Spending and Saving Archive

The beauty business is one of the most thriving and lucrative industries in the world with worldwide sales reaching on average around $170 billion per year. And skin care products are among the most popular …

In this electronic age, there are more reasons to pay bills online than to ever send a check through the mail, or have to wade through customer support. Saving time If you have payments direct-deposited …

It is common for kids to receive checks made out to their name when they receive money as a gift for a special celebration or perhaps a part time job. This is often an exciting …

Two years ago my wife and I had a baby girl. We decided it would be best for her to stay home with our daughter, but that comes at a cost. The following five tips …

Electricity bills for a lot of people are a real pain because they just seem to go up and up as we use more and more electrical technology in our everyday lives. As any parent …

Dodging the unforeseen crisis seems to be the way of life for most of the working world in frugal times.  Though many have the good intention of “squirreling away” funds for health changes, accidents, unexpected …

Most people probably have at least one active checking account that they use for direct deposit, to pay bills or transfer money to relatives. While many can readily acknowledge that a checking account is a …

Self-induced brown-outs, household media freezes, and flavored beverage strikes are a few radical ways to save money; however, if done cleverly, they will not interfere immensely in the quality of life of the average American …

It used to be when you heard someone talk about fasting, they were talking about food. But in an economy that offers fewer and fewer jobs and has consumers who are being crushed under a …

Costco is undeniably a leader in the big box, bulk-buying arena. As of 2010, the big box store boasted million members, and is adding even more members and stores each year. But not all of …

E-Loan is one of dozens of different online savings accounts that consumers can use to earn much higher interest than if they were to put their money with a traditional large bank. E-Loan currently offers …

With the economy still in turmoil and the rising gas prices, we have several reasons to save our money. Even if it is just a few dollars a week, it could save you later. Here …

In the present economic climate it is difficult to know what to do with our hard earned savings. One hears all the time how people have lost their life savings in a doggy investment. The truth …

Beating the summer heat often uses a lot of energy consumption because the first thing many people tend to reach for is the air conditioner button to cool things off. Unfortunately air conditioners tend to …

Your current income doesn’t have to be the deciding factor in your quest to become rich. In fact, it’s very much possible to obtain riches through your current pay, but it will take some crafting …

With the advances of technology of mobile phones they are becoming to be used for much more than calling and texting. There are iPhone apps to do almost everything. You can use iPhone apps to …

Groceries tend to be the area of the budget that can always get out of hand. It makes sense. Given the choice between the family “starving” and going over budget, people are always going to …

There are many good reasons to take advantage of investment in CDs. First of all, for those not aware, CD is the acronym tied to Certificate of Deposit.  Advisably, the best way to invest in …

The headlines in the UK at the start of 2011 have been dominated by the controversial news that the government has increased VAT from 17.5% to 20%. This increase in taxation will be felt across …

Turn the Lights Off Banks making too much profit? Not Citigroup. The Prince doesn’t know how to profit from his crown jewel. What do India, Buffalo, Cincinnati and northern New Jersey have in common? Here’s …

Remodeling offers you the chance to transform your home in many ways. Some remodeling jobs are quite minor while others are major. What holds back many on the decision to start the project is the …

One of the many difficulties that single parents face is finding enough money to go around. One parent means one income, and this has to cover all a household’s needs. By following a few frugal …

Your emergency fund should be for an EMERGENCY! Not, “I really, really want to go to this concert,” or, “I really need a diamond studded dog-collar for Tinkerbell.” Everyone’s definition of an emergency is different. …

Even after his death, Nobel Prize-winning economist Milton Friedman has the power to irritate me . . . especially when he’s right. His solution to poverty was simple: give the poor money. Yes, he’s right …

Your account will become overdrawn if the balance of your bank account drops below zero. In some cases, people may have agreed an authorized overdraft with their bank. For example, your bank may have granted …

Healthy food saves money on several costs associated with bad eating. There are numerous reasons for this that are supported by medical research, statistical evidence and industry professionals. Moreover, after evaluating the hazards of bad …

College education is very important. It will equip your child with the necessary knowledge and skills for them to make a good living. Having a degree and a good education will also keep them from …

Living on a low budget doesn’t mean having to do without. With just a little elbow grease and planning necessities are easily taken care of for pennies on the dollar. Meal-planning is one way to …

During those tough economic times, finding ways to save money is essential. While this may seem too difficult for those who are used to luxury lifestyle, it is however necessary in order to get and …

The verdict is in: customer service is paramount and is fast becoming a lost art; good customer service, that is. Consumer Reports conducted a recent study collecting the top gripes about customer service from 1,000 …