One would be tempted, what with the rising costs of police protection and incarceration of criminals, to yearn for a return to legalized dueling as a means of eliminating at least some of the criminal …

Health Insurance is an essential part of our lives in the United States. Without it, you might running the risk of being financially wiped out by a serious illness or accident. It is true, consider …

Getting control of your credit card debt is key to personal financial success and personal happiness. There are some basic and easy things you can do to get your situation under control. First step in …

Do you have a lot of prescriptions to buy, or even just one pill to take? If you have ever been asked by your doctor to take a medication, you know that it can potentially …

UK inheritance tax is charged on lifetime transfers of assets and on the estates of deceased persons. The rate of tax is 20% for lifetime transfers and 40% for assets on death, subject to a …

The right to an education is available to all who qualify to attend college. In most cases a student is looking at a huge expense when considering embarking on a college education. Unless your parents’ …

College students are typically young enough to still believe they are invincible and rarely plan for “what if.” Parents understand the unexpected can happen, but often believe either their college student is covered under their …

Discovering Breckenridge, Colorado – a land of beauty, breathtaking vistas, and bountiful opportunities – is seeing majestic mountains, serene lakes, and sensational skiing. Breckenridge is the best new real estate property in the Rockies: 1. …

There are multiple experts available to teach you how to grow your net worth. They will tell you to begin planning for your retirement when you are young, take advantage of company 401K plans, invest …

In modern day banking, it is rare for a bank to say that they are not having the online banking facility for its customers. At the same time, there are instances in which banks promote …

Self-employment offers both advantages and disadvantages for retirement savings. The primary disadvantage from self-employment is that the self-employed person must personally fund his retirement savings without contributions from his employer. A major advange for self-employed …

Some say our American sense of entitlement won’t survive our economic facts. They say we are brats, and because of that, our recession is headed for depression. In fact, some even believe this will be …

Credit Card Debt Problems Credit card debt can be a scary thing for millions of people, and rightfully so. It can be damaging in the long term due to low credit scores. A low credit …

The physical activity of cycling brings many benefits to the cyclist. Running a cycle in contrast to a car or using public transport, will save you money.  But did you also know cycling can create …

Personal medical coverage offers benefits for medical care. Some policies may provide for payment of health charges incurred on a reimbursement basis by paying benefits to the policy owner, payment on a service basis by …

Insurance is a curious product. It’s one of the few things that you buy which you hope never to use – along with fire extinguishers and emergency tires. This makes it hard to value, because …

A 401K plan is one of the best ways to save money for retirement. Since your employer matches your contribution, the savings can really add up over time. This can be a large part of …

You’re off and running, in college, getting ready to enter into the wonderful world of adulthood, where the financially responsible reign supreme, and having a clean credit rating is necessary. And then it hits you: …

Work is, as Oscar Wilde famously remarked, the curse of the drinking classes. Many people would give up their job in a heartbeat if they could, but of course everyone needs at least a little …

There are more and more people in difficult financial situations in recent times who are having to consider how to save when money is tight. This might be an entirely new concept and procedure for …

“If Your Baby Could Tell You What To Do With Your Economic Stimulus Check…Would You Listen?” A Baby’s Thoughts On Raising Financially Intelligent Parents Mommy! Daddy! Please hurry, read this and pay attention. I don’t …

Prepaid debit and credit cards can build credit, but not in the same ways as a secured or unsecured credit card does. Since prepaid cards are structured differently, understanding how they work and what benefits …

The stock market is a cyclical place that can range from incredible highs to incredible lows, but history shows that it always comes full circle and stabalizes before beginning the process again. Theses periods of …

When does it make sense to participate in a 401(k) plan? Now! Time is of the essence. Most people think of retirement planning as a means of buying that mansion on the hill and living …

When you have an accident, it is quite easy to know the rules. There are 3 easy steps to make sure you don’t get ripped off. Look at the insurance regulations for your state. There …

The concept of buying dogs, is of course nothing new. It is a type of “reversion to the mean”. It is predicated on an assumption that all stocks are broadly similar, with similar growth patterns, and …

Car insurance is an expensive outlay and getting a good deal is becoming harder and harder, particularly when there are some things that your provider isn’t particularly upfront about. Here are five things that your …

A budget is simply a process whereby an individual or household determines how much money they are going to spend during a given time period, and then reviews their performance against their set targets on …

SR22, or state required, is a special type of form one must obtain from their state once they are considered a high risk driver. This usually occurs once a serious violation of driving laws has …

If you have owned your home for a long time and wish to take advantage of the available equity in your home, a reverse mortgage can be a good option for your retirement. You can …