Creating a Debt Management Plan for those in the United Kingdom may include the employment of a private Company that specialises in the production of bespoke plans that deal with unsecured debts. Such Debt Management Plans are …

Not very many people have the luxury of paying for a brand new car out of pocket. With college loans to pay off, kids, a mortgage, medical expenses, and another car loan with several more …

The law gives you the right, free of charge, to contest anything on your credit report that you contend is inaccurate.  This is important, because errors are common on credit reports (an item from someone …

Comparing Texas auto insurance online is the best way to get the best deals on the state required coverage as well as the many other policies that are available. Quotes are provided online free of …

Whether you bought your car off the showroom floor this year or 25 years ago, one thing does not change: you still need to carry insurance on it. How much and the type of insurance …

As your brilliantly clever child prepares for college many parents will want to do what they can to help, and nowhere is that help more needed than with the finances. Completing a college degree is …

Surviving poverty in America. If you are quick to judge those in poverty to be in a negative light then maybe you should try it. You may realize you simply do not have the skill …

Like most U.S.states, New York has imposed laws requiring auto insurance to be carried on any registered vehicle in the state. Auto insurance is put in place to protect individuals in an accident, and it …

Debt collectors are hated by many people. This is because they are not always honest or scrupulous in collecting debts that are past due. In their very lowest form, they will even attempt to collect …

The development of the Universal Life (UL) plan added more scope to life insurance. Whole Life plans operated with cash values that significantly lagged behind the accumulated premiums. The Universal Life plan is unique in that it …

Just about everyone has aspirations to be wealthy some day, but very few people ever attain their goal of becoming financially independent. They just never get around to coming up with a plan to make …

If anyone was in any doubt about the merits of having more than one source of income, then the tumultuous credit crunch economic crisis should have put an end to any such doubts. Not only …

Years ago a co-worker of mine at the social service organization where we both worked, witnessing every day the lasting effects of molestation on children who were victimized before they were out of diapers, turned …

Roth Individual Retirement Account (Roth IRA) is a retirement plan used by many workers.  It offers many advantages to potential retirees; however, they cannot exceed the income limitations of the Roth IRA, because it makes …

The bankruptcy process can be stressful, but for many people it is their only option when they are overwhelmed by debt. For many people, an important question they ask as they go through this process …

Earning a consistent income from investments means getting a predictable income on a regular basis. Retirees and pre-retirees particularly seek consistent income from their investments to replace earned income. The most risk-free way of investing …

The stock market is big. The bond market is even bigger. But the market that dwarfs all others is the Forex market, with over $2.3 trillion traded each day. Forex, or FX, is the foreign …

Do We Need Capital Punishment? There is a long history of debate about the death penalty. People have used religious, moralistic and practical arguments both in favor and in opposition to capital punishment. They have …

Finding unclaimed property is like stumbling onto a secret savings account that was forgotten about. During 2011, the Treasurer of Kansas was able to identify more than $9.7 million belonging to more than 43,000 owners. …

Many people look forward to retirement as a time to do the things they want to do, rather than the things they have to do, like working for a living. However, in order to enjoy …

Bad things happen to everyone who is alive on Earth. That is a fact, and it is also a fact that for one reason or another some people spend more money than they earn each …

Debt collectors are one of the most reviled professions. The image of them preying on the vulnerable may be true in some cases and more complaints are issued against debt collection agencies than any other profession. However, …

One thing that modern day human beings seem to lack is patience. Whether this is due to a lack of time to actually focus on things and complete them or whether it is because in …

For investors who are not ready to commit to a long-term purchase in stocks or bonds but have cash they don’t want to leave sitting in a checking or savings account earning little to no …

Whilst some teens are lucky enough to have their holidays financed by their parents, others will be relying solely on any income that they make form summer jobs. This can be quite a positive thing …

“The rich get richer: The poor get poorer” Thats a common term that I’m sure everyone has heard before. Many has come to accept it as a fact. But does it have to be that …

Saving accounts can come in different shapes and sizes. Although they all have an AER interest rate which is usually returned annually. Every bank has at least a few saving accounts that you can select …

You’ve probably seen them on the net in the form of banners, pop ups, email blasts; “Save $XXX’s on Healthcare/Vision/Dental/Prescription Drugs/Whatever with XYZ discount plan”. They’re somewhat enticing, especially if you have these expenses. They’re …

Nothing can destroy family and friendship quicker than money. It is for this reason that I will never lend money to family or friends that I will expect to receive back. Of course, I learned …

Since 2008, the world economy has been a shaky one to say the least. It has plummeted to the ground taking the investments of many with it with horrific results for many investors. Things could …