College costs have risen dramatically over the last decade, which can lead to anxiety about the prospect of funding a college education if you’re not rich. However it is now possible to seize the opportunity …

No one in their right mind actually wants to be in debt.  Unfortunately, far too many of us find ourselves in this position at least once in our lives.  It may be due to the …

A large number of people are finding that they are facing a debt crisis today. For some, their debt crisis occurs when they find that their credit limit has been cut and they can no …

Investing in internet stocks looks simpler than it is. As the dot-com bust shows, it is anything but simple. Identifying internet stocks that can do well needs a lot of discipline and quick thinking. Trying …

Switching current accounts tends to be viewed as a hassle, mainly because of the need to get all your direct debits and standing orders moved across to the new account. However, in an increasingly competitive …

Paying for a vehicle with credit makes the most sense for the most people, but taking out an auto loan isn’t always a smart decision. The loan itself isn’t an inherently good loan or a …

For those whose loved ones happened to be rich, death could be a harbinger of both good and bad news. It brings sadness on account of the loss of the loved one. Conversely, it heralds …

When you get married, you start to combine everything.  You combine your households.  You combine your finances.  You may even decide to combine your taxes.  However, there are times that combining your taxes is not …

Disability income insurance, as with many other policies, is a specialist area within the insurance market. Its purpose, as the name suggests, is to insure a person against the risk of disability limiting their ability …

Renter’s insurance protects a renter’s personal property against damage or loss. College students don’t have much personal property, but their most important possessions, such as laptops or bicycles, are also the most often stolen and …

When one agrees to serve as a trustee, one agrees to hold and manage property of behalf of another an heir or a charity, for example. This has always been a serious responsibility to undertake, …

Hawaii laws require all drivers to carry minimum amounts of liability auto insurance on their vehicle at all times. Third party liability coverage with bodily injury and property damage coverage amounts of 20/40/10. Drivers must …

When making an important financial decision- like purchasing an annuity- it is necessary to have at least one good reason to make the purchase. An annuity may last for a few years or a lifetime, …

On May 11th of this year, I will recieve my degree in Journalism from the Walter Cronkite School of Journalism and Mass Communication. But I have a dirty little secret to tell you; I don’t …

Christianity spans over 2000 years, making credit cards a relatively new issue for Christians to deal with. Obviously there is no biblical advice geared directly to credit cards but nevertheless a whole industry has been …

All investment has risk attached to it. If this question relates to stock market investment and the decision whether to place your money into domestic (home) or international (abroad) stocks, then you will need to …

Forget the claims that you see in your email telling you that for a small fee someone can “find” money that belongs to you! For those who need to find unclaimed property in Illinois, it …

Yahoo’s on its way back up! Solar is the wave of the future! Water is the world’s most precious resource! Ever hear these taglines or something similar? If you ever expose yourself to the financial …

Investing for income is NOT what your typical stockbroker knows how to do! Investing for income is a way to take your future into your own hands, not depend on the whims of the market …

In order to gain potential financial security it is vital that you place into a spreadsheet or even a piece of paper all the current debts that are owed and place value to each one. …

There are myths concerning just about every aspect of life. Don’t hold your breath, even common retirement planning myths exist, too. Myths are usually without a determinable basis of facts, or they are invented stories …

Applied Bank currently only deals in secured credit cards, intended to help establish or rebuild credit. Before consumers consider applying for one of the two available secured cards it is important to review the terms …

For years banks have been offering consumers alluring offers in order to entice them to open accounts. As a result consumers enjoyed a lot of perks and promotional benefits when opening a checking account. Traditionally …

The best tip is to take the bare minimum of the field you want to get into,a really short one that will introduce you to what you will be doing,for example if you want to …

Consolidating debt, should I? You will get all kinds of different advice from all of your friends, family and neighbors about this subject. So whose advice do you take? The esiest way to consolidate debt …

In risk management the two most important factors in assessing and prioritizing risk is the level of the danger and the frequency of the danger. The threats that are the most dangerous and difficult to …

Have you ever had a job you absolutely hate but can’t quit? How about a passion to do something else, but no stomach for the lifestyle changes your dream career would require? If you answered …

Being laid off is obviously a crisis situation for most people-both an emotional and financial loss at the same time. The scramble to find a new job while dealing with impending problems can be extremely …

Many people tend to overspend when they go shopping, Often enough, they do not even realise it. They have made lists and have every intention of sticking to them no matter what. With everything well-organised, …

No, the government should not pay for ALL the medical care for the United States of America people. As a nation, we need to learn to take care of each other more and we need …