For the majority of us, just hopping in the car and driving to wherever we need to be is second nature and we don’t even think about it. Not using a car is unthinkable to …

The recent recession has drawn critics from all sides ready to besmirch and accost the buy and hold investor as foolish and behind the times. They argue that the long-term, buy and hold investment strategy …

The basics of financial planning consist of establishing goals, constructing a written plan, creating a budget, maintaining a healthy credit score, buying a home, reducing spending, purchasing life and health insurance, saving and more. Financial …

Banks charge fees for a lot of different reasons. By being informed and aware, you can avoid a lot of these fees and extra costs. Knowing what types of fees that banks charge and why …

While we all hope for smooth sailing, life presents challenges and often tests our ability to face those challenges bravely. Few people are prepared to handle the sudden emergencies that arise from time to time. …

State Farm Insurance is a network of franchise insurance companies each operated by an experienced entrepreneurs/agents. Insurance products and services are standardized through the franchise system however the service may differ from agent to agent …

How much money do you spend, in order to remain healthy and alive? Believe it or not, bad choices can cause your death and you never know when you will have an emergency that can cost …

The declining economy has been a hardship on many American families in terms of the housing market. With a record number of foreclosures and an abundance of houses for sale, it has quickly turned into …

Whole cereals, vegetables, fruits and meals rich in nutrients are usually more expensive when compared to junk foods or meals that are often tasty but devoid of vital nutrients. How then can one continue eating …

Even if you rent your property you still face many of the risks of loss and property damage similar to homeowners. Having a renter’s insurance policy is necessary to help protect against loss or damage …

In today’s world of looming financial crisis, home mortgage foreclosure epidemics, and rising unemployment rates, all people are looking for ways to reduce their debt obligations, and fast. There are several ways to make a …

Although credit cards have a place in today’s society, they can also cause various problems for the user. Identity theft has risen sharply and there have been cases where someones credit card details have been …

Payment by government is also ultimately borne by people. Medical care financing is too complex to suggest such simple solutions. Payment by Government means payment by the taxpayers, or the people only. Thus the burden …

More often than not, an investment is a long-term commitment. The whole idea of investing is that you save money for the future so that you spread your income overtime. If you have a windfall, …

A BMW is a better investment perhaps as an antique, but a bachelor’s degree is an investment which doesn’t pay off much initially, but can be priceless over time. A BMW may get you some …

Overspending is a problem for many people. Spending habits spiral out of control and suddenly the money that was supposed to pay the electric bill is suddenly gone and panic sets in. The cycle continues, …

Drivers in Utah can expect to pay around $722 for their annual auto insurance premiums. Since Utah laws make auto insurance mandatory, it is important to search for the best possible insurance company with the …

There are many areas where sellers employ illegal activities in the house selling market. What they depend upon is the gullible and also vulnerable enthusiasm of potential buyers. While the law has regulations that protect …

Credit cards, as a whole, are essentially convenient spending implements, designed to charge you for using your own money. However, as opposed to discussing the evils of credit cards and how they are capable of …

Keeping track of your finances might seem difficult at first, but staying on top of your cash flows can not only help you to pinpoint errors long before they start to get expensive, but it …

The criminal justice system is an ever changing collection of laws, rules, and procedures.  The death penalty is a good example of this.  In America, different states have approved use of the death penalty, only …

Since 1996, the percentage of home workers has increased markedly. And, at one time, it was thought that those who worked from their own homes did not need insurance. However, as time has gone by, …

An automatic investment plan is an excellent way to save for your future in a systematic, efficient and logical manner. In this method, a certain amount of money is transferred on a regular basis into …

Most of us have some sort of access to credit, and most of us have access to at least one credit card. Some have more than one credit card, while some choose to not have …

While there is not a single formula to follow, lenders have specific guidelines for granting loans. It is a complicated evaluation of the property/collateral used as security for the loan as well as the borrower’s …

The situation in the UK is a little different than the USA because bank fees have become something of a political issue. Many people are refusing to pay their bank fees and taking the banks …

Sometimes, people shop around and seek the best value for their money. At other times, they may purchase the first product that can solve their problem or satisfy their desire. With long-term products like consumer …

When your personal finances are well-organized it shows in all areas of your life. Your credit score will be right where it is supposed to be, you will have no trouble securing additional debt, you …

Ideas for saving money Always make a shopping list. Don’t leave it home or be sidetracked from that list.Marketers deliberately place temptation on every checkout. Low shelves entice the children, higher ones taunt the adults. …

A ‘college funding consultant’ is just another term for wasting your money on consulting. Many times bankers and financial specialists will take this title as a way to generate additional revenue; revenue that comes from …