Insurance Archive

The term “annuity” is pretty scary. Most people do not understand what it is or what it means. And almost everyone has heard of someone who lost money by investing in an annuity. So, with …

Everyone wants to save money hoever they can these days.  Even on essential expenses, like insurance, finding ways to minimize the cost can make a big difference to your pocketbook.  Lying on your insurance application, …

Renters insurance may quite possibly be the most overlooked of all insurance policies. It is typically not required by law, although some leases do require it, and many renters either think their landlord’s insurance will …

It’s been said already, but it’s worth stating again: one of the easiest ways to save on insurance is to look carefully at your policies and make sure you’re not “double covering.” It seems almost …

When a disaster occurs in which you lose your business or it is partially destroyed to the point at which you are unable to operate without substantial repairs, you can fall back on your business …

When in the market for life insurance one can be over run with the number of companies to choose from, differences in rates, whether a medical exam is necessary, etc. Once finished looking at all …

Writing an inventory of all the things you possess can seem daunting and difficult, though really isn’t that hard once you understand the significance of the list you create. Your possessions need adequate insurance cover, …

Landlord insurance is very important in the property business. This is because with the risks involved with property, it is essential for all landlords to have insurance. Having landlord insurance is important for many reasons …

Renter’s insurance coverage protects the personal belongings of tenants from damage or loss as a result of events such as fires, floods and theft.  Rental insurance policies include liability coverage, which protects the tenant from …

You need renters insurance whether you are renting a house or an apartment. In most states renters insurance is not required by a law, but it is highly recommended that you carry it to provide …

Whether you are working or not, health insurance can save you money when it time comes for visiting the doctor and can ensure that you have not developed any hidden health problems. Most health insurance …

After a burglary, the insurance company is your ally. The recovery and compensation for the property loss begins immediately when an insurance claim is filed. Whether it is the burglary of your home, car, gym …

Buying insurance is about as fun as having a root canal, but also a prudent move to safeguard yourself against losses that arise from unknowable risks that occur in every day life. The world is …

Life insurance is one of the best yet the most misunderstood and overlooked investments. It will assure your designated benefits a hefty financial support or sum in case you permanently lose your income generating capacity …

Adjustable life insurance is sometimes referred to as universal life insurance. It’s a permanent life insurance, meaning that some of the premium you pay is invested. The investments help you grow value. Adjustable life insurance …

Lawsuits are seemingly everywhere these days. Tort cases are causing people to have to pay five, six, sometimes even seven figures in damages to victims. Lawyers are taking their share too, and it seems like …

From the highest peak of Mount Whitney to the lows of Death Valley, from the ocean to the desert, California offers a wide variety of climate and geography. But though a driver may enjoy its …

“London, 24 January 2000 – The number of reported piracy attacks worldwide for 1999 rose nearly 40% compared with 1998 figures and almost tripled compared with 1991 according to the ICC International Maritime Bureau in …

Early summertime is the time of year, when boat owners start getting back on the water. I am speaking about pleasure boaters, those who use their boats to make a living fishing are on the …

Renter’s insurance can provide much-needed peace of mind to homeowners, renters, and condominium owners. Whether it be in troubled times when you need it most, or on a day-to-day basis, just having renters insurance sets …

Nothing can prepare you for the trauma of a home burglary. You’re probably going to need to deal with the emotional and psychological aftermath first. Contact your local victim support service for help – and call in as …

Life insurance comes as a necessity in this day and age, much thought and research has to be put in before settling for the right type of life insurance. There are several hints to help …

It seems like in today’s society there is insurance for everything: our cars, our houses, our mortgages, our valued possessions inside our houses, our health, and even our own lives are insured. Why do we …

What does “RISK” have to do with “INSURANCE”?  You have to first understand what insurance is and what it is not. Insurance is a legal contract that you sign in which you agree to pay …

With a degree in hand and a sense of independence, graduating college students are now  prepared to begin their lives in the job market, hopefully with most considerations already figured out.  If you’re one of …

Insurance is a commodity. You can buy exactly the same coverage for exactly the same rate from any number of insurance providers. Which is not to say that all insurance policies, or for that matter, …

The average person seeking life insurance quotes thinks that they understand the system completely. However, they often find themselves surprised when they get into the market and learn that their current policy has become overpriced …

Conventional insurance is well established and caters to individuals and businesses choosing to insure against risk or being proscribed to do so. Those who follow Islamic law are strictly forbidden from opting for conventional insurance …

Had I been asked to write in favor of life insurance 10 years ago, I probably would have scoffed and offered some clich and disparaging remarks about what a racket and scam life insurance is. …

Yes! Providing you own the right type of life insurance, and you have accumulated enough cash value to allow you to borrow the amount you need. I want to share with you that this benefit, …