Spending and Saving Archive

Coupons can be used in many stores and gas stations. Coupons can be found in the Sunday papers, from the manufacturer website, coupon websites, and magazines.  First when clipping or printing out coupons to do …

Everyone is looking for ways to save more money at the supermarket. If you are like most people, you are already clipping coupons and reading the weekly store circulars to plan your menus. These days, …

Students like anyone else have to eat. They also avoid waste out of necessity. Their dollar has to stretch almost to breaking point. Supermarkets could do well to learn, not necessarily how to avoid waste, …

Personal finance is something that many adults struggle with in their daily lives. Surveys show that a significant percentage of adults do not balance their checkbook and they do not manage their money well. Rather, …

A Costco membership is a great thing. You can get a lot of food and other items at a lower cost than traditional stores. There are different strategies that can help you get the most …

If you’ve ever had a problem with a check where either you discovered it was sent to the wrong party, was lost or stolen, or in some way is going to go to someone it …

Millions of Americans waste millions of dollars on things that are completely useless. Buying tasteless nick knacks, a movie that sits in the back of the closet, and among other things that we really don’t …

Whether you travel for business, pleasure or both; maintaining a reasonable budget can be a nightmare. Nothing seems to be cheap on the road and unfortunately, eating is still necessary to being healthy. If you …

The whole concept of going “Green” isn’t just about saving the planet. Going “Green” is also about learning how to save money by repurposing, living frugally and making the most of what a person already …

Overspending can be an issue in any store; the temptation to buy is what keeps stores in business, and supermarkets are no different. It’s an easy excuse to hide behind how important food is, but …

Coming up with more ways to save money on everyday living expenses helps give you an edge and keeps you from overspending. Here are a few more tips that can help you do just that …

Who doesn’t want to save money this holiday season?  One significant expense that many face are their holiday gifts.  You may be able to save on these by doing early holiday shopping.  You can wait …

How many times have you thrown away food simply because you bought too much to eat before it goes bad? You may as well be throwing away your hard-earned money before you’ve even spent it. …

Whether you are a resident or non resident, opening a French bank account is not a complicated process. Having a bank account is important for anyone who earns a living or even has money that …

It is really surprising how small changes in behavior patterns can net some quick results in your pocket. Here are my 7 money-saving tips for individuals and families. 1. Prepare meals and snacks at home. …

You can find many ways to save money if you look hard enough and dig deep enough. Sometimes you just need to find an article like this to find a new way to keep money …

As nations flounder with debt problems, budget deficits and increased austerity measures, the likelihood of a double dip recession looms. Inflationary pressures are inevitable making the value of cash decline. Although low interest rates are …

Summer is here and the kids are on vacation. You want to have to fun this summer but you don’t want to spend a lot of money. Actually you want to know how to save …

Food stamps are given to those in need to supplement the grocery budget and ensure they can have nutritional foods in their diet. Food stamps can be used in grocery stores, dollar stores and some …

Over time, ATM cards have become a staple in modern banking. Many people even perceive ATMs as a necessity these days. There are many tangible benefits associated with being able to do banking and withdraw …

It is very important to be meticulous when endorsing (signing) a check. Usually it is quite simple to cash a check that is written to you. All you have to do is endorse the back …

Using coupons is a great way to save money. They can be used to purchase groceries or other items. Coupons help to cut down the cost of a product. If used correctly, coupons can lead …

Interstate banking provides financial security, increases banking services, and provides more efficient, cost effective banking to clients with personal accounts. Moreover, advantages of interstate banking emerge out of increased competition and effectiveness among banks that …

Tips on how to build SAVINGS and to stop wasting it: Keep what you earn. Make what you earn Earn it’s keep. Waste-not-want-not. Work smarter, not harder. A penny saved is a penny earned. Any …

It may be exciting when you find an extra $20 in your purse, jacket or obtain it some other way.  $20 may not seem like a lot but before you head to the mall or …

ATM’s, or automated teller machines, are located everywhere today, and are used by millions of customers on a daily basis. Depending on the brand their rates of reliability is between 98-99 percent accurate.  ATM mistakes …

Even if you do not encounter serious financial problems, learning to spend less money will come handy during recession, as it will help you manage your finances effectively and avoid overspending. In order for the plan …

There are many ways to give to charities without spending any money. If you’re like me, you’re skeptical when someone e-mails, calls, or mails you information so you will donate to their cause. It is …

As the cost of your grocery basket soars in price each week, more of your disposable income goes towards keeping pace with rising food prices. If you want to get your household budget back on …

Contrary to popular belief, the holidays do not just consist of the Christmas season. There are many holidays that people exchange gifts for including, but not limited to: Valentine’s Day, Mother’s Day, Father’s Day and …