As we all dig deep for things that we can save money on, there is one that you should not ignore: automobile insurance. If you have not been diligent in keeping up with your car …

In a poor economy, everyone looks for ways to save a bit of money. Fortunately, there are ways to continue to enjoy your current quality of life without sacrificing your future or your bank account. …

College students living in dormitories or apartments often think they don’t need renter’s insurance. They may tell themselves “nothing will happen” in the short time they are there, they don’t own enough property, or they …

Savings bonds are a unique investment that allow individuals to invest in government debt at investment amounts as low as $25, or as high as $5,000.  Because they are government issued, they are extremely safe, …

The world watches and predicts the only outcome they feel is justified, as the most notorious high profile cases comes across their screen. It simply never crosses anyone’s mind that someone accused of the unimaginable …

Online payment company PayPal has just recently teamed up with credit card company Discover to offer a unique service in brick-and-mortar stores which expands payment options for consumers when shopping “offline”. Over time, PayPal’s popularity …

Though many people have realized that the dramatic increases that had been observed in property values have come crashing down over the last several years, investing in real estate is still a great idea and …

First of all before letting you know about the guideliness to insure your house against certain natural disasters its important to update you about the word, “natural disaster”.Natural disaster as the term suggests that it’s an inevitable calamitous …

Dividend stocks are shares of companies that pay dividends, which are the investor’s cut of the profits that companies earn. Dividends are distributed to the owners of the company, the shareholders, with each holder of …

Cutting coupons out of the paper is so yesterday. Instead of spending hours digging through the paper trying to find the best deals and potentially receiving a hurtful paper cut, why not take advantage of …

With tax time in full swing and nearing the date when all Americans are supposed to have those tax filings turned in to the Internal Revenue Service, you may find yourself needing a bit of …

With the United States currently fighting two wars in the Middle East, most members of all service branches, both active duty and reservists, have faced a deployment.  During their deployments, the legal affairs our nations …

From a financial point of view, a depression within an economy is one in which many people lose their homes, lose their job, become homeless, die from exposure to the elements, starve to death and/or …

The Christmas shopping season is almost here and people will be bombarded with advertisements and sales that tempt them to spend their hard earned money. Retailers are focused on getting people in their stores to …

Individuals should always be careful when using the ATM. There are many people who do not exercise caution when using ATMs and this can lead to a huge loss of income. Here are a few …

Can anyone know for sure how much money they will need in order to live comfortably during their retirement years? To know exactly would probably require a time traveling sports car like the one in …

Since U.K. smoking laws came into effect, authorities have seen a large decline in smokers in that kingdom. They reported that in the same year the ban went into force, 400,000 smokers quit the practice. Today, …

Retirement can be a blessing or a curse, whichever way one may choose to look at it.   For some, adjusting to retirement can be an easy process if prepared well in advance, while for …

With the best of intentions, come the worst repercussions. Whether a payday loan or cash advance, these loans are intended to be short term. Loans which have extremely high fees or exorbitant, usury levels of …

Most people would think that you can’t make a mistake with using layaway for the holidays.   Buy the gifts you want for everyone, paying just a little money down, so you can make payments, instead …

A tazer should never be used as a form of discipline. When a tazer is used by a police officer, it is meant to be used as a safety measure, not discipline. The definition of a …

Banks loan money for many different purposes. While some banks may specialize in commercial loans, most have a full range of loan products to offer depending upon which type of loan may be most appropriate. Those …

Mercedes-Benz has joined forces with America’s favorite card provider, American Express, to offer a brand new exclusive credit card aimed at Mercedes-Benz enthusiasts. The card may well appeal to drivers of Mercedes-Benz who like the …

The promise of tax-free income, combined with a safety level that’s just below Treasury bonds, make municipal bonds a favorite of young and mature investors alike. Yet investing in “muni’s” is still as much of …

The legal drinking age varies in the different countries of the world. The laws are often complicated and difficult to understand. There is a difference between the legal age of buying alcohol and consumption in …

How many times do you find yourself staring into the fridge at an expired item and wishing you had never bought it in the first place? But you did buy it, and needlessly it seems, …

Many people find it difficult to save. When economic times are tough, it is more important than ever to develop strategies to save money. Saving money allows you to not only secure your future but …

Getting into debt is easy, but settling your debt is another thing. Settlement of debts may not be as easy as it looks as there are various factors to be considered before one can actually …

A reverse mortgage is a loan that is backed by either a portion or all of the equity from a home. Unlike a second mortgage or equity loan which also base value on a home’s …

Purchasing a vehicle is probably the first major purchase a person will make in their lifetime. It can involve you spending hours researching the make and model of the vehicle that will best suit your …