Saving money doesn’t have to be complex. There are all sorts of plans that financial advisers give for particular situations but if you simply want to save without the professional advice, there are some simple …

The Fair Debt Collection Practices Act protects consumers from the scurrilous practices of some debt collection agencies who may well stoop to deceptive tactics to recover debt. Thus collections activity must be conducted in compliance with the law. …

Exchange traded funds (ETFs) made a large impact on the financial world when the Spider, the S&P 500 ETF, was introduced in January of 1993. It was not the first fund of this type, but …

If you or your family live in Arkansas, or have lived in Arkansas, there is a possibility you may have some unclaimed property there. Unclaimed property can be in the form of stocks, bonds, dividends, …

It’s time to prepare your home for the frigid winter days ahead. By using handy tips to help you winterize your home, you can save a significant amount of money off your heating bills. Even …

Here are some tips for people who wish to start investing but don’t have large sums of money available: 1: Make sure you have a pension fund. Pensions pay out an income from a future …

Money is difficult enough when working with strangers, let alone when working with one’s own family. Money is one thing that is tried and tested to tear a family apart; it is truly an evil …

Are you planning your retirement? I wish I could say I did, but I didn’t.  Whether you are just starting out in life or enjoying the retirement, getting ready is central. If you are new …

Washington state laws require auto insurance be carried on all registered vehicles in the state. You might as well save since it is a must to have to stay legal! Online auto insurance quotes are …

Many Investment Gurus, with a straight face and a gleam in their eye, will insist that successful investing is a function of expansive research, skillful market timing, and detailed technical analysis. Others emphasize fundamental information …

Setting long-term financial goals is something everyone should practice. Although, the method of practicing this without losing the motivation to stick with the goals could be rather difficult. Therefore, a person wanting to set long …

Like nearly every other state in the United States, current and prior residents of Indiana have forgotten about property that belongs to them.  While most states utilize the services of their Treasurer, those who are …

There are various types of IRAs to invest in for the future and the Roth IRA is just one of them. There are distinctions between the Roth IRA and others which is why some people …

Feng Shui is an ancient Chinese method of living in harmony with the natural energies of the living earth. It is not magic or religious. It is best described as a body of knowledge and …

Dead or Alive? The Death Penalty When a loved one is murdered, it is hard to deal with feelings of rage, hate, and even vengeance toward the killer. The crime that has been committed is …

When used responsibility, credit cards are a good way to build credit, earn rewards and pay for emergency expenses. Unfortunately, there are few credit card companies willing to offer low interest rates to consumers with …

Teenagers are at a difficult time in their lives. They are transitioning from child to adult and they are very vulnerable to peer pressure as they are so easy influenced. It is vital that at …

In mainstream society, debt collectors are about as popular as IRS auditors. When a debt collector calls, few consumers opt to answer the phone, feeling much more inclined to let the call go to voicemail. …

In these days of economic hardship, many families are discovering they need to go without many of the products and services they’ve accepted as necessities. But foreclosed homes and loss of job income promise a …

Insurance is, by definition, a contract which protects property or persons against damage or loss. In our society, the most common property protected by insurance is homes, cars, and businesses. However, we have an opportunity …

Abeyance is the state that a property is left in if it does not actually have a true owner. This may happen for a variety of reasons. Usually, if a home has been occupied by …

The financial crisis is making a crisis in my life in extreme way. I personally never thought my life would be as tumultuous as it’s become. My husband, a carpenter, was doing well a few …

The need for healthcare is a reality. Making sure that you and your children are covered in case of emergency shouldn’t be brushed aside. As often as children get sick, break bones, and visit emergency …

Saving money on vacation does not have to mean that the holiday is going to be boring. With these simple tips you can have a cheaper holiday while still having a great experience. Book Self-Catering …

Every homeowner wants a place that stands out among the other homes in the neighborhood. A beautiful redwood deck, a new front porch complete with an antique glider, and a lovely willow tree gracing the …

There is no one decisive factor to determine how unpaid medical bills affect credit, as reporting of these debts varies according to individual state laws. Depending on a number of factors an unpaid medical bill …

Starting your own insurance agency is not going to be accomplished overnight. These are preparations to be made such as obtaining the proper licenses, hiring employees and most importantly building a customer base. Running an …

Free and Easy Ways to Cut Energy Costs During the Winter The winter is on its way, and with the cold comes ungodly energy bills, but after reading this article you will have no fear …

Home ownership carries with it more than the financial freedom, there are mortgage payments, land taxes, and the maintenance and upkeep associated with aging houses. There are also the joys of investing in your own …

I’m sure you’ve all had a “check lost in the mail”, but for me, it was true. For the first time ever, I had to utilize the bank’s “stop payment” procedure. I was quite satisfied, …