Insurance Archive

There are two basic types of life insurance, and premium payments are processed differently for each of them. Failure to pay your premiums will have a different effect on your policy depending on the type …

Insurance contracts are defined as contracts of utmost good faith or contract of “uberrimae fidei”.  Understanding the principle behind this term would be immensely beneficial for anyone interested in learning about contracts related to insurance. …

Insurance companies have received a lot of bad press of late. They are often featured as money hungry entities that care nothing for the individuals who purchase their policies. To some extent that is correct …

The reason you have homeowner’s insurance is to protect your financial interest in the event of a claim. Likewise, the insurance company has a financial interest to protect. In order to determine your insurance rates, …

Information about renters insurance can be found from many different sources. These include online sources such as forums and chat rooms, friends or family as well as a local insurance agent. Renters insurance has important …

Progressive auto insurance is the third largest automobile insurance company in the United States, however numerous consumer reports exist illustrating the company’s insurance is not worthwhile both in terms of customer service and accident claims …

Note: Writer possesses three years of experience creating web content and other marketing materials for a national dental plan and insurance provider. Fact: Proper dental care is vital for children and adults. Anyone who has …

Cars are a popular form of transport and for ease of travel and getting around they can be one of the best options. However the number of cars and other vehicles on the highways and …

There are 2 Basic Types of Life Insurance; Term Life (or Temporary) and Whole Life (or Permanent). Term Life is insurance set for a certain period of time, usually 20 or 30 years. This type …

Being able to purchase your own home is the American dream, and such a dream requires a significant financial investment. When you’ve worked so hard to buy your first home or have upgraded to something …

If you need marine insurance, you will soon hear the term “navigation territory.” The concept of the navigation territory is used by insurance underwriters to assign limits to the risk they assume. Consequently, the insured …

Have you ever thought what will happen to you if by some stroke of bad luck you were rendered disabled? Where will you get your daily living expenses? How will you pay for your medications? …

Insurance is generally chosen by individuals who feel that a risk is worth insuring against. When it comes to insuring ones home it is difficult to obtain flood insurance even though the costs of flood …

Taking out insurance for your house, car or life is important. It can also be costly especially if you happen to get scammed. Not all insurance companies are created equal and there are many which …

It is easy to panic when you have to file a claim on your homeowners insurance. You are already upset because you are dealing with unexpected damage to your home. Take a deep breath and …

Life insurance is not the easiest thing in the world to understand. For the most part people are unaware of all the factors that go into the writing of a life insurance policy and their …

I find the title, “Insurance Options for Baby Boomers” somewhat odd. Here’s why. I personally believe Baby Boomers already own at least 95 percent of all insurance. They’ve got a monopoly on all of the …

Finding car insurance that is right for you and your wallet can be a time-consuming affair. Even those people who are not exactly thrilled with their current car insurance rates often don’t want to look …

Just as it’s important that you have homeowner’s insurance, it’s also important that you insure your property for the right amount. If you over insure your house, you will end up overpaying. And if you …

Insurance is a necessary evil, but it’s also a budget buster. Between paying for life, health, home and auto insurance you barely have anything left for your life, health home and auto. But, if you’re …

Reasons to Have Medicare Supplement Insurance Retiring is something that many people are going to want to do, but might not think is possible because of the amount of affordable health care coverage they will …

Universal life insurance originated in the 1980’s. It was an innovation in the life insurance business facilitated by the availability of powerful computers and sophisticated computer systems. Universal life policies are a variation of the …

I have sold health insurance for a number of years I describe it to my clients as asset protection. An extended stay in the hospital can cost you your home and even the estate you …

When most people think of homeowner’s insurance, they think of protection against theft, fire or natural disaster, and they think of a loss in terms of damage to the home or its contents. As such, …

Homeowner’s insurance policies are an important part of home ownership. Not all policies are created equal and it is vital for not only new homeowners but for seasoned veterans to read their policy carefully, including …

It is needless to mention that everyone looks for an affordable policy while buying auto insurance. Do you know that the type of your vehicle plays an important role in deciding the premium of your …

Where do you live? Do you have young dependents? Do you drive? All these questions are linked to important concerns or possible catastrophes. How would your life be without the protection of insurance? Most people …

I remember the days of oh so long ago. There was never really much choice in buying car insurance. Everything was a gamble. You could ask your friends for advice, which was never really worth …

The federal government has many regulations and laws that have established oversight for health insurance through the Employee Benefits Security Administration or EBSA. The EBSA is part of the United States Department of Labor which …

What health insurance usually covers during pregnancy depends largely on your health insurance policy, whether it is individual or group insurance, the health insurance agency, where you live and where you give birth. Insurance also …