Personal Finance – Other Archive

The declining economy has been a hardship on many American families in terms of the housing market. With a record number of foreclosures and an abundance of houses for sale, it has quickly turned into …

As a property owner, there comes a time when you feel like you want to develop or reinvest in your property. Having all the cash needed to accomplish your objective can be challenging, forcing you …

When I was first starting to learn about personal finance, the first book I picked up was George Clason’s The Richest Man in Babylon. It was really a great book that taught fundamental truths about …

In some cases, I do believe financial problems can be avoided altogether. However in some cases, it cannot. When you start your month with a small paycheck, and pay all your essential bills first, for …

A grouchy general signs an order, and before long you’re paying a visit to woebegone part of the world. Welcome to the world’s greatest military – notice how it’s always called that, even if your …

In the United States there are billions of dollars of unclaimed property. Each state has its laws governing unclaimed property. Before the states enacted these laws whoever held the assets simply absorbed them. Fortunately, laws …

Helping Others with Respect People want and deserve basic human respect even through tough times. Previous generations knew how to do this because survival required the helping of each other. The barn raising event illustrates …

A tight decorating budget isn’t a deterrent; it’s a challenge. Your bedroom may be more of a wreck than a retreat, but with a little designer savvy and do-it-yourself elbow grease, that tight budget will …

There could be any number of hiding places you could use to hide money at home.  For whatever reasons you have for stashing money away, it can be a huge convenience to have it exactly …

All of us want something in life and most of us want luxurious items, which sometimes are not in our budget. Whenever we are out to shop, we find ourselves looking at a beautiful watch, …

In 2008, there will be a more substantial crunch by families to review their financial picture, goals and objectives. Gone are the days when one could assume or expect the business as usual attitude. The …

Money. The green paper that has powers and a voice. A survival stability. A possible tool for personality change. Food on the table. Shoes on your feet. Money can be the drug to your own …

In the ideal world money is ultimately efficient in terms of its liquidity, a point which advocates for cash heavily rely on. Unfortunately, cash is also much more of a lucrative and appealing commodity to …

As a seventeen year veteran of the state of Arizona’s Family Assistance Program, I have seen all kinds of people seated on the other side of my desk.  Where many people have the misconception that …

Do you know what it means to get a pink slip when you are on the job? Well, it means that you are about to get an exit interview because you just did not work …

Residents of Nebraska or those who have relatives who have lived or done business in Nebraska may need to know how to find unclaimed property. While there are thousands of advertisements promising to help people …

Paying down credit card debt can be a tough feat, but when you pay it off there is greater feeling. Credit card debt is something most Americans struggle with since the introduction of credit cards. …

Some time ago, the Mega Millions multi-state lottery jackpot climbed to over $370 million before two tickets matched the winning numbers. As a jackpot like that starts to swell, people will begin to use their …

One of many advantages of living in Australia is that lottery winnings are not taxable. Why is this?   Well,  if you read the fine print for the various  Lotto games offered (Saturday, Monday and Wednesday) …

There are steps that you can take if you find yourself trying to survive financially. From time to time, our finances will plummet. However, do not panic and make your situation worse. Take three critical …

The Credit Crunch and all the economic disasters it brought with it touched all of our lives in late 2008 and is continuing to do so today. Governments have bailed out banks to the tune …

Being smart with your money is about making the money you have stretch farther and work harder for you.  Lots of chances to make your dollars work smarter for you are out there – practically …

With a recession that has brought many families to their collective knees, it is more important than ever to help out those in need around you. If you have a neighbour that is struggling financially, …

Most of us will only dream of the possibility of opening a letter in our mailbox and discovering that we have a small fortune waiting for us. While this may seem improbable, this is exactly …

When it comes to having multiple sources of income, there are obvious advantages as well as other distinct benefits you may not have thought of. When I first graduated college, I did exactly what the …

Nobody plans for Financial Trouble but there are at times such a scenario may happen. But rather than coming up with a solution at the point of happening, you should have started planning for it. …

Alaska Statute 34.45.110-780 provides specific rights to the State of Alaska to maintain an unclaimed property division. In addition, these statutes provide specific time frames (three years) for property such as oil and gas royalties, …

The utility stimulus grant scam claims that a new federal stimulus bill will pay all your utility costs for a month. You won’t be given money directly. Instead, the money goes straight to your utility …

The Internet has made life easier for its users. Without its existence, we have to leave our comfortable home and travel to other places perform many daily or monthly tasks including paying the bills. Traveling …

In this information-rich society our lives are becoming more data orientated. Our personal banking information is used on an almost daily basis in all transactions. The following tips are designed to offer you the most …