The key to finding affordable insurance is to obtain and compare a rate or price quote from multiple insurance companies. A quote can be used to compare coverages, discounts as well as the premium amount …

Alabama is officially recognized as being one of the poorest states in the nation, with 82% of children who live at or below the poverty line belonging to a single parent household. Many of these …

There seems to be a shortage today of people who have skills in saving money and an overload of those who are experiencing the stress that accompanies debt and financial disaster. We are raising a …

FEMALE SEXUAL ASSAULT Sexual Assault (or rape) is a huge problem all over the world. Not all people know what Sexual Assault is, why it happens, and how to protect themselves. I am going to …

Whilst credit cards are sometimes seen as a means of collecting unmanageable debt, when they are used sensibly there can be a number of benefits for the consumer. Consumer laws in a number of countries …

This question is one of the most important questions a homeowner should ask themselves. Should you refinance your mortgage?  Why is this so important?  There may not be a simple answer for someone who needs …

Cell phone banking, more commonly known as mobile phone banking, is the latest self service channel that banks have opened up to their customers. Its biggest appeal is convenience. As with Internet banking, you can …

The Internet has made life easier for its users. Without its existence, we have to leave our comfortable home and travel to other places perform many daily or monthly tasks including paying the bills. Traveling …

Income is categorized into approximately 24 types according to the Internal Revenue Service (IRS). Although there are several different types of income, they all can be labeled as taxable income. However, not all kinds of …

Everyone who drives must have car insurance, except in a few select states, and even there it is advisable. With the large number of providers available and the state of the economy, many are looking …

Secured credit cards are a viable option for those with poor credit histories to re-establish good credit and a better choice than turning ot a subprime lender. They are also often the only viable means for a young person …

Do you want your life to be as rewarding as it can be? Have you seriously considered becoming astute at handling your money and trying to earn a decent amount of it? The better off …

College on a Budget: Tips for Parents of High School Seniors The recent economic downturn may have sent your stock market portfolio and savings plunging, while the cost of college tuition, room and board, and …

Here in Australia our credit card debt has surpassed our general population’s total income by some unbelieveable amount. I can’t remember the exact figures, but when I heard the numbers, I remember they made me …

Car insurance fraud, like tax fraud, comes in two varieties: there’s “soft fraud” in which the magnitude of damage is exaggerated, and “hard fraud” in which an accident, theft, or vandalism is faked entirely. DETECTING …

Having bad credit is not the end of the world. But it can sure make you wish it was. If you’re laboring under crushing debt, and just can’t pay your bills, it may seem like …

Taxing stock investments is pretty straightforward. The profits from stock investments, and most other investments, are called capital gains. The profits from selling stocks are taxed at the rate of 15%. If you are in …

One of the easiest ways to derail a household budget is to overspend.  Everything looks great on paper, as you allocate your income to various categories, and your monthly spending allowance is set.  However, the …

I’m skeptical of the government’s ability to provide quality healthcare. Imagine if going to the doctor were like going to the DMV: long lines, poor customer service, that dirty feeling when you finally get out. …

Most UK banks now offer a full range of traditional banking products, plus a suite of insurance and assurance products. This move into the territory of insurance companies has been coined Bancassurance. Some of the …

Selling liquor in a bar carries with it certain responsibilities for you as the bar owner. You do have a legal obligation not to serve a customer who has already had too much to drink. …

Kidnap insurance is Necessary for Safe World Traveling Life is precious and someone shouldn’t risk their life under any circumstances. That being said, there might be an occasion in an individual’s life where they are …

Often going to college is the first time that young people have had to take control of their own finances. And on top of that responsibility, there’s all the other stressful factors such as living …

There are three primary questions to ask a financial planner on the telephone, before committing to a face-to-face appointment. The first is their certification and affiliation: Are they a certified financial planner (CFP) and do …

  Debt is a damp and nasty hole that is much easier to fall into than it is to crawl out of. When dealing with debt it is always best to avoid it all together. There …

It’s not difficult. I’m sure everyone can achieve it. It just needs discipline, some knowledge and maybe a little luck too. What is financial success ? It’s not the amount of money one has. It’s …

Property short sales are a real estate maneuver that can protect a home owner from some of the consequences of outright foreclosure. The “short” in short sale is the value of the home loan that …

This article will attempt to explain the differences between health insurance plans, since the three most popular plans are POS (Point of Service), PPO (Preferred provider Organization), and HMO (Health Maintenance Organization); the article will …

Today’s shifting economy has caused many people and families to face the reality that it is going to take more to make the ends meet than it once did. They are forced to look at …

Small, medium or large? We’re not talking about a coffee cup size, we’re referring to the fact that no matter what your size of business your access to a  business line of credit is the …