The best overall tip is to find out what your score is according to the credit bureaus. That’s the first step to knowing how to improve it. If it is low then these tips will …

“Great news… I just saved a bunch of money on my car insurance by switching to…” If you are considering switching car insurance companies in search of a better rate, remember that you may already …

The Automated Teller Machine, or ATM, had several false starts and had overcome ingrained attitudes in the banking industry before taking and achieving the the universal acceptance that it enjoys today. It was commonly felt …

Nobody plans for Financial Trouble but there are at times such a scenario may happen. But rather than coming up with a solution at the point of happening, you should have started planning for it. …

If you are drowning in a sea of debt it can seem very difficult to survive.  It is easy to grasp at any life preserver that is thrown in your direction.  Along comes credit card …

Once upon a time people put money in the bank to watch it grow through interest. These days putting money in the bank can mean watching it disappear through bank fees. Instead of rewarding you …

People once thought fondly of credit cards as their flexible friends. Credit cards were seen to represent an opportunity to buy today and pay tomorrow. The security provided by credit cards was comforting in that …

Stocks and bonds are both important investment vehicles which (except for government bonds) involve investing in private corporations in the hope of receiving a favourable return on the investment. However, they are two basically different …

Who should buy Catastrophic Health Insurance or a High Deductible Plan? Any one that doesn’t have access to a good group policy. What I find simply amazing is those that advise one way or the …

A debit card is a card that allows you to make a transaction, in which the money is instantly deducted from your checking account. If you don’t have the funds, the card will not process …

Risks of operating a business exist on a daily basis. A church is not exempt from injuries, losses, or other events that require insurance. Much like business or homeowners insurance, church insurance can help protect …

A child will eventually have to learn how to use money and be responsible with it.  Therefore, the best time to start is while they are young.  Parents obviously need to be the ones to …

Budgeting for a household is a monotonous, though very useful money management based task, which is based on household monthly income and outgoings. So here in a nutshell is what budgeting is based upon, cash …

Insurance companies should not have to disclose your credit score because quite simply, they should not have access to your credit to begin with. We are not asking for credit when we buy insurance. But …

There are two types of coverage available under a renter’s insurance policy: replacement cost and actual cash value. Replacement cost is just what it says: the actual cost of replacing an item at today’s prices. …

Short-term medical insurance is a special product with valuable benefits that the insurance companies have created to offer valuable protection to consumers. The option of short-term medical insurance means that a person can obtain temporary …

The challenges that you face as a self employed person in establishing a better retirement might be greater than those who are employed. There are no employers retirement plan to begin with and you are …

The UK inheritance tax applies to the worldwide assets of persons who are domiciled in the UK, and to the UK assets of persons who are not UK domiciled. A person’s domicile is the jurisdiction …

Often the need to make some fast cash requires great urgency and to an extent a sense of desperation. However there exist many options that you can consider when you have limited time to make …

Alaska Statute 34.45.110-780 provides specific rights to the State of Alaska to maintain an unclaimed property division. In addition, these statutes provide specific time frames (three years) for property such as oil and gas royalties, …

Universal healthcare is something that many people in the United States oppose. These individuals feel that they should not have to pay for other people to see a doctor. But these people probably don’t realize …

The utility stimulus grant scam claims that a new federal stimulus bill will pay all your utility costs for a month. You won’t be given money directly. Instead, the money goes straight to your utility …

Millions of people are living without health insurance because they can’ t afford it. When you are living without health insurance, you start to deal with many issues including the pros and the cons of …

Financial planning can make a difference in terms of whether you become prosperous in your future or broke.  Financial planning is the key to personal economic success, and establishing financial plans for the next five, …

Land Often when people invest in raw land they hope that that land will one day be re-zoned to commercially-zoned land in the future, which would turn that meager investment into one that is worth …

Who Will Pay? I am on the phone, a ragged stack of medical bills before me. As usual, I am on hold. In February I had a severe bout of diverticulitis. It is October now. …

The key to teaching your children about making investments is to teach them wisdom – unfortunately, that’s something that have to learn for themselves, but you can teach them to save. By establishing a savings …

The number one, most important thing for seniors to remember about dental coverage is that Medicare does not cover dental services. This can affect you in two ways – first, if your only insurance coverage …

With all the negative news surrounding credit card debt, you may get the impression that using a credit card is always taboo. However, it is not the credit card that gets one into trouble; it …

The beginning of a new year is the time when investors take a look at their portfolios and try to guess which stocks will make them the most money in the coming year. Some spend countless …