Stretching money is rather difficult. The purse strings are cinched as tight as a chastity belt, yet it never seems to be tight enough. Making your money last until payday can be an exercise in …

Studying at an international school is an exciting prospect, which you may be considering for some part of your college education. Excellent opportunities are available to those who have a good international school on their …

If your credit card debt is making you feel hopeless, consider trying to negotiate some relief to make your burden something you can realistically handle.  Credit card companies know that if they stick to their …

When an annuity contract reaches maturity, the annuitant/ policy owner has several options. One of these options is to “annuitize” the annuity contract. Annuitization refers to the process of converting the cash value of an …

When Bankruptcy Is the Right Option Filing bankruptcy should always be the last resort. It has a profound impact on your credit rating, which affects many aspects of your finances. Bankruptcy is a public record, …

I would say that the search for strategies in order to save money does not require good or bad economic conditions. I think it is a habit which has appeared for many years and is …

Do you know how defined benefit plans differ from defined contribution plans? A defined benefit plan when you retire, guarantees you a certain benefit. A defined contribution plan when you retire, depends on the amount …

 When the stock market crashed in October,I looked at my entire net worth. It had dropped nearly in half. I double checked my glasses. Perhaps I wasn’t seeing the statement correctly. Maybe I needed a …

What affects the price of renter’s insurance? Obtaining renter’s insurance will provide you with peace of mind that your belongings are protected. A basic HO-4 policy will cover loss of common household items in the case …

Many states have various types of programs that are available for low income pregnant women. Many of these state programs have income requirements that need to be met to enroll. In addition some programs may …

Financial plans are essential in determining the success or failure of any business. It also helps get you well organized in your finances, and it will save you from making huge mistakes with finances. A …

Overspending is a form of financial indiscipline .When people use a huge chunk of their earnings to acquire goods and services that they can otherwise do without and in the end leave little for their …

Insurance can be a confusing thing for many people to understand. There is a lot of incorrect information and misconceptions about car insurance that can cause you to lose a lot of money. Here are …

Saving accounts have had some really low interest rates lately. What’s up with that? Savings accounts have traditionally been really good ways to save money while earning some modest interest on them. That tends not …

Money market accounts are a type of savings account that can be opened at financial institutions were you do your day to day banking. These types of accounts may also be opened at banks that …

Seeing the need to help consumers during this time of job loss, recession and inflation, LoanPointUSA has increased its loan limit to $600.With tough economic times comes a need for more money, and the lender …

Medicare is a type of insurance that is run by the Federal Government which has many parts that are available to qualified individuals. Most individuals that are on Medicare may need additional health insurance to …

Renter’s insurance is a benefit to any person who has valuable property or visitors in their home: college students are certainly no exception.  These days the most expensive items are the most easy to pocket, …

Poverty hurts. It can be as debilitating as an illness and as crippling as a death. Everyday struggles just to pay the bills and feed the kids can seem insurmountable at times. The emotional trauma …

Secured credit cards are the bankers response to the risk involved in lending to those with no established credit history or a poor credit history. Both groups pose a risk of potential default which leaves …

Inheritance tax in the UK is charged on certain transfers of value during an individual’s lifetime and on the assets in a person’s estate at death. The rate of inheritance tax payable where a transfer …

There are a number of adventurous people who specialize in making a profit from the misfortunes of others. They do this by taking advantage of circumstances around them, and making good use of assessed information …

Teens can earn a decent income from working through summer. Working during the summer helps teens to keep focus and remain active while earning money for the future. It is imperative for teens to save …

So, you are looking into ways of making money on the Internet? – Aren’t we all, and it seems very hard to find the winning strategy. I have a recipe for you, Everyone trying to …

The current financial crisis has affected me more psychologically than it has in any practical sense. When gasoline prices approached $4 per gallon, that got my attention. That affected me directly. Of course, that crisis …

Arizona drivers could be paying to much for their auto insurance premiums! Even if you currently hold an insurance policy, it is vital to compare rates online at least twice per year to ensure you …

Life is full of little surprises, and too often, they aren’t all that good. Cars break down, furnaces quit working, plumbing springs a leak, jobs are lost, and people get sick. All of these unexpected …

When making a purchase, customers can choose to pay for it with cash or use debt financing to cover the price. Debt can come in many different forms: consumers can take out a bank loan, …

Many people get into serious debt without even realising it. Their spending habits lead them to spend more than they earn and pretty soon that seems to be natural to them. Having got used to …

The Forex market, or FX market as some call it is, in my opinion, the best market in the world! It is one of the few avenues by which just about anyone with a couple …