Your IRA account, (which by now should be in a Roth IRA) is an important vehicle to have for your investments, but you must find the right administrator to help you with these deals. Now, …

No credit check and approval in seconds is the phrase that many pay day loan lenders use to reel in potential customers. A pay day loan is a small cash loan that is to be …

Supreme Court Justices Sandra Day O’Connor and Sonia Sotomayor are about as different as two women can be, yet both their lives offer meaningful lessons for women lawyers. Lesson #1 – There is no glass …

Insurance is a rapidly but creatively expanding sector in the modern day financial world. It provides minimum safeguard for everybody’s day to day work by taking the risk of losses on the occurrence of an …

There are several myths connected with credit and debit card use, and some arise from actual experience and cases of identity fraud. One example is the fear that someone might steal your card details. The …

The difference between sales tax and use tax is that sales tax is charged at the time of sale whereas use tax is levied retroactively some time after purchase. If purchases comprise a large part …

Taking out a mortgage is the largest financial undertaking that many of us will have to do. My tips are based (a) on knowledge gained working in the financial sector and (b) on my experience …

This guide is written from experience. With the housing market ever changing, it isn’t uncommon for people to find themselves in the situation where they owe more money on their home than the house is …

A study from The Grocer magazine shows that groceries are now one-thirteenth of what they were 150 years ago. The prices of 33 items that included hot chocolate, bread, eggs, grapes, sherry and a toothbrush …

Renters insurance is one of the most basic forms of property and personal liability protection that every tenant should have. Renters insurance is a property and casualty insurance product that protects the personal belongings of …

The rules of war are … there are NO rules of war. A man who kills a dozen young people in a school is awarded the death penalty, while a soldier who kills a dozen …

A high credit score is requisite for approval of loans with favorable interest rates. Lenders, insurance companies, and banks are quick to check one’s credit score before taking any financial step or risk, like money …

For most folks, direct debits are handy ways to pay bills, confirm subscriptions and put regular orders for products or services on autopilot. However, are you really making the most of these recurring fees, or …

It is time to start your vacation, and everything is packed, you and your spouse are excited about the upcoming adventure, but there is one question nagging at you. Should you take your debit card …

While there are many categories of debt, they all boil down to two basic types. The first is secured debt, and the other is unsecured debt. Before you can resolve your debt problems, you need …

Texas requires that all automobiles registered must be covered by standard liability coverage. At http://www.dmv.org/tx-texas/car-insurance.phpit is simple for Texas drivers to obtain up to five quotes from leading insurers to ensure that you are getting …

Ten years ago, having just seen a commercial to buy gold, I thought it would be wise for myself to invest a small portion of my savings.  After all, at that time silver was only …

When summer comes round and you long for a vacation to take a break from the run of the mill routine, there is no need to feel disappointed if an expensive vacation is out of …

Little things mean a lot, there’s a lot of truth in it even in finances. The small things that you do consistently have a huge impact on you whether it’s good or bad. Unfortunately, a …

For a small business entity, getting that all awaited break with a ‘big deal’ would mean everything. However, the breakthrough deal may be worth substantial money and requires the small business to raise substantial amount …

Deciding which house you want to buy and putting in an offer is confusing enough, so when it comes to choosing a mortgage, with so many options available, it is easy to get overwhelmed. It …

Becoming a United States citizen is a goal many people shoot for in their lifetime.  Many of these people achieve the goal and many do not.  Some attempt this illegally and some are honest.  Whatever …

Today, more than at any time in our history, we are increasingly bombarded with a barrage of information coming to us via our inboxes offering anything from pyramid schemes to the various fraudulent schemes all …

The objective of tax planning is to arrange your financial matters in such a way where it is you are not required to pay so much in the way of taxes. There are three basic …

So you ask is credit leading to the downfall of society? My answer is YES, YES, YES! It is a trap for the young and the less fortunate. I just don’t understand how you can …

We have all seen those commercials where someone is stuck in a crappy job or has a crappy car or crappy apartment just because they have been a victim of identity theft. Those commercials make …

In 1971 a writer, Gordon Bowker and two teachers, Zev Siegel and Jerry Baldwin opened a new and unique coffee company, which they named Starbucks Coffee, Tea, and Spice. This unique store was opened in …

What are Stocks? Stock is an equity investment that represents part ownership in a corporation and entitles you to part of that corporation’s earnings and assets. 1 How Does Investing in the Stock Market Make …

Most of us do not spend much time in court.  We’re good people, for the most part, and do what we can to keep on the right side of the law.  But even the best …

One night in April of 2003 my husband and fourteen year old son were driving home after spending the day helping a friend put a new motor in a truck. They were pulled over by …