Loans Archive

In an ideal world, a person’s income would be enough to cover any expenses incurred within the period of time between one paycheck and the next. This period can be from one week to a …

How to Get a Loan after Declaring Bankruptcy At some point or another in our lives we all find ourselves in a financially tight spot. To pay the bills and to see ourselves through this …

Financing a car purchase through a car title loan is a common choice. Secured car loans may be used to purchase both new and used vehicles, and can be obtained through banks, car dealerships and …

Well, you are riding along in your S.U.V and suddenly it stops to a halt miles from the nearest station, or highway. Or, you have another unexpected expense arise from the kids sports activities, or …

Why is the Good faith Estimate (GFE) so important? Under the real Estate Protection Act (RESPA, HUD needed to find a way to unify the true charges for a home mortgage. Prior to the GFE …

Not a day passes and we are haunted with news stories about the so-called ‘credit crunch’, reports of job losses and the lack of sales in almost every area of enterprise, so Paul Gibson set …

Following the recent home mortgage lending debacle, where new home owners were provided loans they either didn’t understand (balloon payments?) or were under-qualified to actually maintain making payments on, it made me reflect on what …

Refinancing a car loan can be a great way to save money every month on your transportation costs. By following a few simple steps, you can reduce the cost of your auto loan. Before you …

Middle-class people have filed for bankruptcy at increasingly alarming rates in the past couple of years and the emotional strain of having to do so, is crushing them, some so much that they give up …

There are four major types of debt financing for a new business; these four types are: Shareholders loans; Canada Small Business Financing Loans; Operating loans; and Term loans. Each is discussed in greater detail below. …

A pre-approved car loan has pros and cons associated with it, similar to any other loan on the market. Shop around for the best rates and terms before signing on the dotted line. *Pros Save …

Personal loans are loans that are obtained by an individual and not by a company, partnership, or any other type of entity. As such, personal loans can have massive repercussions if you are not careful. …

Mortgages at offshore banks may be an extension of existing offshore accounts. Alternately, they may be useful for financing offshore property purchases in the same jurisdiction. Before applying You should familiarize yourself with your local …

Go to Rent-a-Center and get a Payday Advance Loan.  You can even apply online, and find out if you qualify.   It is easier to qualify at Rent-a-Center for a Payday Advance Loan than many other …

Most people with bad credit are easily discouraged after being turned down simply after visiting one lending source. Irrespective of the loan purpose; home mortgage, car loan, personal loan, or credit card, the consumer is …

Yes, we must as a humanistic and democratic society bail out the thousands/millions of people who took out home mortgages for more than they could ever dream of paying back. Why, you may ask? I …

Short term business loans are a necessary part of running a business. These loans are set up to cover short term costs for small businesses, allowing a business to purchase necessary supplies and hire labor …

A car title loan is a short-term loan, usually 30 days, against the title of a vehicle. There cannot be any other liens against the title. This type of loan is targeted toward people with …

Interest rates vary because individual lenders are free to set unique rates and terms. In a competitive market such as consumer lending, lenders try to differentiate their products by changing features to attract specific types …

Obtaining the right loan products may require a great deal of dedication on the part of the borrower to get the products that are best for their needs. The first step to obtaining the right …

The effects of bankruptcy on an individual can range from a general inconvenience to devastation.  When you add in the ways that a bankruptcy can affect your friends and loved ones, this only makes the …

When a student applies for loans to aid with the cost of college education they aren’t just granted a loan for whatever amount they choose and then receive a check to do as they please …

Top 10 Reasons to Get a Payday Loan Online When an urgent need for immediate cash arises, and payday is still several day away, an online payday loan is a perfect way to get those …

Title loans and payday loans are both ways for consumers to receive quick cash when they’re low on funds. They both allow people with no credit, or bad credit to receive ready money when they’re …

Mortgages come in all shapes, sizes and colors. Mortgages can be bought and paid for in less than a decade or spread out over 30 years. Selecting the mortgage term that is a perfect fit …

The Bank of North Dakota is a unique institution as the only state owned bank in the country. Established in 1919 it has built an enviable reputation amongst the nations banks. As a provider of …

There are many reasons to obtain a payday loan, as well as reasons not to get a payday loan. The main question to ask yourself is, will obtaining this loan help me or just put …

Buying a car can be a nightmare when you have bad credit. Sure, you can get a car loan, but the interest rate lenders will offer you are less than desirable. Getting a good car …

The federal government should not offer or sponsor any assistance to persons who are currently, or about to suffer from foreclosure of their home. That sounds so harsh, but the problem is not with the …

When shopping around for the best possible deal on a loan, you will need to understand the difference between the interest rate and the annual percentage rate, the APR, in order to calculate your repayments. …