California law requires that any registered vehicle in the state carry minimum amounts of auto insurance at all times in order to comply with the Financial Responsibility requirements of the state. Although even the thought of auto insurance can bring on a migraine, it is important to ensure that you are always carrying the minimum insurance so that you are not faced with the consequences of not doing so. It has never been easier to get California auto insurance quotes, and with a few simple tips in tow, you can find the cheapest quotes available, no matter what part of the state you are in.
5 Tips To Get A Cheap Auto Insurance Quote
1. Keep Your Record Flawless
Just one infraction on your driving record can dramatically increase the rate you will pay for your California auto insurance. These infractions can include at-fault accidents as well as speeding tickets. A spotless record indicates you are a safe driver, and you will be rewarded in your auto insurance premiums! Obey all traffic laws, and pay close attention every time you drive.
2. Compare Rates
Its been said a million times-compare rates! It is the easiest way to save hundreds of dollars every year on your auto insurance! It is recommended you obtain a minimum of three different quotes,but the more you get, the better your chances of getting the best coverage at the lowest price around. With a site such as www.esurance.com, you can get up to five free, no ob;ligation quotes in a matter of minutes by completing one simple form.
3. Increase Your Deductible
A deductible is the amount of money you will be out of pocket before the insurance agency will pay in an at-fault accident. Increasing the deductible assumes more responsibility, and auto insurance companies love that! You can save as much as 40% by taking on a higher deductible. And, as long as you stay safe, you will never have to worry about the increased deductible amount.
4. Choose Your Car Wisely
The type of car you drive also plays an important role in the price of your auto insurance premiums. Luxury and sports cars are higher to insure, as are cars with the color red. Additionally, cars with more performance will cost more to insure. Choose a vehicle with a smaller motor for the lowest rates!
5. Ask For Discounts
Auto insurance companies love to give discounts, and there are many available to you. Discounts include those for safe driving, installing security features to your car, multiple policies, and remaining a loyal customer. When getting your quote, ask for all discounts offered by the insurance company that you are entitled to, and rejoice as you see your quotes prices going down!