When a car dealership advertises that you can get zero percent APR for your car, what does that mean? Well, in theory it means that your car will be financed for free, or that you …

The key to a successful business is content employees. You can’t have employees if they are all dead. Providing them with health care insurance is not only beneficial to them, but it enhances the productivity …

Debit cards are the plastic option that allows consumers to make purchases or withdraw cash directly from their bank accounts. Accepted internationally they are a convenient way of accessing ones own funds without borrowing, thus …

Come to think of it, traveling abroad is a little bit of a complicated issue, mainly when it comes to health. Considering this, many insurance companies as well as credit card companies have rushed in …

Being both a medical professional and a patient at times, I can truly attest to the high and continuously rising health care costs. It seems endless and amazes me daily. I am going to give …

Most states require minimum amounts of auto insurance be carried on their vehicle at all times to comply with state Financial Responsibility laws. Minimum amounts required vary state-to-state, but it is important to understand the …

Credit card information is given online everyday by millions of people.  The Internet resources have become more convenient and this includes people doing their shopping paying online.  There are sites like PayPal, and Amazon, which …

It’s never a good time. You’ve just been in an automobile accident; you’re still shaken up and confused. You need to understand what to do before it happens, so you can be prepared when it …

These days there is a need to get everything as cheaply as possible.  One way to do this is to get car insurance quotes that are as inexpensive as possible.  You need to do this …

SHORT TERM HEALTH INSURANCE- WHAT IS IT AND IS IT GOOD FOR ME? Before going any further first answer these questions honestly, are you and/or your happy healthy with out any pre-existing conditions and currently …

One of the things that scares many people away from buying their first motorcycle is insurance. They tend to worry that the premiums will be far too expensive for them to afford. The secret is …

One of the most frightening things that can happen is to find your wallet has been stolen. For many people, this notion is unthinkable because the items typically carried in a wallet are valuable. In …

A modern-day nightmare is to have ID or credit card data stolen leading to serious complications and loss of money for individuals. Where there’s a will, there’s a way and when it comes to creative …

Drafting a will, allows your assets to be distributed according to your wish upon leaving this world. Many of us may think that a Will is normally written by rich people. But this perception is …

Better late than never. The traditional bit of advice is very appropriate to prepare for your inevitable senior years  It’s never too late to start a savings plan strategy for retirement. More wisely, it’s never …

Typically, when you retire at age 65, and paychecks no longer come in, you must depend on pension, investments and Social Security to provide an adequate lifestyle. You must face the reality that retirement income …

If you rent your home you know the importance of renter’s insurance. Do you know however, whether you are properly covered? Renters should not take a ’one size fits all’ approach to buying insurance. Levels …

There is smart debt and dumb debt. Most debt is the latter. It can be used as a tool, but should not be used as an excuse because you cannot afford to pay for something …

Temporary Restraining Order A Restraining Order is an Injunction, or a  binding judgment to change a behavior. This can be looked at as a form of mediation. When two people cannot come to an agreement, …

People planning retirement can and sometimes have to make important changes in the new phase of their lives. Not tied to a job any more, many consider relocation to an entirely different part of the …

First off, it’s important to get a better understanding of the nature of stocks, bonds and mutual funds. Stocks – stocks are long-term investments with the the potential for very high returns but carry great …

Currency that is popular may not be the most common, and the most common unit of currency may not be a paper bill. The reason for this is our traditional conception of money is most …

The immediate aftermath of the Lehman Brothers’ declaration of bankruptcy in September of 2008, can only be described as tumultuous for people who held money market fund accounts. This relatively safe investment, in an industry …

People feel betrayed because our government officials are bailing out big business money when people are having their homes taken by the very banks that are receiving the government bailout money.  Understandably there is frustration …

The majority of financial and banking institutions now offer online banking as a natural extension to their customer services. In addition, there are some dedicated Internet banks that do not have a bricks and mortar …

Choosing the best health insurance package available to you is a stressful, anxiety-provoking chore. It’s hard to know how much health care you will need. It’s difficult to compare the costs and benefits of competing …

Christmas comes only once a year and yet you can end up spending a small fortune celebrating it. It is all too easy to get carried away buying Christmas presents and stocking up the cupboards …

Retirement Savings is something everyone should think about, especially the way social security is going. College graduates are in the best position to take advantage of long investments and compound interest because of their age.They …

Non-payment of loans or liabilities can negatively affect your credit, and an outstanding medical bill represents a liability. Despite this, it is not a given that failing to pay a medical bill would bring your …

The importance of financial planning is often underestimated. Those with disposable income think they don’t need to do any planning financially because they have money to buy what they need and those with limited income …