Upon turning 18, children often feel empowered by the new opportunities with which they are presented. This newfound autonomy sometimes leads young adults to get in over their head as far as debt is concerned. …

In the United States, Black Friday is a special shopping day that occurs on the day after the Thanksgiving holiday. The shopping bargains can be astounding with items like big screen televisions and computers selling …

Budgeting is a bit like dieting. Just like starting a new diet, the good news is that if you follow reasonably sensible rules you will start to see the desired results immediately. The bad news …

Homeland Security Chief Janet Napolitano was in Brussels in January, 2010, on a week long worldwide trip on security; discussing better ways to investigate and enforce new laws and regulations governing the use of chemicals …

The majority of undergraduate students who need to take out private student loans to cover costs towards their college education have no established credit history of their own. As such they present as an unknown …

No-one wants to see the tax-man take an unduly large slice of their hard-earned money. It’s important therefore that investors maximise the tax-free options that are available to them. Tax regimes, in relation to savings …

According to a recent Rassmussen survey, 82 percent of Americans believe that the United States is not winning its “war on drugs,” with a further 13 percent of respondents “not sure.” If it has been …

Few people have likely heard of Aereo, an Internet start-up that deals in television programming. Until now, that is. Recently it has become one of the most widely searched Google words, in part because of …

An apocalypse requires more financial planning than a smaller disaster because the affects are more widespread. If the probability of an apocalypse is high, more reason exists to utilize part of one’s budget for that …

It may be beneficial to check unclaimed property websites on a regular basis to make sure there is not money that you are losing out on. All state treasurers take extreme measures to attempt to …

Every facet of the lawsuit process is governed by time. The clock starts ticking the moment an accident or other incident occurs. Deadlines are set based on what happened and the jurisdiction where it occurred. …

Recently, a single week of sales of modern & contemporary fine art at Sotheby’s in London generated a turnover of more than 385m. This as a case in point demonstrates several points that London (and …

Life itself is the most precious jewel on earth; having the privilege to take another breath each day is priceless. Essentially, so is getting ways to ensure you get to stay that way or at …

Are you into debt and searching for a suitable option to get out of it? Don’t worry. There are numerous ways to get out of debt; only you have to select the option that suits …

Teaching small children good saving habits is a crucial thing to do so that they can learn the value of a dollar. When children see money, they assume that they can just spend it, and …

It is very possible to get out of debt and become financially secure. The easiest way is to make a series of small changes in your habits that will not upset the smooth flow of …

Many families and individuals have been hit hard by the recent recession.  Families that have been affected by a job loss or pay cut are looking for a way to pay their bills without having …

I was inspired to read about the mortgage crisis after reading an article about Frank Gong of JPMorgan Chase by Xinhua and CRI English Service. In the article, Mr. Gong commented about a …

Just mention the phrase “free credit report” and that incredibly effective and irritating commercial jingle is embedded in my head for the next few hours. I’m not sure if dating a girl with bad credit …

Planning for retirement is an important part of financial planning for everyone, but women may have particular problems with this task. Women generally live longer, which means they need more money in reserve. Women should …

The over 55s will only be too aware that their health and fitness will likely decline at some point and may decide to downsize to a more manageable property in the years after their family …

Selling Your Residence Many people still believe that if they sell their primary residence, they have to buy a more expensive one. This is no longer true. Under the current law, you must have owned …

We all know the purpose behind wills: to have our assets distributed according to our wishes once we die. But what if we become incapacitated instead? A Will is useless. Living Revocable Trust (LRT) vs. …

FY2013 Budget Request, Authorization and Appropriations was passed by the U.S. House of Representatives on Friday, May 18, 2012. It was approved by a vote of 299-120. It still has to clear the U.S. Senate …

Bonds are specific types of loans to Government(s) be they foreign, federal or municipal, or Corporations. The interest for these loans can either be fixed i.e. unchanging or floating (changing) and is paid on specific …

Imagine that you and your spouse are all set to go on the trip of your dreams. You’re taking a 7 day cruise to the Bahamas and visiting some of the most beautiful ports of …

Debit or credit? It’s a question many of us hear on a daily basis, and it generally comes down to spending either the money in our checking accounts, or money we don’t have that we’ll …

A successful budget grows wealth and manages debt within an organized framework that easily manipulates and apportions money for maximum financial benefit. The traits of a budget are what help make it successful by providing …

In the last five or six years there has been a sudden growth of payday websites. This is a sign of the times along with the growth of ‘pawn brokers’. Why are payday websites in …

The con game is a very old one, and although the methods have changed over the decades, the result is the same: someone gets hurt. Usually the con or scam involves elaborate ways of getting …