Most people that have taken out a loan of some sort have come across a loan amortization schedule. You would know it if you saw it, usually very large and filled with a bunch of …

According to Rolling Stone magazine Mark David Chapman is now 57 years old and has been allowed a seventh parole hearing. He was sentenced to 20 years to life in prison and is entitled to a parole …

A baby is born and raised by its parents to become a child. From then on, it’s the parent’s responsibility to teach their child the difference between right and wrong.  Yes, a parent is responsible …

A covered call is an investment strategy combining ownership of a stock with a short options position in the same stock. It is also called a buy-write position, since the investor buys the stock and …

An apocalypse is a near impossible thing to plan for.  Knowing when and how one will strike is as unlikely as predicting earthquakes and weather patterns.  Therefore dumping valuable resources into preparing for such an …

During the Great Depression of the 1930’s, people were afraid to spend money, afraid to throw things away that they may be able to use again, and definitely did not take any job, large or …

Law has always been a team effort, even in the early days where attorneys would commence their practice with an office and a secretary. The secretary would work alongside the attorney helping with research and …

Retirement – A Time of Doubt or Jubilation?  There are hundreds, maybe thousands of articles on the Internet about planning for retirement – save X percent of your savings toward your 401K, plan your healthcare …

Be safe – never assume anything. As a victim of identity theft 4 years ago, I am still paying the price of being violated. Yes, I said violated. This horrible act of violence is every …

Famous jurists and founding fathers have long held that it is better for guilty men to go free than for innocent men to spend a night in prison. According to the UCLA law school, both …

Student loans are very normal for a typical college student. On average, students accumulate a total of $20,000 debt upon graduation and will face the task and responsibility of paying it off. The downside of …

A consolidation loans is a loan, generally taken out by college students upon graduation, which is used to pay off various student loans that you have accumulated during your years as a college student. The …

If you are currently pregnant and are going to be staying home for a while or if you are a mom who’s maternity leave is coming to an end and you feel torn between having …

The last thing anyone wants to think about when unemployed is having health insurance coverage. The good news is that there are options to consider to keep yourself as well as your family covered. If …

The issues regarding the methods used by our police force to subdue unruly behavior and maintain a safe and livable society often finds itself in media prominence. We’ve all seen the beatings of seemingly submissive …

It’s been estimated that only a small fraction of Americans invest directly in the stock market, which is a shame, because there is money to be made, if you invest carefully. The biggest reason that …

Monetary policy is the process by which the central bank of a country manipulates the supply of money in circulation at a given time for a specific purpose. The process is aimed at targeting the …

A Guide to The Fair Credit Billing Act The main purpose of the Fair Credit Billing Act was to give the consumer legal recourse to billing errors found on their credit card statements. It was …

Most consumers are already aware of the negative repercussions of a bad credit rating. In some cases, just being late on one credit card payment can result in immediate, higher interest rates. Bad credit also …

Peer to peer lending sites are increasingly becoming a popular choice for borrowers. Zopa was the world’s first peer to peer lending site, open to U.K. residents seeking a low cost method of taking a …

Many people believe that investing in the real estate market today is intangible. With the economy in a bit of a slump, potential investors assume the worst. Last check, real estate sales were only down …

During a time when the value of Real property is falling is the best time to invest in or buy such Real property that will eventually rise in value due to improved economic conditions. Tens …

In the law, defenses can ultimately relieve a defendant of liability for his or her actions or in actions (omissions). One such defense has been termed the “impossibility defense.” However, the impossibility defense comes into …

U.S. Attorney General Eric Holder has announced that Boston Marathon bombing suspect Dzhokhar Tsarnaev will face the death penalty when finally brought to trial. “After consideration of the relevant facts, the applicable regulations and the …

Health and safety is an important area regarding the protection of workers’ rights and in most countries, including in the United States, there are multiple legislations that are used to tackle the issues associated with …

Your personal credit score is one of the most important things you should know about yourself. Anyone with a poor credit history will find it increasingly difficult to purchase large new items such as a …

Information on long-term care insurance is needed by a lot of people, especially when they get older and approach the retirement age. Though, even before reaching retirement age, you should already have settled your concerns …

Circular loans are loans made by an entity owned by the entity receiving the loan. For example, Company A owns a subsidiary company B. Company B makes a loan to company A making the loan …

Is an adjustable rate mortgage or are upside down? Force your lender to play fair. Refer them to the rules they have to do a loan modification for you. A way has already been here …

Young and older women need to learn how to invest their money for retirement. The process is not difficult. It takes a lot of time and a lot of patience. To help you get started, …