Spending and Saving Archive

Cutting down on living expenses should be a goal for everyone, not just those who are going broke or are a little behind. There are some very simple things one can do to save money …

Coupon Organizing 101 Any successful couponer will tell you that the key to becoming a successful couponer is all about getting organized. Couponing has been around for years but recently it’s taken on a whole …

What Your Bank isn’t Telling You The average person knows less when it comes to understanding how you, and why banks operate the way they do. It’s all a person can do to balance a …

There is no denying that Christmas can be a very stressful time of year. The traffic can be insane near shopping centers, waiting in long lines can get on anyone’s nerves, and the potential for …

Using wood stoves to heat your house can be both a blessing and a curse. In this article, I will explain the aspects of wood stove use that will have you jumping for joy as …

A credit union is a cooperative bank, owned by its depositors, and usually charging lower rates of interest on consumer loans. In the United States, the credit union movement resulted from the growth of “loan …

Government can learn how to come up with simple solutions to stop the decline in housing foreclosure, and provide more liquidity to assist businesses in alleviating the credit crisis. Simultaneously, it can enforce strict requirements …

In the last 6 months, the US economy has seen perhaps the largest shake-up since the great depression. The real estate market severely receded after hitting new all time highs, unemployment is now over seven …

Currently in the United States, credit unions have over 86 million members, which represent roughly 44% of the economically active population. The presence of credit unions is equally as strong in Canada where there are …

Saving money is one important aspect of your personal finance life. One way to add to your savings is using the power of compound interest. When you have a savings account, it will earn interest …

Banks have made good use of the advancement of technology. In the advent of the internet, banks have made savings accounts a lot more convenient and transparent. The benefits that online savings accounts bring are …

There are typically two categories of shoppers, those who find it a dreadful ordeal and those who can’t seem to get enough of it. If you find you sluggishly drag yourself to the stores, you …

Interest rates not only play a role in the overall economy, but they also affect personal finances. In the United States, the Federal Reserve continuously monitors the overall state of the nation’s economy. As a …

With the prices of many items continuing to increase many people are looking for ways to make their money go further.  One way to save money on items may be to check out outlet stores.  …

Everybody is looking for some easy ways to save money these days as we all try to stretch the budget out a little bit. Luckily, we can save money and save some resources by simply …

Tipping, it’s not a city in China. It is actually a legitimate form of income for many service based employees in the United States. There seems to be much debate these days over the necessity …

With more choices than ever, finding the right bank account can seem confusing. Thankfully, online research tools like those on the Infochoice and Cannex websites can help you make sense of what’s available. When choosing …

The supply and demand for money, or more specifically “real money balances” (that is, money with its value adjusted for inflation) is what on a basic level defines the interest rate within an economy. As …

Britannia is a mutual building society, with branches in most towns. I have both a mortgage and a savings account with them and have been in several branches near where I live recently, for one …

You’ve probably been standing in line at Wal-Mart or a grocery store and had someone in line in front of you pull out a checkbook and take the time to actually write a paper check. …

When shopping, it is very easy to overspend. Temptation is everywhere and it is hard to resist. However, if you follow a specific plan you will see that it is possible to save money and …

Today, many companies are offering free samples of their products so that consumers can get a small “taste” of what they are selling and so the consumer can see how it is that a company …

Do you like getting up very early, standing in line in the cold and dark in order to get a bargain on the day after Thanksgiving? If the answer is yes, then the Black Friday …

So, you’re a new parent. You’re probably discovering each day, just how expensive raising a child is going to be, especially a newborn! The costs of diapers, formula (if you choose not to breastfeed!), clothing, …

Banks with great online banking services…. is there really such a thing? I have been with my bank for nearly 10 years now, cant say that is a great online banking facility, and I have …

Contrary to popular belief, the only way to give to charities is not through financial donations. Many people are able to find creative ways to help without going broke. There are actually many ways that …

When people fail to pay their rent at a storage unit, their contents may be sold at an auction. What you get may be a mystery, however you can make hundreds and even thousands of …

Savings no matter how small add up. With electrical cost on the rise it is more important than ever to reduce your utility bill. Is every light in the house on? Are you over plugged …

According to a study from Reader’s Digest, the most economical way to own a car is to continue driving it until the vehicle cannot go anymore. Although many drivers would rather not take that to …

In this declining economy, many people are thinking of alternative ways to save money and budget their finances. Whether it’s cutting out on outside dining or waiting for sales when purchasing new items, people are …