Spending and Saving Archive

In a slow economy people hold onto their money because they fear if they spend, then they’ll be out on the street. Many have been spending less since the 2008 recession, but many gleaned whatever …

A Christmas Club Savings Account is a relatively painless way to save money to complete your shopping during the busy holiday season. Nearly every bank offers some form of this product. Some call them “Christmas …

Be honest with yourself, how many times in a week do you find yourself musing about how expensive everything seems to be these days? Whether its fast cars, fast women, or even fast food we …

Quick Ways To Reduce Expenditures For Those Who Do Not Budget There is an old saying that applies today as much as it did a century ago. “If you do not spend it, you do …

Want to spend less on getting your children kitted out in school uniform? You’re in luck! The cost of children’s clothing has never been so low with major high street players such as Marks and …

Before the Purchase Purchases need evaluation from many angles rather than just price. . The price is not enough to consider before purchasing. By answering a few questions, we can evaluate the true value of …

Maybe someone in the family has been laid off, and the household income has been cut in half.  Maybe you are distressed by the current state of your stock portfolio, and are worried about retirement.  …

Living frugally has become a way of life for many. Learning the difference between wants and needs has become the norm for many. How to distinguish the difference is the trick to simple living. When …

Living expenses can run high, especially if we have high expectations and too many wants that don’t exactly meet our income. Sometimes we don’t realise that we are living beyond our means and reaching a …

Unions – Just that one word is enough to get some people really uptight. Believe it or not most who do feel that way have probably never even been affiliated to a union in their lives. So …

The trick to saving big on little things is to know when and where to shop. Making a sub-conscious habit to save money in your daily life can add up to a surprising amount of …

Cutting corners and saving money is easier than you think. I pride myself on being thrifty. Once you’ve assessed your budget and divided your needs and wants, it’s time to get down to business. 1. …

Bank accounts are basically broken into two kinds: checking and savings. In this article, the basics of checking accounts will be explored. The primary purpose of a checking account is to have a safe place …

Saving money is hard!  And in this economy, we should be scraping for every penny we can to continue towards our financial goals.  Here are a few tips to save money for those who need …

Junk food is invariably a packaged extra to ones diet, an unhealthy snack choice or even a replacement for a healthy meal. Often the purchase of junk food represents a superfluous expense which over time …

The phrase “frugal habits” now makes one think of elderly misers. It should not, our grandparents knew the value of frugality; during the years of rationing during and after the Second World War, people knew …

Saving money while staying cool during the summer when the heat runs you inside under the air conditioning can seem to be impossible. It’s not. There are several things that you can do to save …

A honeymoon is viewed as a dream holiday, but when you’re already saving up to pay for a wedding it can seem a daunting prospect to be able to afford that dream. There are ways …

You will find factory outlets in a variety of places around the country such as Gettysburg, Sunrise and more. These stores offer great deals, and you can save a lot of money by shopping at …

Clothing costs can end up taking a large part of your budget.  There are some easy tips to reduce your clothing costs. It may seem to cost more to purchase higher quality items but it …

Anyone with a family knows, Costco is the best place to shop for savings—or perhaps if you don’t have a large family, you’ve probably discovered savings to take advantage of at Costco stores. If you …

There are a number of benefits to saving money. These benefits turn into risks when you don’t save money. When you examine what could and probably will go wrong you will find the risks of …

Frugality is often misunderstood and deemed to be about penny pinching. A far better way to appreciate the benefits of frugal habits is to challenge the ways in which money is wasted unnecessarily to profit …

Saving money can be extremely difficult for some people. It is however necessary, in order to be able to make ends meet and have enough money in case of an emergency. There are some useful …

Everyone is looking for a way to save money these days. Coming up with a monthly budget is essential in practicing a frugal lifestyle. The first step is to sit down and analyze your past monthly …

In this economy, everyone is trying to come up with ways to make more money or spend less. If you look it up in a search engine, you won’t find a whole lot of ideas. …

Bargain hunting for home decorating materials can be a great way to save money. If you have the time and patience, there are great deals to be found. When money is tight, shopping at thrift …

Online banking has become the norm for most banking related transactions which was earlier done through visiting the bank physically and by filing multiple forms. It makes life so easy for most people and saves …

A checking account is an account that a person opens with a bank. The account allows the person to write checks and comes with a debit card that can also be used in ATMs. You …

In today’s current economic climate the prospect of saving may be daunting. Saving money is important, having savings will help you at a time of need. Alternatively, savings will enable you to buy something special …