Spending and Saving Archive

In today’s economy, consumers sometimes find it necessary to “lighten the load” to maintain financial stability.  For many individuals “luxury” items such as entertainment are the first to be cut from the family budget. However, …

Auto bill payments have good aspects, but also potential problems to be aware of. I used to work in a bank and I saw some of the harm that can come from auto bill payments. …

The Internet is a great piece of technology and it has allowed people all around the world to become empowered. The Arab Spring showed the power of the Internet and how it could even help …

Nothing gives the farsighted keeper of the larder more pleasure than having a freezer filled with a wide range of provisions. Similarly to purchased or home processed canned goods stored in the pantry, the frozen …

Choosing between a savings account and a money market fund can be a difficult task. Everyone wants the highest return and both instruments are useful for people who want to limit their risk. Money market …

Looking smart and sophisticated in the office doesn’t necessarily mean you can’t save money on your office-wear. There are a number ways you can stay within a reasonable budget when purchasing your office-wear and still …

Here are 15 tried and true tips for saving money on groceries. Use these tips and save! 1. Always make a list ahead of time, and avoid impulse shopping. Grocery stores put those higher priced …

Living well on less money means that you can still get the same desired quality of life while spending less money. This is one of the keys to saving money for a healthier financial lifestyle …

Frugal habits are not only good for you but they are a sensible way of dealing with economic hard times. In times when your future financial security is unclear, it is wise not to go …

The advent of the ATM machine has revolutionized the way individuals access their money. Now money can be accessed easily without ever entering a bank. However, while withdrawing money from an ATM is very convenient, …

There are ways to cut down on your tax fees this year and save some of your hard-earned cash for more enjoyable things. I am going to share how to save you money on this …

There are numerous reasons why it’s important to know how much you are spending. If you don’t know how much you are spending, you can conceivably not know how much is left in your bank …

How to stop wasting money and build your savings? Well, you can stop wasting your money and start building your savings. There are numerous why people spends thousands of dollars wasting money. The most common …

How to avoid ATM fees. ATM withdrawal fees can quickly eat away at your bank account balance, sometimes without you even noticing the small charges adding up over time. It’s your money, so why not …

Recognizing Temptation You are in a department store to buy some new stylish clothing for the season. Suddenly, as you make your way through the women’s section, you spot a purse that screams your name. …

In order to stay warm or cool and keep energy bills under control, common sense and effort are all that’s needed. Conserve energy. It has been proven that adjusting a thermostat up and down actually …

Very few people are lucky enough to have their name spelled correctly on all their checks and documents. Spelling mistakes on checks, even paychecks and rebate checks, are common. Even when the name looks straightforward, …

By 2010 almost 90 percent of US consumers owned a cell phone. Mobile devices allowed people to take and make phone calls away from the landlines anchored in their homes and offices. Soon, with new …

Cashier’s Check fraud is on the rise and fraud artists are becoming increasingly more sophisticated at inventing ways to steal from you using either faked Cashier’s Checks or real checks that have been stolen and …

Can you improve your financial health? Of course, you can. Most people do not know what financial health is. There are many ways to improve you financial status. If you want to improve your financial …

Since the day we all turned eighteen, the credit monster stalked us. We were its prey and we eventually succumbed to it, leading us to believe we could pay for things that were beyond our …

When freshmen move to college the first time, they end up spending a lot of money. They pay full price for their books at the campus book store because they don’t know better. They go …

Tipping knowledge is like many aspects of personal finance not taught to youth. One usually becomes aware of tipping as an adult. There are however, situations where socially expected tipping is rarely experienced by a …

When you think of H&R Block, chances are you think of the company that will do your taxes – but they’re also a bank that offers interest checking accounts, money market accounts, CDs and IRAs. …

Everyone buys groceries, but not everyone knows how to save money while buying them. There are many ways to reduce your grocery bill with store specials. Most of these tips take very little effort and …

There are specific ways to save money during the summer months. The tips are easy to follow and make use of the good weather that comes along with summer! Enjoy the season and save money …

The cost of living is something everyone must focus on almost regularly. When the economy goes down, people tend to look at this aspect of their lives a little closer, but whatever the case may …

Textbooks can be extremely expensive.  Many ring in at over $50, even for a small textbook.  For a young college student, this can be a lot of money, especially on something that they will probably …

There are dozens of simple ways couples save money while still managing to enjoy themselves. Often people find every dollar counts and they need to find easy ways to cut their expenses down. But everyone …

Poverty is a state of mind. Wikipedia.com says that the poverty threshold, or poverty line, is the minimum level of income deemed “necessary” to achieve an “adequate standard of living”. This standard is based on …