Payment history letters are issued by companies or organizations with which you have a credit history. When you have a consistent financial obligation, credibility may be established and credit rating may improve. For example, if …

I want to talk about another strategy designed to help you build wealth and this one deals with Tax lien certificates. Well you are probably wondering what are tax lien certificates. Let me explain how …

Anyone can become a property investor in this day and age, but it is still vital that before you go and invest in property that you first equip yourself with the tools and the strategies …

Insurance is defined as a promise of compensation for specific potential future losses in exchange for a periodic payment. This is meant to protect the future financial well being of the policy holder. There are …

Selecting The Health Insurance That Fits Your Needs Selecting health insurance is not all about rates and quotes but about what fits your family and your budget. People like myself who have been in the …

Don’t leave the decision up to other people. It’s expected that once you reach a certain age you retire. Society is geared towards your eventual retirement. Left to its own devices it will automatically retire …

The decision as to whether to buy a property or to rent an apartment or home is a big decision for many people. There are many opinions on both sides. Many proponents of home purchasing …

According to Visa Incorporated in December of 2006, consumers with credit cards faced new security threats. In an attempt to educate consumers, scenarios were offered to forewarn consumers in the event that they find themselves …

How many times have you written a check just to discover it was made out incorrectly and had to be re-written wasting both time and printed checks which aren’t cheap. That’s the beauty of debit …

The Credit Crunch and all the economic disasters it brought with it touched all of our lives in late 2008 and is continuing to do so today. Governments have bailed out banks to the tune …

Being smart with your money is about making the money you have stretch farther and work harder for you.  Lots of chances to make your dollars work smarter for you are out there – practically …

Whether you’re renting a home, apartment, or condo unit, your property and belongings are never far from risks such as theft or damage. If homeowners take the time to insure their land and their houses …

The first question that you should ask yourself before taking out a loan is “do I need this loan?” Using a loan to fund a purchase is an expensive way to obtain an item. It …

Whenever you travel outside your own country it is essential that you have travel insurance that will cover your medical expenses in the event that you become ill or are injured in an accident. Without …

Major medical health insurance is an insurance policy that protects you in the case of catastrophic illness. You may need to obtain major medical insurance outside of an employer if you’re self-employed, unemployed and not …

It is a fact that these days, everyone is trying to figure out ways to make their money stretch further. What you may not realize is that by cutting down on some of the “small” …

Debt is a common problem in the modern world. With more and more people out of work, people are frequently turning to alternative means to paying for things, namely luxuries, and in turn, they subsequently …

Anyone who actually knows when to cut investing losses would be filthy rich. The other side of this coin is knowing when to sell your investments for gains. That is the entire name of the …

Clutter is a major part of many the lives of many individuals.  Besides obtaining clutter of possessions, you may also obtain clutter of financial records.   Even if you live on a budget you may still …

A buy and hold investor is the exact opposite of a day trader. Buy and hold investors purchase stocks and hold it for long periods of time hence coining the name buy and hold. These …

In the midst of the financial crisis gripping markets in the Autumn of 2008, picking the right banking services for your money has become of utmost importance. Despite WaMu’s own financial troubles, they remain not …

The initial payment or premium for an insurance policy is due at the time of purchase. An insured has many payment methods that are available, is based on the billing method and a discount may …

It is important to start saving now! Don’t think about it anymore, and get started today. There is nothing worse than procrastinating on anything in life. The concept of building wealth steadily depends on when …

The simple answer is this: you can get as much cash as the bank or mortgage lender decides to give you. However, in life there are few things actually that simple. This is no exception… …

With a recession that has brought many families to their collective knees, it is more important than ever to help out those in need around you. If you have a neighbour that is struggling financially, …

Second to home purchase, cars are the most significant purchases made by most people.  Over the last few years, car ownership options have expanded and it is now possible to lease cars rather than purchase …

In theory, a candidate for the Supreme Court in the United States need not have any judicial experience. There are benefits and drawbacks to such a candidate. BENEFITS: The Supreme Court decides a handful of …

Checks are gradually being phased out by debit cards – and for good reason.  Checks do allow people to pay bills and make purchases without cash on hand, which is convenient.  Checks also allow us …

These days’ people are living longer and longer. That’s good news, but on the other side of that there are more years in which there’s a chance of severe health problems. And that could basically …

We’ve all been there at one time or another, and if we listen to the statistics it is likely we have been there more than once. We graduate from college, get laid off from work, …