Many people think about what they are spending and saving on larger purchases but small purchases can add up quickly also. A dollar or two here and there does not seem like a big deal …

Retirement can be completely enjoyable from day to day, each new morning bringing with it a host of options for your exploration. On the other hand, if you’ve made no plans for this new lifestyle …

Investing in foreclosures can be a great way to make money in real estate.  Foreclosures are generally priced lower than similar houses.  As such, you may have the chance of establishing instant equity when purchasing …

Do you have a bunch of paper savings bonds laying around your house? Did you know that you can convert your paper savings bonds into electronic EE bonds? If you go to TreasuryDirect.gov you can …

Premium bonds are a UK financial product which were started in 1956 by the McMillan government. It was envisaged that they provide a short-term income boost to government finances and also provide a reward winning …

Undoubtedly one of the cheapest places to get cigarettes is at a party where you can just bum them off of a buddy. My friend Bruce says “I don’t buy cigarettes but I still smoke …

In the “good old days” it was enough to put your money in a savings account and let it grow with compound interest. Today, there is no savings vehicle that comes close to bringing you …

Constitutional law defines government, parliamentary and public power. As such, it affects every citizen. Put very simply it defines and limits the power that governments, ministers, public officials and local authorities have. Constitutional law determines …

Yes, there are absolutely times when a father paying support is unethical! A father who is denied visitation by the mother, although he desperately wants to see his kids, thats flagrantly unethical! A father who …

There are many new and entertaining ways to help worthy charities. Giving to charities is as quick and easy as clicking your mouse key. For example, if you love animals you can go to the …

If you really must get a personal loan, check out all the lending rates and small print to ensure that you get the best deal. However try a couple of alternatives to a traditional loan …

There is nothing too difficult in understanding an Initial Public Offering of a company. A fairly formal process is undertaken, usually to offer to the public, via share purchase, the opportunity to own a part …

Many people believe that marriage is outdated and unnecessary and that living together, co-habiting in legal jargon, is right for them and their circumstances. However, there are legal reasons why marriage is the better option. …

Credit scores are compiled by credit rating agencies to give financial institutions, employers and even landlords a snapshot of your financial picture. Since it is too difficult and time consuming to evaluate each individual on …

One of the biggest hassles in any medical situation can be dealing with your insurance provider. Far too often, we find ourselves fighting in order to obtain the rights that are spelled out to us …

If you rent or own a condo it is important to understand what your responsibility is when it comes to insurance on your property and there is a difference between your condo rental insurance and …

No one can be sure when the next economic downturn will strike. What is certain is that few people are prepared to meet economic emergencies. Lost jobs, foreclosed homes and disappearing bank accounts are more …

Construction loans are issued for the time period in which construction is to take place. Since most buildings don’t take 15 years or longer to construct, the monthly payments can be higher for construction loans …

Windstream (NASDAQ: WIN), headquartered in Little Rock, Arkansas, is a business on the move.  Founded in 2006, Windstream is “an S&P 500 communications and technology solutions provider with operations in 29 states and the District of Columbia …

The word “audit” has the power of striking fear into nearly every red-blooded, tax paying American citizen. If you want to avoid hearing that spine tingling remark, there are five pro-active steps to take before …

Many of the people that would like to find the debt consolidation option that can help them get out of debt quickly do not understand the importance of finding a good debt consolidation service. There …

After You Sell Your House… “Put your signature here at the bottom of the contract. Now you have completed the final transactions in selling your house.” Through the excitement of coming into large sums of …

As college becomes more expensive and college loans become a larger debt than expected, there are ways to keep your head above water and not default on your student loan. Graduating from a great school …

One of the major reasons why health insurance is so expensive in the United States is the epidemic of obesity. A 2001 survey indicated that 22% of Americans are obese.” The largest offender of obesity …

U.S. Savings Bonds are one of the safest investments you can make. But the process of buying and cashing in bonds can sometimes be confusing. Bonds today no longer have to be purchased or redeemed …

Many of people seeking the American Dream in this economy need to understand that the true definition of The American Dream is a stable job that supports a home and a family. However, in today’s …

The state of Maine requires that you buy liability insurance for bodily injury and property damage, uninsured motorist insurance and medical payments coverage. These are the minimum coverages required by law:* Bodily Injury Liability – …

At 83, James “Whitey” Bulger doesn’t have much to look forward to, except prison walls. For 16 years, however, the reputed head of the Boston Winter Hill Gang managed to evade law enforcement and, for …

Cheap car insurance can be found using various techniques that when done effectively can lower the cost of the premium. These include maintaining a good driving record, looking for discounts to apply to the policy …

TAL International (TAL) is a boring stock that could produce exciting returns. It leases shipping containers for intermodal transport. Customers include global freight shippers like APL-NOL(SGX:NO3), Mediterranean Shipping Company, and NYK Line(TYO: 9101) that may …