Supplemental Health Insurance

Supplemental Health Insurance

Supplemental insurance is provided for many types of insurance depending on what is needed by a particular individual. One common type of supplemental insurance that is purchased by individuals that are on Medicare is called …
Are Financial Planners Regulated

Are Financial Planners Regulated

Financial planners are not necessarily regulated, but most of them choose to obtain one of a series of legitimate certifications so that they can signal to consumers that they know what they are doing. Also, …
How do Debt Collection Agencies Work

How do Debt Collection Agencies Work

One way debt collectors operate, companies such as Allied Interstate, is that they have paid the original lender for the right to collect the debt. What does this really mean? For instance, assume you owe credit card company …
Money Tips for College Grads

Money Tips for College Grads

Dealing with finances is one of the most common dilemmas that college graduates face. Upon finishing school, these graduates find a job and start to earn a living. However, since schools only taught the necessary …
Do Stock Buybacks Affect Share Prices

Do Stock Buybacks Affect Share Prices

Stock buybacks increase a financial metric called earnings per share (EPS), and the increase of the EPS indicates a stock may be undervalued. An undervalued stock has the potential to grow in value; therefore, an …
Using a Credit Card Overseas

Using a Credit Card Overseas

Credit cards can be wonderful assets and can also be bothersome liabilities, especially when using them overseas. If you are planning a trip overseas, it may be best to not plan on using your credit …
When is a Personal Loan a Bad Idea

When is a Personal Loan a Bad Idea

When is a personal loan a bad idea? I personally know several people who would simply say, “Always,” and the subject would thereafter be very firmly and forever closed. There are those who are so …
Louisiana Auto Insurance

Louisiana Auto Insurance

Louisiana, like most other states, has mandatory auto insurance requirements in place. These requirements mean any registered vehicle in the state must carry the minimum liability coverage at all times. Drivers must have a policy …
Extreme Couponing Tips

Extreme Couponing Tips

When did you start couponing? Was it after watching TLC’s “Extreme Couponing” or was after you began to feel the effects of the recent economic recession? Whatever the reason, extreme couponing is all about saving …
Short Term Medical

Short Term Medical

I learned about short-term medical insurance a few years ago when I was just finishing up at university. Another student told me that Short-term medical is meant to help those of us who are transitioning …
How to Build your Credit

How to Build your Credit

It’s hard to get by these days without having credit to ease the way but you can build it solid early and it will serve you well. A good credit rating is as good as having …