Everyone needs dental care, but in today’s troubled economy, it can seem difficult to find an affordable individual dental plan to help cover the dental treatments you need. Sometimes it may seem as if hard …

If you have no credit history you might start thinking of your financial future, what if you will need a mortgage, car loan to get to work or finance for any other expenses in your …

The Christian way is sowing and reaping, every seed will surely become a plant or tree with fruits one day. Water it by pronouncing a blessing over it, for instance, we may say: “may it …

Good credit is important to all aspects of life. A poor credit rating can prevent you from securing a mortgage, financing your education or even from landing a job. This is precisely why it is …

There are many good reasons for opening a separate savings account. 5 Good Reasons to Open a Separate Savings Account: It is a smart idea to open a separate savings account in your child’s name.  …

Handling debt can be extremely difficult for most people, especially during a time where they are practically struggling to make ends meet. Difficult as it may seem though, it is however necessary to formulate a …

Those who have been turned down in their attempts to obtain credit cards will be attracted to the advertisement of ‘100% approval’ and those with no credit or bad credit will like the ‘no credit …

A 40-year mortgage promises mortgagees low mortgage payments over an extended amortization period. While it can work for a select few, longer mortgages have attendant risks and could end up costing mortgagees more. In assessing …

Americans are paying more for health care costs each year. Families are going without care and treatment to avoid costs or are under-insured when they need the care. So why is health care so expensive? …

It is easy to believe that investing for retirement means starting a retirement plan or building a retirement fund. The reality is that people must both save and invest for retirement. Understanding the difference between …

The Shocking Truth about Payday Loans Payday Loan Facts A short term loan that you can utilize to sustain you during bumpy times in regards to money problems is called a payday loan. Before applying …

In today’s world going to college very often means taking out student loans. As a result, college goers are left with debt that is difficult to pay back. However the reason to go to college …

Investing in real estate is a great idea, if it’s the right decision for you. There are a few questions that I had when I thought about doing it myself before deciding that it wasn’t …

Summer can be a good time to save money. With a little care, we can take advantage of the warm temperatures, long days, and the growing season, and use them to our advantage. 1. Using …

If you’re anything like me, getting your finances in order has become a recurring New Year’s Resolution for the past ten years. However, I discovered the secret that not only got me off the cycle …

If for some reason you really want to pay the world’s highest insurance premium for your auto this will help you do it. 10) Buy the most expensive, bright red vehicle you can afford and …

Your Fico credit score is an accurate reflection of your financial history and is used by most lenders to assess if you are a high risk customer or a welcome one. Your credit score affects …

Retirement is something that you are going to be looking forward to for your whole life. Whether you want to retire at age 50, or don’t care if you work until age 75, there will …

Other people would say I will just put up my own business to earn money. I respect the idea, but isn’t it that if you will put up a business you will also have to …

Are you planning to open a bank account? If you already have one, are you tired of being hit with nasty fees that are draining your balance? It is crucial to stop this insanity now! …

Money. The green paper that has powers and a voice. A survival stability. A possible tool for personality change. Food on the table. Shoes on your feet. Money can be the drug to your own …

They say that it’s not how much money you make but how wisely you spend what you have is the key to financial success. We’ve all heard of people earning boatloads of money becoming bankrupt, …

How does one become rich on a meager income?  It was once said that a man who works for somebody else, will never, themselves, become rich]. And, if you do happen to work for somebody …

Too often, people overlook the importance of their credit rating and how it affects many different things in their life. Your credit rating can affect the interest rate for loans that are made available to …

The Benefits of Buying a Florida Timeshare I bought a timeshare week in Florida in 1990. I was living in Cincinnati, Ohio and the winter blues were encompassing my life. I had spent too many …

Although deferred and immediate annuities are both investment products issued by an insurance company and they may seem very similar on the surface, there are a number of important distinctions that must be made between …

Avoiding bank fees begins with finding the right bank account for your lifestyle. Do you write lots of checks or use your debit card? Do you use direct deposit or do you use a teller …

Life, death and taxes the common denominator in everyone’s existence. It is costly to file your tax return if you use a tax preparation or accounting firm. Accounting and tax preparation firms can charge up …

Shopping for an entire family or even just for yourself can be daunting. Oftentimes we simply want to spend too much and we do not have the means to do so. One of the best …

When taking out a property insurance policy, you have the option of having allied lines. This refers to extra insurance that you can purchase and have it associated with the standard property insurance policy. This …