Personal loans: An overview
Borrowing money has become the American way. But many are leaping before looking when signing into the commitments. Be informed!
Medical Financing
Some may ask what exactly is medical financing. Medical financing is a way to pay for medical procedures and treatments. Smaller medical visits are most likely affordable by credit card, but credit card rates are usually much higher that financing. Loans are most frequently used by those who do not have insurance, or find that their insurance will not cover the procedure. It is wise to keep in mind that not all doctors comply with financing options.
Restaurant Loans
The restaurant business is extremely high paced. In order to stay “on top” a lot of money must be spent on renovations, advertising, and sometimes expansion. Restaurant loans are very common because of the high costs of sustaining a reputable establishment. With that being said the loans are still very hard to be approved for. Lenders consider the restaurant business a very high risk. To be approved above average credit and a large down payment is most likely required. After approval the loan still might be very stringent.
Payday Loans
Payday loans can be found in every city in America. They are also known as cash advances. Payday loans are a quick fix for certain financial situations. The time table is usually 2 weeks and rates range from 3.4% to 7.8%. Amounts range from $100 to $500.
Critics say that usually the borrowers are worse off at payment time than when the loan was first taken. Many have been put in bad debt rotation.
Loans for Students
Federal student loans credited to the student: Payment can be deferred until graduation, or you can choose to pay the interest on the principle. This is only available for full time student in most cases. Maximum limits are not very high.
Federal student loans credited to parent: Much higher limit, but payments start immediately.
Private student loans have higher rates than federal. Private loans can be used for almost any college expense including computers, books, room and board, and tuition.. Private loans are usually the last option to cover charges not covered by scholarships, grants, and federal aid.
Fast Loan Approvals
A loan can be coined a good loan is it is quick efficient and doesn’t require you to ask many questions. It should be available quickly and no drawn out paperwork that wastes time. If you have tolerance, you can find many reasonably priced loans that are approved fast and meet your needs. When the loan processing is done online, loan approval comes fast and no time is wasted in visiting offices.
Advanced Cash In
These payday loans are used for unexpected emergencies. When people are in need of money quickly this may be an option. The loan amounts are determined by the borrower’s monthly income and or their credit rating. The loans are processed quickly and are available immediately. Normal loan lengths are two week, or until the borrower’s next schedules pay check.
Church Loans
Church loans are in all probability the most complicated form of profitable financing to close. Churches are an important part of communities, so it is church financial problems be solved. In most cases church loan financing will require a special type of real estate loan that isn’t understood by most church loan borrowers. Churches are not classic enterprises but they do have considerable business financing needs.
Student Loans Consolidation
Consolidating education loans can save you a sizeable amount of money in interest payments. An education loan consolidation allows you to combine your student loans into one, erasing the need to try and keep up with all of them. Plus you may be able to find a lender that offers better interest than the average interest rate for your various student loans.
Church Financing
Church financing is in all probability the most complicated form of profitable financing to close. Churches are an important part of communities, so it is church financial problems be solved. In most cases church loan financing will require a special type of real estate loan that isn’t understood by most church loan borrowers. Churches are not classic enterprises but they do have considerable business financing needs.
Dallas Factoring
Access Capital Corporation
FACTORING SERVICES
4514 Travis St Ste 330, Dallas, TX 75205 Phone: 214-353-9955
Allied Capital Partners Lp
FACTORING SERVICES
5151 Belt Line Rd Ste 500, Dallas, TX 75254 Phone: 972-776-5300
American Receivabel Corp
FACTORING SERVICES
12201 Merit Dr, Dallas, TX 75251 Phone: 972-404-4726
www.americanreceivable.com
Commercial Finance
FACTORING SERVICES
11551 Forest Central Dr Ste 228, Dallas, TX 75243 Phone: 214-503-1460
Commission Express
FACTORING SERVICES
9400 N Central Expy, Dallas, TX 75231 Phone: 214-891-9800
Commonwealth Companies
FACTORING SERVICES
6615 Lyndon B Johnson Fwy, Dallas, TX 75240 Phone: 972-702-0000
Goodman Factors
FACTORING SERVICES
3010 Lyndon B Johnson Fwy Ste 140, Dallas, TX 75234 Phone: 972-241-3297
www.goodmanfactors.com
Landry-Marks Pariners Lp
FACTORING SERVICES
8401 N Central Expy, Dallas, TX 75225 Phone: 214-363-9105
New Capital Funding Corporation
FACTORING SERVICES
12770 Merit Dr Ste 124, Dallas, TX 75251 Phone: 214-890-0789
www.newcapitalfunding.net
Provident Financial
FACTORING SERVICES
3001 Lyndon B, Dallas, TX 75234 Phone: 972-243-0303
www.profininc.com
Southwest Factoring
FACTORING SERVICES
1305 Wycliff Ave, Dallas, TX 75207 Phone: 214-631-8843
Vertex Financial Corp
FACTORING SERVICES
8750 N Central Expy Ste 900, Dallas, TX 75231 Phone: 214-368-5881
www.vertexfinancial.com
Wells Fargo Bank
FACTORING SERVICES
14800 Quorum Dr Ste 320, Dallas, TX 75254 Phone: 972-386-9912