Insurance Archive

The 1990s gave Americans a new word to define.  That word was “outsource”.  To outsource meant to send away or abroad.  As in American corporations decided to outsource jobs to Mexico and overseas.  Yes, outsourcing …

Within the home insurance industry, there are different types of designations for policies depending on your needs in property insurance. For example, if you are renting, you will need a renters’ insurance policy. If you …

A grantor of an insurance policy is a person or trust to which certain ownership rights of a life insurance policy have been transferred. This is normally done when an individual or family trust is …

Federal Deposit insurance serves an important role in the modern banking system. Known as the FDIC, this insuring company provides a plan that protects an individual depositor up to a certain dollar amount. This ensures …

A long-term healthcare insurance is what everybody needs. Many people underestimate and fail to realize how important it is until they need one. A healthcare program is something that you must buy or get when …

Life insurance can be an important part of estate planning. To make the most of this tool, policy holders should give careful consideration to designating beneficiaries. The following provide some tips for policy holders. Unlike …

To all those looking to purchase auto insurance in the state of Tennessee. Take a momentto read this article that gives you a guide in purchasing the right policy pertaining to yourspecific needs. In purchasing …

LIFE INSURANCE BUSINESS IN INDIA Life insurance industry in India is more than a century old. Its importance can be gauged from the fact that it has mobilized national savings next only to banks. It …

When you move overseas you leave more than friends and family behind; your domestic health insurance policy stays behind too. At least a month before you leave on your trip, you need to secure a …

For many, a summer is not complete unless the boat is in the water. Any boat owner should be aware that there are some risks involved with the activity of boating. For instance, that shiny …

There are several ways to get a lower price on your Renters Insurance policy. You should be aware however that saving money in this area will really only get you enough saved in a whole …

In an increasingly uncertain world, families are seeking ways to protect themselves without breaking the bank. Although the economic downturn has stopped some families from seeking coverage, many have responded by determining new ways to …

“The Patient Protection and Affordable Care Act (PPACA) commonly called the Affordable Care act or ObamaCare” was signed in to law on March 23, 2010 by President Barack Obama.” The Affordable Care Act includes multiple …

Being issued a speeding ticket is not a good thing at all, the individuals driving records will be tarnished for some good years because of this cause. And one should try an avoid by all …

Before you sign on the dotted line, take another look at your insurance policy and why its premiums are so low. Does it cover the replacement cost of your valuables, or does it cover the …

In this, the year of a not-so-great economy, everyone is looking for new places to save. If you are a homeowner, it behooves you to shop for the best insurance rates. The key to fairly …

Ex-gratia payments are made without legal acknowledgement of fault or liability. These types of payments are used in lieu of financial settlements that imply wrongdoing or contractual responsibility. The reasoning behind ex-gratia payments is by …

Life insurance companies go to great lengths to determine the most appropriate price for life insurance for each and every customer. Their risk assessment methods are extremely complex and the majority of them happen behind …

As college students begin their first experience of living away from the family home in their own rented accommodation, it is going to be an exciting experience. The idea of living independently will take precedence over mundane …

When it comes to the time that you need to buy a life insurance, especially Protection Plans, and after looking through the Quotations (especially when you see the High Premiums needed for Whole Life Insurance …

When you walk into the office of your local insurance agent, chances are he is either an independent or captive insurance agent. The terms independent and captive are used to describe the type of contract …

There are two general divisions of insurance. The first is Life and Health Insurance. This division of insurance includes policies that will cover you for medical bills, funeral expenses, and income replacement in the case …

If you are like many Americans, you want excellent coverage even if you require high risk life insurance or some other type of special accommodation. There are many Americans who have had to aggressively pursue …

Your dog is your best friend until he bites someone. Not only could you lose your dog but depending upon the injury caused, you could be sued. Owning a pet should be a simple, enjoyable …

Kidnap and ransom insurance is a special type of insurance policy which some corporations and high-profile individuals purchase to protect themselves from having to pay ransom payments in the event of an abduction. In certain …

Hearken back to the days when “technology” was having an erasable ribbon on a typewriter. Care to go back? Unless you are a nostalgia buff, probably not so much. Now it’s just a “delete” key. …

A boat is an expensive purchase and often costs a lot more than a car. Have you ever thought of driving without car insurance? Of course not; a car is expensive and an accident happens …

When you own a home, we all know it is important to have homeowner’s insurance but there are some things that may not be covered by your policy. You may need additional coverage for some …

Life insurance companies come in different types depending on how they are structured and the states where policies are sold. Typical life insurance companies can be either a nation or regional carrier or included as …

Health insurance companies should care about your health, but they are still a business dependent upon money to survive. It seems that the money part of the business is consuming health insurance companies, and slowly …