Foreign Currency trading can be the vehicle towards great investment opportunities, when trading on leverage, it is possible to double an account overnight, but also it is possible lose your assets just as quickly. Foreign …

How to buy life insurance: The death of a family member is a heartbreaking event, the last thing that the surviving family needs are the financial stresses that can result from the loss of a …

Unless you find it very difficult to avoid impulse buys, then your credit cards are best kept in your wallet rather than a drawer in the kitchen, a cookie jar or even a home safe.  …

Forex trading has been in existence for a long time and is one of the most preferred places for brokers, money market traders, financial analysts and bankers from all over the world. The potential of …

In 1968 I was a sailor assigned to a combat riverboat stationed in Viet Nam.  It was my first time in Southeast Asia.  At that time one of the most popular places on the planet …

You should never pay bank fees if you have good credit. If you belong to a bank that charges a monthly fee just to have a checking account, change banks. The American consumer has been …

It is important to keep track of your credit score and debt at all times. Most of the time, as long as bills are paid on time there are few, if any problems with your …

How much debt is too much? Well, it depends on many things. If you make 7 figures and have 7 figure debt it will seem like a lot to someone who makes 5 figures. I …

An ETF, or Exchange Traded Fund, is a relatively new addition to the investing world. Like a mutual fund, it invests in a variety of stocks, but it is bought and sold more like a …

Long-term financial goals should be included in every budget that is ever put together. Most people don’t think far enough into the future, and therefore, they come up short in one or more areas of …

The Individual Retirement Account (IRA) is a useful vehicle for retirement savings beyond having income or an accumulated reserve for retirement. It rewards contributors in the present as well – by allowing their contributions to …

You might say that nothing is free, and you get what you pay for. This is true for everything in life, and is especially true if you want to be a millionaire. Newton’s law bears …

Easy ways to become richer involve making use of the following universal principles of wealth. For some, making use of these financial concepts is easier than others, but opportunity is sometimes made and anyone can …

Renter’s insurance, like auto insurance, gives you protection against damage or loss to your personal property.  Your landlord should provide insurance against the damage to the physical structure, but your belongings inside the building are your responsibility.  …

Currency exchange rates result from the equilibrium price obtained from the relative demand and supply of one countries currency relative to another countries currency. The globalization of trade and investments has made it easy for …

These practical tips for dealing with your insurance company after an accident will help reduce your anxiety during what might be the most stressful time in your life. AT THE SCENE OF THE ACCIDENT First …

Achieving financial success one step at a time The old adage, “A penny saved is a penny earned” is still true today. Achieving a lifetime of financial goals is possible with good financial planning. It …

When it comes to saving money, small, painless changes can often add up quickly. Whether you’re tucking funds away for a rainy day or saving up for something fun, here are a few suggestions that …

For someone in his or her 20s just starting out, the world is your oyster. Right now, change has become somewhat of a way of life for you. It is time to choose a career, …

So you loaned your friend or relative some money, and they still haven’t paid you back yet. It has been a few months, and you have given plenty of time for the loan to be …

“…Medicare has been a boon to the elderly and their children. Surveys show that beneficiaries are overwhelmingly satisfied with their care. Before Medicare, only 56 percent of the elderly had hospital insurance; the program has …

With the advent of credit cards, people suddenly found they could buy things they had never been able to before, and so the age of consumerism and wasteful spending began.People were now spending a lot …

Helium’s personal finance channel is a resource for those seeking to learn about a variety of financial topics relating to your money. As a resource, the information in the personal finance channel can be used …

You may not like it, but if you happen to have debts which are in default it shouldn’t really be a surprise if a debt collector makes contact with you. Hiding from debt rather than …

Virginia drivers are required by law to carry minimum amounts of auto insurance at all times to stay legal in the state. It only makes sense to find the best possible deals on auto insurance …

The payroll giving scheme in the UK enables employees to donate to charities of their choice through direct deduction of the donations from the employee’s wages. This enables tax relief to be given immediately through …

Individuals across the nation are facing a financial crisis today, with skyrocketing debt, unaffordable homes, and job losses occurring in many major industries. Many of the problems that are facing individuals today could have been …

There are many ways to reduce your electric bill in the summer. Whatever rooms the sun comes in should have the shades and curtains closed to keep out the hot air, and that will keep …

Choosing a car insurance company is an important financial decision. When you go shopping for car insurance, it is important to take into consideration the financial strength and stability of the insurance company prior to …

Credit card safety is a huge issue today, with identity theft continually on the rise and most people carrying and using two to three credit cards. One important aspect of being safe with your credit …