You can save money on your car insurance once you understand the criteria the insurance companies use to assess your premium. The criteria includes your age, marital status, where you live, and what kind of …

Life insurance is something that everyone needs, regardless of their age. The cost of funeral and funeral expenses is constantly rising, and no one wants to leave those issues to their family and loved ones. …

Once you retire, your expenses, income and the budget take on a whole new dynamic. You are no longer receiving a full-time paycheck, and more times than not, the income you are receiving is only …

Before you start using coupons at Wal-Mart, it is a good idea to know their coupon policies. Wal-Mart’s motto is to “Save money, Live better”. Using coupons is a great way to do this! Not …

Reciprocals have been around for many years, but many times get looked over for more popular types of insurance, most notably Mutual Insurance Companies(State Farm, Nationwide, Liberty Mutual) and Stock Insurance Companies(Allstate, Geico, AIG). However, …

Pulling your hair out? Smoke coming out of your ears? It sounds simple enough but you would be surprised at how many people have trouble balancing a checkbook. This is the cause of a lot …

Risk can be minimized a substantial amount by properly following three key principles. These principles include the use of risk avoidance techniques, understanding the situations in which investments are exposed to risk and third, knowing …

In my recent articles, I have been talking about different ways to generate an alternate stream of income. This article, as the title indicates, will pertain to how you can use the Internet as a …

If you live in the state of Wisconsin and you are close to a state park you have an entire adventure at your finger tips for only $25.00 a year. The state of Wisconsin has …

The Fair Isaac Corporation takes into account many different facotrs in calculating your credit score. The interesting thing that I have noticed is that certain practices can both raise and lower your credit score. Lets …

Do you have money that you would like to keep out of the hands of others? Keeping money in your mattress might be one good way to keep money out of sight, but there are …

Richard Branson and Warren Buffett are two different personalities with different types of business methods, temperaments and attitudes. Both have made huge contributions to business in their countries. Buffett’s adherence to value investing and his …

Since last year, American consumers with complaints now have a choice between the Better Business Bureau (BBB) and the Consumer Protection Financial Bureau (CFPB). That choice is based on where consumers think they will get …

It is an admirable thing for young people not to be sucked into the credit card trap, but to live within their means without using credit. However the disadvantage of doing this is that they …

Increased regulations in the credit industry, combined with the growing number of risk averse lenders, has resulted in a huge reduction in available credit. Those who have less than perfect credit can well find that …

Barclaycard offer a choice of four Platinum cards, allowing applicants the ability to select the card which is best suited to their needs. Consumers can choose an extended zero percent balance transfer period or opt …

According to a survey released on March 3, 2011 by Food Research and Action Center (FRAC), nearly one in five households state that they need food stamps in order to feed their families. Stop and …

If you do not have enough experience in planning your financial future or you are unsure how to achieve financial independence due to too much debt, paucity of savings and insufficient income, a financial advisor …

There are basically two types of life insurance policies: term life and whole life. Term life includes an insurance component only.  The premiums are quite inexpensive compared to whole life policies.  A middle-aged non-smoker in …

What you do not know, could be costing you. There are many ways to save on car insurance, but it is usually up to the buyer to find these savings. Why is this? Insurance agents …

When your child learns how to budget and be responsible with money, this is a skill that he will carry with him throughout his life. It will affect his credit score. It will affect his …

My first reaction to the question of compound interest vs capital gains was “Who says I have to choose?” With the stock market slumping, there are plenty of blue chip stocks with dividend yields of …

Prescription drugs can be extremely pricey.  Many people spend hundreds and even thousands of dollars on such drugs every single year.  Fortunately, there are things that you can do in order to save money on …

The value of a AAA membership far outweigh any disadvantages. Yes, there may be times when you do not use the card enough to get your money back, but this is rare. For anyone who …

I think a major issue that potential students should consider is whether they want a “Cadillac” (pricey degree) or a “Pontiac” (public university or community college). Based on my analogy, a Pontiac can look sharp, …

(Note: This article is mostly specific to the United States, but some links might help others as well.) If you’re anything like me, you’ve felt the effects of rising health care costs.  My insurance covers …

Own a piece of Key West? You better believe it! Buying a timeshare condominium in Key West is not a stupid idea. That is if you like to party , parasail, snorkel, fish, take high …

As credit card rewards go the program offered by the BT credit card is a paltry one, giving a reduction of one penny on BT phone bills for every £1.50 spent on the card. This …

Credit rating agencies are corporations which collect information on consumer credit accounts (like mortgages, credit cards, and car loans), and use this information to assess the degree to which a person reliably pays back their …

It is extremely easy to slip into debt almost without noticing; it is often a slow process which over time develops in a downward spiral which becomes harder to climb out of the longer and …