Spending and Saving Archive

There are many advantages to living alone, but saving isn’t usually one of them. It is nearly always cheaper when you have someone to share bills with you and, if you are hoping to buy …

Like most of us in these tough economic times, you are looking for bargains. Before you begin to bargain-shop you must first understand what a bargain is! Let us face it, many of us tend …

The dollar store is a bargain on many, many items.  Many of the same items cost double, triple or even more times that at the regular stores.  Some items are a better deal than others, …

Before Chase, there was Washington Mutual; you know the bank with the gold and navy blue colors on its logo, and “free lifetime checks?”  Well, as of September 25, 2008, all of that had come …

When you are stuck in that situation where money is scarce, it takes a little creativity to get by. I’ve known many women, my mother included, who could pull together a nice meal, out of …

Many times when it comes to spending money, people try to spend the least amount they can.  However, in some cases it may save money in the end by spending more on certain items.  Some …

Let’s face it, some people are just jerks. There are actually people in this world that would like to steal the money that you designate to charities! These people will eventually get what’s coming to …

I’m a frequent shopper at both Wal-Mart and Target and there are definitely many areas that are different in both stores. Here is a comparison: FIRST IMPRESSION: While Wal-Mart may have the door greeters, which …

Taking the chill off is the first thought when you come inside from cold, blustery weather, and with good reason.  However, as the winter months tick by on the calendar, the hum of the power …

The days of economic prosperity have given way to the need to be frugal. Many families are finding that they can’t survive if they don’t have some way of knowing where their money is going. …

People end up in debt many times, but start out with the best intentions. Their heart is often in the right place but their wallet is in another dimension. Take diamonds for example – everyone …

If you are planning on opening a bank account then there are a few things worth noting beforehand. Bank accounts can come in various shapes and sizes, and so can have a few terms and …

Telephone Banking was the great banking idea of the 1980s, bringing the opportunity for individuals to transact with their bank without having to leave the comfort of their home. This remote banking model was quickly …

The usage of checks (or cheques for UK-based readers) has diminished significantly in recent years, to the extent where finance experts are predicting that it’s only a matter of time before they are completely abolished. …

You know who you are.  A “mall-a-holic.”  Those who love to shop shop shop will spend hours down the hallowed halls of the shopping Meccas, searching out bargains.  Unfortunately, many have needed to cut back …

If you are one of the hundreds of thousands of Americans facing a period of job transition, you are probably worried about how to handle expenses with a curtailed income. One of the major mistakes …

Saving money on groceries can be a very easy way to make some extra room in your budget. It is easy to do and the savings add up fast. The simplest way to save money …

The end of the season is rapidly approaching, and retailers are gearing up for big sales. Summer inventory has already been slashed by 20 percent in August, but by September, it can be as much …

     So you’re wondering about buying a new car? You’re also aware of your finances. Don’t worry; there are plenty of ways to save on your next car. Just exactly how many ways is …

Judging from the state of the American economy in late 2010, most people put money, credit, banking and finance into the category of Great Mysteries That Can Never Be Understood Save By Great Experts.  Frankly, …

Extreme saving plan If you are in a dire financial situation and have to go to the extreme with savings, re-defining what a bare necessity is becomes unavoidable. In this case, you will have to …

On a typical morning most people rush out of their homes, in order to go to Starbucks for a hot cup of coffee. To most people the day won’t be very productive, if they don’t …

Despite school lunchtimes being the one meal of the day that you do not spend with your children, it can be the most challenging meal of the day for a parent.  First you have to …

The teenage stage of life is one of the interesting stage in the human life. It is a stage where many people today made or marred their entire life. The teenage stage of life serves …

The need to shop can be a hard habit to break. For many people buying new trinkets, clothing, books, CDs and other things can bring joy to a dreary day. It can make you feel …

Too often, debt can be overwhelming. No matter how hard you try to keep up with payments, another round of bills piles on and you feel you’ll never get free of debt. That’s the time …

CHASE BANK Chase Bank is also known as Chase Manhattan Bank, Bank One, J.P. Morgan Chase and Chase National bank. Over the years, the merging of these different financial institutions have created quite a few …

For the last several years, when tax time comes around, I get very excited in anticipation of getting my big tax return. And last year was the best one yet: $4,600 between both federal and …

Living in a tough economy as Americans have been doing for the past several years has pushed everyone to saving as much money as possible in ways that they never thought they would be using. …

Depressed by the cost of cosmetics and skin care products? Make your own beauty products and save money, help the environment, and reduce your exposure to chemicals and preservatives. The leaves of aloe vera plants …