There are several drawbacks to owning a timeshare property in Florida and many of them are the fault of the manatee, a dopey, inelegant creature that spends most of it’s time wrapped around the propellers …

Even when military members are deployed, they still have to pay their bills.  Not paying your bills or constantly making late payments can wreck your credit score. Being in the military, there can also be …

There are several reasons which can determine the timing of selling your stocks. There is no right answer as to when you make the most profit on your stocks although the key is buy low …

Financial planners can help you plan for a great number of things. They can help you plan for major purchases, to get out of debt and even help you grow your money. One of the …

In researching home mortgages, you may have run across the phrase, no equity mortgage. A no equity home loan is a type of second mortgage rather than a first or initial home mortgage. It is …

Disability insurance provides income protection to the insured in the case they cannot work due to an accident or illness that happens off the job (workers comp covers on the job accidents). The insured must …

Owning a credit card is, no doubt, one of the most convenient ways to manage one’s expenses. However, it can also expose a lot of risks or problems in the part of the consumer. These …

It is very important in today’s society to understand the role financial planning has in everyone’s lifestyle. Good financial habits can permit you to keep track of your money. In today´s society, it is important …

Parents should be in position to teach their children how to budget. In life you will not find any common schools that teach you how to budget, save and deal with other personal financial matters. …

The most complex blog of all times is the one where the person spills it all. I want to take the time to explain to people what is really on one’s mind. How to make …

There are thousands of people with the job of trying to understand and predict the stock market. One of the keys to understanding this is understanding the difference between secular markets, seasonal markets and cyclical …

My car seems to occupy a large portion of my budget. Between car payments, car repairs, car registrations and licenses and gasoline, I am constantly looking for ways to pare the expenses. Car insurance is …

Spending is where personal values and aspirations meet the ancient practices of hunting, gathering, trade and a touch of sympathetic magic. Money is one of the main tools we have for manipulating our environment. But …

Have you thought about opening a savings account while wondering why? Do you cash your checks at the store and keep all of your money at home? If you do this, you are missing out …

The lowest ATM fees throughout various countries are most likely to come from ATM’s owned by, or in a financial partnership alliance with your financial institution. In other words Automated Teller Machine (ATM) fees in …

Secured credit cards offer the optimum way for those with a poor credit history to re-establish their financial reputation and regain access to credit. Selecting a secured credit card from a mainstream lender is a …

It is often useful to obtain a Social Security income estimate ahead of time, to assist in financial planning. However, before making the calculation, you should ensure that you will have the minimum number of …

The credit card industry as it is today is targeting people who they know cant afford to pay back any money they run up, and the large and unregulated scope for interest charges means that …

Stocks are valued based on how much people are willing to sell and buy them for in a market. When those who are selling are willing to sell it at a cheaper price than what …

Health insurance can make or break you. If my husband and I did not have health insurance, our recent health crisis would have ruined us. Neither of us have access to health insurance through our …

Many people seem to think that by making a will they are making a date with death, and that only old folks need make a will. Seemingly healthy men and women are collapsing and dying …

As that old saying goes, “The best plans of mice and men can go wrong.” Such is the case for the vast majority of people who found that the rules of the “Retirement Planning Game” …

How devastated would you be if your apartment was robbed or destroyed by fire? How much financial loss might you incur if you had to replace your valued possessions? Thinking about these questions is the …

We have to take the time to understand the creditors’ jobs before we explore how to deal with them. You should know that creditors are creditors because they are good at being horribly mean to …

Should children and students be guaranteed government health and dental coverage equal to what prisoners receive? Where in our constitution does it say that a prisoner should have health and dental care but a child …

Net assets is just a fancy way of saying what is your overall balance once you’ve taken account of all your assets (e.g. shares and savings) and all your liabilities (i.e. debts) The equation for …

There’s no denying that when money is tight, many aspects of life become harder, including shopping for food. Take out, eating out, and even buying the usual snack foods have to be reduced or cut …

I recently received a statement from the phone company that provides my residential telephone service.  Because I’ve signed up for automatic payment (“auto pay”) for this account, I pay close attention to bills received to …

Dollar cost averaging is the investing a fixed amount of money periodically without any regards to the stock’s price. Since the money being invested is not based on share price, and share price fluctuates, the …

Parents should pay for their children’s car insurance because caring for your kids is part of the responsibility of being a parent. If you are helping your kid get a car and maintain it – …