I admit I fell for the pitfall of investing in gold three years ago. The price was approximately $400 an ounce of gold. I bought ten ounces of gold thinking the price would go through the roof. The …
Building a diversified stock portfolio gives the stockholder leverage with regard to the economy. Certain stocks do better in particular financial climates. Also, much depends on the age of the stock participant. Naturally the younger …
Everybody has felt the impact of inflation. Inflation refers to rising price levels over a certain period of time usually over a year. Inflation negatively impacts economic activity as higher costs reduce purchasing power. There …
Savings bonds are a unique investment that allow individuals to invest in government debt at investment amounts as low as $25, or as high as $5,000. Because they are government issued, they are extremely safe, …
Though many people have realized that the dramatic increases that had been observed in property values have come crashing down over the last several years, investing in real estate is still a great idea and …
Dividend stocks are shares of companies that pay dividends, which are the investor’s cut of the profits that companies earn. Dividends are distributed to the owners of the company, the shareholders, with each holder of …
From a financial point of view, a depression within an economy is one in which many people lose their homes, lose their job, become homeless, die from exposure to the elements, starve to death and/or …
The promise of tax-free income, combined with a safety level that’s just below Treasury bonds, make municipal bonds a favorite of young and mature investors alike. Yet investing in “muni’s” is still as much of …
Almost everything that could be identified as a difference between the New York Stock Exchange (NYSE) and the NASDAQ in the past has either disappeared or lessened over the years. By now these two …
Follow the money? Kinda lemming-like thinking, but never a bad idea. Better, hey – Follow the nefarious, that’s what the big kids do. Example one has already been discussed here in the Bank of America …
Money in your checking account is like a lazy teenager – although it’s around for everyday chores, you know it has so much more potential. Instead of hanging around doing nothing, waiting for your latest …
The majority of accounts are those that have variable interest rates. However, there are also fixed rate account alternatives. The variable rate accounts can provide some advantages for account holders, but much depends on the …
For cities that suffered a decline in home prices and are now seeing an improvement, the situation might still be volatile. Some cities had home prices that reached rock bottom and are still at the …
Your IRA account, (which by now should be in a Roth IRA) is an important vehicle to have for your investments, but you must find the right administrator to help you with these deals. Now, …
Ten years ago, having just seen a commercial to buy gold, I thought it would be wise for myself to invest a small portion of my savings. After all, at that time silver was only …
In 1971 a writer, Gordon Bowker and two teachers, Zev Siegel and Jerry Baldwin opened a new and unique coffee company, which they named Starbucks Coffee, Tea, and Spice. This unique store was opened in …
What are Stocks? Stock is an equity investment that represents part ownership in a corporation and entitles you to part of that corporation’s earnings and assets. 1 How Does Investing in the Stock Market Make …
Social security is going to be a fading memory by the time the kids of today are ready to retire. So what do we do? Do we push for privatization? Do we elect a president …
Foreclosures are the financial epidemic of our time. There are many reasons that cause people to go into pre foreclosure. To name a few: divorce, layoffs, or change in income, illness, or death in the …
Weighted Average Cost of Capital (WACC) is used to assess the value of, and return on investment of corporate operations such as project management. Said differently, the weighted average cost of capital is used to …
You already have a pension coming, although it is not time yet. Would not it be nice to enlarge it with a bit of imagination? Our plan is ideal for middle-aged homeowners who feel they …
Countries find themselves having to intervene in FDI (foreign direct investment) through a multitude means, often doing so to protect the nation’s cultural customs, the eventuality of creating more jobs, as well to protect domestic …
We all want to make a profit, but we also want to have as little hassle as possible. Besides we may find that we are not good with money, that we either gamble it too quickly, or …
People often ask the question, “Can mutual funds make you a millionaire?” Mutual funds do not give you a strong probability of becoming a millionaire, particularly when compared with ETFs, also known as exchange traded …
“Hey, John, ABC Company is in chapter 11, are you holding any long position-sell quick.” That is one of a typical scenario in trading or business scene in which operational grieving is diffusing and penetrating …
There are many different ways to attempt to make money in the stock market, but broadly speaking what you are generally doing is looking for stocks that fit certain criteria that you believe make them …
In the past, annuities did not have protection over inflation. However, this is another era, banks and other investors are providing inflation-protected annuities. It is important to understand the of annuities, and the calculations that …
Robo-signing is a process used by mass mortgage owners that can impact homeowners by facilitating a confusing and potentially fraudulent foreclosure process. Instead of using the proper officials to verify and notarize ownership and delinquency …
Mutual fund reviews: Pioneer Mutual Funds Boston is the birthplace of the mutual fund, and the Pioneer group of mutual funds is the third oldest mutual fund organization in the United States. For nearly 80 …
How to Use Your 2008 IRS Tax Rebate Checks The first question to ask is, “Why do I care?” All American consumers should care because the economy effects every purchase you make, including anything that …