Insurance Archive

If you rent an apartment, a house, or a condo, you will need renter’s insurance. Your landlord most likely has an insurance policy that covers the entire rental property, but it usually doesn’t cover tenant’s …

Although these days it’s pretty easy to arrange your car insurance online, comparing quotes at the click of a button and paying by credit card for instant cover, one ever present difficulty still remains: the …

Steps for hurricane insurance preparedness start with understanding some critical facts; homeowners insurance is not hurricane insurance and there is a thirty day waiting period. Be prepared before the official beginning of the Atlantic hurricane …

Believe it or not, as a group insurer, employers’ costs to cover their employees is far less expensive then for an individual who is self employed and seeks such insurance. It is also fair in …

What is the number one benefit of term life insurance? It is cheaper per unit than any other life insurance policy. So, you can purchase more coverage for less money than any other type of …

Life insurance is a very broad category of insurance that covers any number of products from annuities that pay dividends later in life to term insurance, a simpler policy that pays out a lump sum …

If you are one of the millions of people who rent an apartment, you should seriously consider getting apartment insurance. Do you think your landlord’s insurance will protect you if there is a fire, flood, …

No one has made a contract with God that they won’t get sick. Most people are aware that life can be unfair and that being financially comfortable today doesn’t guarantee being comfortable in the future. …

Shopping for auto insurance on-line is more than just a passing trend. It is becoming the only sensible option. That might sound intimidating to someone who is not use to buying products on-line, let alone …

As a beginner, you may hear the following bits of advice: i) Everyone should have life insurance ii) Life insurance is a waste of money You may be confused with conflicting bits of information about …

As a retired medical malpractice reporter as well as a sales representative for a discount health program, (and mother of three adult sons); I have certainly been around and participated in the family health insurance …

Cancellation of insurance and non-renewal of insurance have a similar result: in both cases, you no longer have insurance with that particular company. Apart from that, they are quite different. If you compare having insurance …

The bodily injury liability coverage portion of an insurance policy may sound easy to understand, but there is more to the coverage than most people know. Many people mistakenly assume that bodily injury liability covers …

Car insurance is a competitive market. There are many options to consider when purchasing and maintaining car insurance. When do you know that is a time to change the carrier? One large factor is the …

What type of dog do you have? That’s just one of the many things that can affect the price of your renter’s insurance. Everything from fire and safety devices to the amount of your deductible …

Life insurance is a touchy subject. It’s often difficult to decide that you need it – and the process of actually getting it is very involved. Most insurance companies will insist that you must get …

Typically, the insurance requirements for a condominium is different from that of a house. House insurance comes as a whole package including loss of personal items and damage to property, but condominium insurance comes in …

I look back at my college years as the most carefree time of my life. For the first part of my college career, I was lucky enough to live on campus. A couple of years …

With millions of Americans across the country not covered by insurance, it shouldn’t be surprising that students comprise a large number of the uninsured. Yet it is, because finding health insurance for students is one …

If you can get health insurance through your employer, do it. Seeking out individual health coverage is a costly and complicated procedure, and there is no guarantee that you will be able to find a …

Responsibility for your personal property depends on yourself to contend against unsolicited harm. If you have ever imagined that you would like to take out generic insurance for $200,000 that you could use in any matter should …

When a company, regardless of size, purchases health insurance for its employees that company is able to buy it at a substantially lower cost as there are many more participants. Individual policies are, in so …

The mortality rate is a primary determinant of life insurance costs. These costs are attributed to identifiable risk groups. Those who do not pose additional risks to life insurers would obtain preferred premium rates. Anything …

Be smart when purchasing life insurance by navigating the complex issues with several important questions in mind. Be sure to ask your agent the questions below because the topics may not come up easily in …

If you own a vehicle, having auto insurance is an element of good financial planning. Apart from it being illegal to drive an automobile without insurance, it is good protection for your finances. Many dealerships …

When you’ve never purchased life insurance before, it seems as if the possibilities are mind-boggling. There are several approaches you can take. By asking yourself the following questions, you’ll be on the right track to …

There are various reasons why people rent. One reason may be they do not want the hassles and expense that comes along with owning a home. Renting, however, does not exclude you from certain expenses …

Insurance companies use various technologies to provide an insured with a rate or price quote. An insurance company may use various types of computer software, the internet as well as e-mail to create and send …

New drivers are wise to learn about auto insurance premiums before they select a car. Making decisions about obtaining the best insurance while saving money is a worthy goal, but it’s not all about saving …

Renter’s insurance is not always a requirement, so it is easy to overlook. However, it is just as necessary as car insurance or homeowner’s insurance. It will give you protection for your personal items as …