Why Health Insurance is Important

Why Health Insurance is Important

Health Insurance is an essential part of our lives in the United States. Without it, you might running the risk of being financially wiped out by a serious illness or accident. It is true, consider …
How to Control Credit Card Debt

How to Control Credit Card Debt

Getting control of your credit card debt is key to personal financial success and personal happiness. There are some basic and easy things you can do to get your situation under control. First step in …
Inheritance Tax Excluded Property

Inheritance Tax Excluded Property

UK inheritance tax is charged on lifetime transfers of assets and on the estates of deceased persons. The rate of tax is 20% for lifetime transfers and 40% for assets on death, subject to a …
Student Loans without a co Signer

Student Loans without a co Signer

The right to an education is available to all who qualify to attend college. In most cases a student is looking at a huge expense when considering embarking on a college education. Unless your parents’ …
How to Grow your Net Worth

How to Grow your Net Worth

There are multiple experts available to teach you how to grow your net worth. They will tell you to begin planning for your retirement when you are young, take advantage of company 401K plans, invest …
Reasons not to use Online Banking

Reasons not to use Online Banking

In modern day banking, it is rare for a bank to say that they are not having the online banking facility for its customers. At the same time, there are instances in which banks promote …
Retirement Tips for the self Employed

Retirement Tips for the self Employed

Self-employment offers both advantages and disadvantages for retirement savings. The primary disadvantage from self-employment is that the self-employed person must personally fund his retirement savings without contributions from his employer. A major advange for self-employed …
Credit Card Debt Problems

Credit Card Debt Problems

Credit Card Debt Problems Credit card debt can be a scary thing for millions of people, and rightfully so. It can be damaging in the long term due to low credit scores. A low credit …
Prudent Insurance

Prudent Insurance

Insurance is a curious product. It’s one of the few things that you buy which you hope never to use – along with fire extinguishers and emergency tires. This makes it hard to value, because …
401k

401k

A 401K plan is one of the best ways to save money for retirement. Since your employer matches your contribution, the savings can really add up over time. This can be a large part of …
Student Credit Cards Taking the Plunge

Student Credit Cards Taking the Plunge

You’re off and running, in college, getting ready to enter into the wonderful world of adulthood, where the financially responsible reign supreme, and having a clean credit rating is necessary. And then it hits you: …
How to Make Money without a Job

How to Make Money without a Job

Work is, as Oscar Wilde famously remarked, the curse of the drinking classes. Many people would give up their job in a heartbeat if they could, but of course everyone needs at least a little …
How to Save when Money is Tight

How to Save when Money is Tight

There are more and more people in difficult financial situations in recent times who are having to consider how to save when money is tight. This might be an entirely new concept and procedure for …
Steps to Financial Independence

Steps to Financial Independence

“If Your Baby Could Tell You What To Do With Your Economic Stimulus Check…Would You Listen?” A Baby’s Thoughts On Raising Financially Intelligent Parents Mommy! Daddy! Please hurry, read this and pay attention. I don’t …
What is a Bull Market

What is a Bull Market

The stock market is a cyclical place that can range from incredible highs to incredible lows, but history shows that it always comes full circle and stabalizes before beginning the process again. Theses periods of …
Money Tips why Budgets Fail

Money Tips why Budgets Fail

A budget is simply a process whereby an individual or household determines how much money they are going to spend during a given time period, and then reviews their performance against their set targets on …