Addressing the Prison Crisis in Britian

Addressing the Prison Crisis in Britian

Home secretary John Reid was reported to having told magistrates and judges to only jail the most dangerous and persistent criminals’. The prime minister also defends the home secretary decision saying that he is only …
Unemployment Effects on Credit Scores

Unemployment Effects on Credit Scores

When an individual loses their job and becomes unemployed, there is an indirect affect that can be seen with their credit score. Losing a job is stressful and particularly damaging when monthly payments still need …
Predatory Lending Practices

Predatory Lending Practices

Should you pay upfront costs when financing a small business loan? Desperate for money, many entrepreneurs are forking over thousands of dollars in upfront costs for business loans that many times are not funded. Disappointed, …
Refugeeasylee Adjustment of Status

Refugeeasylee Adjustment of Status

The procedure for getting a green card through refugee or asylee status is similar but also different in some respects.  Both a refugee and asylee are in the US because of fear of persecution in …
Tips for finding and selecting wedding insurance

Tips for finding and selecting wedding insurance

Over the past several decades, weddings and wedding planning has become a multi-million dollar industry. With the cost of an “average” wedding nationwide hovering somewhere around $25,000, it is important for couples making such a …
Diversifying your Risk in the Stock Market

Diversifying your Risk in the Stock Market

Investment diversification is the spreading of investment capital through multiple financial instruments and/or economic sectors. The Financial Regulatory Authority, or FINRA, recommends diversification as an investment risk management method. An example of diversification is stock …
How to Save Money on Greeting Cards

How to Save Money on Greeting Cards

Greeting cards can be very nice to send to people, but they can add up quite easily with the $3 or more price tag many of them carry.  Fortunately, there are many different ways that …
Investment Scam

Investment Scam

Most of us dream of becoming rich, of retiring early and taking long overseas holidays. Wouldn’t it be nice if we have so much money? We can just invest the money and wait for the …
How to Manage on a Tight Budget

How to Manage on a Tight Budget

Life takes money, and money is often tight. So how are we supposed to get by during those tight times? Here are a few tips my wife and I followed during some continued tight times, …
Buying a Home – Good

Buying a Home – Good

Buying a home is never a bad investment decision. Despite the struggling and soft U.S. economy that sprouted up because of the housing bubble burst in 2007, real estate remains a solid investment for 3 …
The Meaning of Money

The Meaning of Money

For most of us, money means security in that it provides food, shelter, warmth, clothing and the occasional treat. Or at least, those are the basics for which we actually need money. Sadly, it has …
Managing Student Loans

Managing Student Loans

Every student dreams to pay off student loans quickly. Many teenagers take student loans to pay for college. These loans are generally better than the private loans because they are supported by the U.S. federal …
How to Make Money

How to Make Money

Doubling your investment in a month.  Wow, just thinking about this ‘jackpot’ makes me smile.  I am sure you would not say no to that either.  The only problem is whether it is possible and …