Blue Cross Blue Shield – Is this provider for more than 1/3 of the nation’s people a consistent and reliable provider of coverage? Overall, the answer might be yes. “Might be” are the operative words …

North Carolina drivers are required by law to carry minimum amounts of auto insurance on any registered vehicle in the state to remain legal. Just because it is mandatory doesn’t mean you have to spend …

The longer you rent, the more likely you are to postpone purchase of your house.  Federal Reserves in its Survey of Consumer Finances has consistently found a huge gap between the average net worth of …

People with credit can get new credit products much harder than people with a sound credit rating or an OK credit file. However there are some products especially designed for those who have already have …

If you’re not paying close attention to your checking account, it is very easy to overdraw the account or bounce a check.  It’s likely happened to all of us, at least once.  You wrote a …

I have been studying the food stamp and food bank surveys that ask for the reason people need food stamps or food bank assistance and  I do have a  concern.  First of all, when the …

If you are not rich enough to fund your College education yourself, these groups of co-students are bound to help you out. All you need do is identify them and make yourself available to them. …

Keep in mind that kids cost money and if your parents had made it to pay your college education, you might ask advice from them. But keep in mind times are changing and inflation is …

Consider you are a 16 year old driver clean out of manoeuvreing college and you desire to understand how a lot it will price for car insurance. Or you can imagine you are a father …

The 2008 economic recession made people more cautious and skeptical about investing in real estate. Prices of properties have gone down and even lower than what many consider to be bargain prices. The fear that …

Weather derivatives are an unusual class of investment in which investors sign contracts to mitigate weather risk. All derivatives, essentially, are intended as forms of risk insurance, in which two parties bet on the future …

Credit, debit, cash, or check? All of these methods of payment have their advantages and drawbacks. A debit card shouldn’t be the only tool in your financial toolbox, but it is a useful thing to …

The Benefits of owning a Florida Timeshare One of the best experiences of our life was purchasing a timeshare with Disney. Disney packages its timeshare as the Disney Vacation Club, and they have many resorts …

Some people in today’s economy struggle financially because they had not acquired the skills and habits necessary to pay their bills timely or save for emergencies. Their lives just went from one paycheck to the …

Homeowners insurance was designed to protect the homeowner from loss from fire, wind, theft, and any number of other disasters that can affect their home and property. It can be expensive, however, it can also …

People sometimes have problems making their credit card payments on time and if the payments become too late, a collection agency, who is hired by the creditor, is called in to take over and collect …

Since branching out into financial services the Post Office has acquired a good reputation, particularly when it comes to obtaining commission free foreign currency. Naturally the Post Office Classic credit card also comes with the …

Money tips for new college grads usually focus on student debt and credit cards, but you need life-long financial wisdom to manage your money after college.  Student loan debt and credit card debt are temporary …

So, you have money issues, but you don’t know how to go about solving them. This is where a financial planner comes in. A financial planner is a qualified professional who helps individuals or companies …

Knowing right from wrong makes all the difference when dealing with mental illness and the court system. Of course, those filling up jails and prisons are mentally ill, to a degree, and many of them …

If they haven’t learned by now that there are definite consequences to their actions, then what better time than when other peoples lives are in their hands? Teens should pay for their own car insurance …

In these times of financial hardship charitable donations have been cut out of many family and personal budgets. That does not mean, however, that you have to give up being charitable. You can still make …

Online banking is the process in which a financial institute allows its customers to access their accounts through a secured portal in the internet and make way to perform certain transactions by themselves without the …

Online Bill Pay Just Set It and Forget It! If you’ve ever stayed up late watching TV, chances are you found yourself entranced in an infomercial promoting all of the products you never thought you’d …

In the current climate of economic uncertainty, retirees are looking to cut every corner we can find and housing is at the top of our list. If your home is paid for, you’re way ahead …

As a possible borrower you need to first ask yourself whether or not you believe you can afford making a payment? Let’s face it, if you don’t believe you can repay those lending you money …

A lot of consumers are curious just what credit protection services do.  With so many different forms of credit protection popping up left and right, it can be difficult to determine what is essential and …

With interest rates at record lows and the stock market looking too perilous for small investors, many people are putting money in an asset they understand – real estate. One of the best places to …

Homeowner’s insurance does not cover identity theft until you add coverage, an endorsement or rider to your policy. According to the Federal Trade Commission (FTC), nearly nine million Americans fall prey to identity theft each …

The Fair Credit Reporting Act (FCRA), passed in 1970 and amended multiple times since, regulates the collection and use of consumer credit information.  Enforced by the Federal Trade Commission (FTC), the FCRA provides certain rights …