If you like to save money, comparing auto insurance rates is a great way to save hundreds of dollars every year. Unlike days of the past when comparing auto insurance rates meant tons of repeated …

Plan early and thoroughly. Seems simple enough, but there are some tricks to being effective. Asset protection At the time you acquire your first asset, you need to be planning your estate. This includes everything …

Every year I shop on line for my car insurance. Before I renew I check as many insurers as I can. Just because your provider was the cheapest last year, it doesn`t mean that it …

We would all like to be prepared when a financial crisis occurs and if you’re smart you will take the necessary precautions ahead of time. Keeping track of how you’re spending your money and building …

Renters are not usually required to carry property insurance, but they face the same potential for loss of possessions as any homeowner and should make sure they are protected in case disaster strikes. The cost …

Tough economic conditions, rising oil and gas prices and high unemployment rates are forcing people throughout the Northern hemisphere to find ways to conserve energy during the winter heating season. Lowering your thermostat and dressing in …

Term insurance is one form of financial protection that is both loved and despised. Some financial advisors advise that it is best to invest the difference between high-premium cash-value plans and low-premium term plans in …

Something that many people struggle with in their day-to-day lives is the topic of personal finances. You may see that new shiny electronic device or some new article of clothing and get the impulse to …

If you are a self employed individual, a business owner, or someone who doesn’t receive health benefits as part of group coverage at work, you probably know that buying insurance on the open market is …

Retirement is right around the corner for everyone who is currently working. It might not seem like it for those who are in their 20’s, but life will catch up to them at some point. …

There are different ways a person is able to make money and coming up with the idea is the easy part. Unfortunately the hard part about money-making ideas is following the idea through so you …

Back in the day, someone who took the route of bankruptcy to solve their financial problems was perceived as a failure. Bankruptcy is a process by which someone who cannot pay their debts when they fall due …

In order to improve their prospects both job and income wise, single parents are being encouraged to return to college education, to secure a better future. It is a more difficult decision for single parents …

Life insurance underwriting is about risk assessment just as life insurance is about risk management. The premise for underwriting does not arise from the mere existence of risk, but from the reality that all risks …

Getting out of debt is a challenging process and there are several habits that will need to be changed before resolving your debt problem. Once the debt is paid off, it is too easy to …

Auto insurance can be quiet perplexing;so many different types of policies are available, each offeringcoverage that covers just about anything that could possibly happen with your vehicle. Policies including Bodily injury and Property damage are …

Credit card debt is one of the biggest financial obstacles facing people today. Learning how to get credit card debt under control takes a bit of research, and a keener understanding of what to look …

The Uniform Gifts to Minors Act (UGMA) allows a donor to contribute money or assets to a minor child without creating a legal trust. The law provides for the creation of an account, the proceeds …

For those who don’t make sensible plans, dreams of a trouble-free retirement can be a myth. Just 20 years after Columbus discovered America, Spanish explorer Ponce de Leon sought the mythical fountain of youth. However, as …

The “terms” used to define when speaking of life insurance are very interesting. Term life insurance, which is bought for a term, or a specified period of time, is called temporary insurance, or rented, or …

Health insurance companies offer a variety of different plans depending on how they are setup and what is offered in a particular state. These can be small regional companies or large national companies. However, because …

The essence of what lenders look for in loan applicants is the financial ability to make the loan repayments and evidence that the applicant will prove to be a good credit risk. The ways in …

Online Retail 1 High Street Retail 0 It is getting very clear now that since the downturn last year the recession has dug up some unwanted statistics concerning identity theft ; it has soured since …

It’s clear, with the destruction of the real estate market, the failures of multiple banks, and the ill conceived bailouts of the remaining banks, that credit, or the poor use of it, has been a …

Index funds, also known as market funds, are a specific type of mutual fund where the stock portfolio is designed to match the performance of a stock market or one of its stock sectors as …

When you think about all the things you spend money on, it’s easy to overlook the relatively small, incidental expenses that you incur, although it all adds up. You may not even think about the …

Car insurance premiums rise year after year,Although your car insurance premium largely depends on your Car, Age and discount there are a few steps you can take to help stop the rise or even reduce …

Many people shy away from making a will as if the act itself is tempting fate. But there are several reasons why one needs to make a will, and the earlier the better. Whilst a …

There is often a tendency for parents to keep their children ignorant of family financial affairs, believing that they will have plenty of time to worry about their own once they leave home. However, that …

Credit card debt is one of the leading reasons that so many people find themselves in debt and unable to make their monthly payments. It is so easy to make a purchase using a credit …