyone renting and/or occupying any type of dwelling, house, apartment, military barracks, they do not own or are not buying, needs to have a renters insurance policy. A common misconception is that if you’re renting …

If you are someone who still writes a lot of checks you need to get out of the dark ages , put down the pen and checkbook and read on. Or if you are just …

I came across this site purely by accident over two years ago. At that time, with people I knew dying of old age, or caused by illness like cancer, and with the endless string of …

Today I looked at a duplex to purchase. I don’t like the neighborhood and the house is only fair, however, It’s a great buy at $25000 and both sides are currently rented with a monthly …

Cheap home insurance can be difficult to come by but finding cheaper insurance can be done without much leg work. When looking for home insurance always check with your current carrier first, look for discounts …

Home equity is the difference of the market value in a property and the mortgage balance. In order to obtain a home equity loan or line of credit, a lender wants to know that a …

With the lowest interest rates in a generation, it can be difficult to find a high interest yielding savings account in 2010. Interest rates for savers can depend upon your preference for online versus local …

The only true value your home has is its worth to you, or its worth to a buyer: in other words what someone is willing to pay for it. Property prices fluctuate with market conditions …

Selecting a money market fund can be quite the search, but once you have found a great fund, you will find huge returns on your investment that will make the search well worth it. However, …

Homeowner’s insurance is a necessity and mandatory for most homeowners. It will automatically cover the home against fire, theft and most natural disasters, but there are important exceptions. Choose the correct coverage for homeowner’s insurance …

When it comes to purchasing a home or refinancing a mortgage, borrowers can be spoilt for choice by the large number of competing lending companies. Mortgages are available from traditional banks, mortgage companies, brokers, the …

Travel can be fun and educational, but it can also put a drain on your finances. Here are a few ways to have a fun vacation without breaking the bank. 1. Plan ahead. If you …

Upon registering a vehicle in the state of New York, proof of insurance is required. New York has imposed a law requiring all vehicles carry minimum amounts of insurance on their vehicle at all times. …

The current economic malaise has been felt by pretty much everyone but one group who has been hit harder than most is shareholders. Most shareholders have seen a large decline in the paper value of …

Let’s imagine for a moment that last month you had a financial emergency when your car broke down and needed a repair that cost $1500. This wiped out your entire savings account and your entire …

Students heading off to college get an education in life when renting an apartment or house off-campus. Renter’s insurance will give those students one less thing to worry about. Even when a person is away …

Those Tempting Credit Card Offers:Lures to Unfair Gouging? During a March 2007 U.S. Senate Investigations Hearing on unfair credit card practices, senators lambasted the officers of several major credit card issuers for their “unfair gouging” …

When a borrower takes on a mortgage they sign a promissory note to repay the amount the lender advances. The mortgage is a deed of trust on the property, but after a foreclosure or short …