The Truth about Low Interest Credit Cards

The Truth about Low Interest Credit Cards

Low-interest credit cards seem like a good idea until you read the fine print.  Following the credit crash of 2009, Credit Card companies are less likely to offer low-interest cards, but even when they do, …
Topman Store Cards

Topman Store Cards

Topman store cards, issued by the Santander Bank, can be used in a variety of stores within the Arcadia group. The card thus offers convenience to shoppers who frequent not only Topman but also Topshop, …
How to Flip a House

How to Flip a House

Flipping a house can be a very high risk investment, but if you know what you are doing it can be some of the easiest & fastest money you will ever make. People all over …
Why Health Insurance is Important

Why Health Insurance is Important

Why Health Insurance is Important Health insurance offers cash to pay bills caused by sickness. Conditions covered by Health insurance are explained in the Health insurance plan, the policy is a lawful contract, and the …
Guide to Mortgage Underwriting

Guide to Mortgage Underwriting

Summary:  All lenders have begun to take extreme caution in making loans since the mortgage meltdown started in 2006.  Many changes have been made and currently, almost daily; a new or changed underwriting guideline surfaces.  …
Defining Financial Freedom

Defining Financial Freedom

Financial freedom can mean different things to different people. Everything is relative and someone who has struggled all of their life with a lack of money might see themselves financially free when they pay their …
The World of Life Insurance

The World of Life Insurance

One of the biggest concerns of parents everywhere is what would happen to their children and families if they should die unexpectedly, leaving the surviving parent or guardian with mounting financial obligations and no way …
Independent Health Insurance Plans

Independent Health Insurance Plans

If you find yourself looking for private health insurance, it may feel like you are learning a new language in relatively foreign territory. To navigate the ins and outs of private healthcare, consider the following …
Tips for Dealing with a Financial Emergency

Tips for Dealing with a Financial Emergency

Financial emergencies are sometimes unavoidable. It is caused by several reasons such as a job loss, a failed business, an investment that went sour, illnesses and diseases, a house burned down, crimes such as burglary, …
Bankruptcy

Bankruptcy

Filing a bankruptcy is a horrible feeling. Many choose this option as a last financial resort after trying everything to fulfil their financial obligations to creditors. There are times that bankruptcy is simply the only …
Simple Ways to Save Money

Simple Ways to Save Money

The current environment of financial uncertainty is reaching everywhere, even when there are stable jobs and good financial situations. Many are concerned that their job can go away or that some future crisis will decimate …
Renters Insurance Policy

Renters Insurance Policy

When shopping for renter’s insurance there are some important things to consider. Every tenant needs insurance to protect them in the event of a loss. What does the policy cover? Why is this insurance necessary? …
Capital ones Venture Reward Credit Card

Capital ones Venture Reward Credit Card

Money Magazine named Capital Ones Venture Rewards card “best rewards card if you aim to rack up airline miles.” The card offers 2% on all purchases towards unlimited air miles which never expire. Air miles …
The Pros and Cons of the Bt Credit Card

The Pros and Cons of the Bt Credit Card

The UK credit card market has never been more competitive and one of the more recent providers to offer accounts is the telecommunications giant BT. The card is actually issued by MBNA Bank International, but …
Homeowners insurance at a glance

Homeowners insurance at a glance

Homeowner’s Insurance at a Glance Are you at the step you wanted to avoid all along? Are you afraid of making a wrong decision? If you are considering a homeowner’s insurance, you might be interested …
Flexible Spending Account for Massage

Flexible Spending Account for Massage

Chances are if the economy has zapped your budget, going out for a relaxing massage is not high on your “to do” list unless you have a gift certificate waiting to be used. However, according …
Explaining various Forms of Credit

Explaining various Forms of Credit

There is nothing new about credit as it has been used for centuries, but in today’s society it is far more widely used than ever before. Credit simply involves paying for something later and in …
How to Close a Savings Account

How to Close a Savings Account

Closing your bank account shouldn’t be difficult, but you will need to follow certain procedures to make sure any future financial transactions your savings account usually deals with are transferred to another account. It’s also necessary to …
Inflation and Retirement Planning

Inflation and Retirement Planning

According to some financial advisors, people who are planning for retirement should compute their average yearly expenses, then save 25 times that amount.  By withdrawing 4% of the total nest egg every year, a retiree …
New Mexico Auto Insurance

New Mexico Auto Insurance

Auto insurance is mandatory inNew Mexico, and knowing what types of policies and coverage should be carried is very important. Just as important is ensuring that the coverage is maintained at all times. Driving without …
Choosing a Good Real Estate Investment

Choosing a Good Real Estate Investment

1031 Tax Exchange: Creating Wealth With Real Estate Investment Anyone who purchases property understands the importance of making smart financial investments. In real estate, homebuyers and sellers have the same goal – to build wealth. …
Not having Health Insurance

Not having Health Insurance

Approximately 46 million people in the United States are currently without health insurance. The reasons for not having health insurance can vary between the inability to afford premiums versus paying upfront for all medical bills. …