Over the past two decades, the Internet has steadily grown by leaps and bounds. What used to be limited to simple connections and a modern form of communication has evolved to become the foundation of …

Lance Armstrong was once considered one of the most inspirational stories in the world of sports. Here was a guy who was diagnosed with testicular cancer, which spread to numerous parts of his body, including …

Before buying mutual funds there are two key things to understand. Firstly, you need to know what mutual funds are. What possibilities for investment exist? Secondly, you need to think through your goals in wanting …

Any property that is made through intellectual efforts is intellectual property.  Creative expressions, inventions and even company logos fall in this category. And, just as your intellectual property is subject to your control, it is …

Most people that find themselves in need of a lawyer, usually have a problem. They are getting divorced, have custody issues, need to file a lawsuit against someone or have need of a good criminal …

One worry that many people have when they contemplate bankruptcy is the effect it will have on their credit rating. However, if one has reached the point of considering filing for bankruptcy they either have …

While you may assume that after you file for bankruptcy your life is basically over, you aren’t completely right. While it does do a lot of damage to your credit and your overall ability to …

I’ve often thought of bond insurance as a waste of time. Long the mainstay of the muni market, bond insurance has crept into other fixed income markets as well. The reason for this should be …

A penny saved beats a penny earned. Why? Because you do not have to pay taxes on it. Plus, that penny is just a start. Once you find a lot of brothers, sisters and cousins …

There are times to shop and times not to shop. 1) Always shop for your 1st policy. This will get you you best starting rates. 2) Shop at the end of your first full year …

There are certain steps you can take that will save you money on gas and with the price of gas nowadays, every little bit helps. One of the most obvious ways to save on gas …

Bonds are considered an essential part of a diversified portfolio. They are emphasized as the conservative hedge when the markets go bearish, or for safe, fixed income goals. That said, times have changed.  It is …

Saving for a special treat, such as a vacation, electronic gadget, or other toy will probably require some cutbacks, but it isn’t impossible to do. In fact, by making these simple changes in your life, …

Now it is more important than ever to save money. There are many simple ways to save your hard earned money. One of the easiest ways to save is at the supermarket. By following a …

Many people continue to believe that if you work really hard, you will eventually become successful. While there are many definitions for success, it is used here as it applies to increased income. However, global …

It’s time to sell but how to avoid problem tax liabilities from your profits? If you are planning on reinvesting your properties into a new investment, you are in luck. IRS tax law, specifically a …

Debt consolidation is a good thing. Most of people hear “debt consolidation” and shudder at the idea. But I’m not sure if they’re shuddering at the idea of having to do it or the fact …

Identity theft is quite common these days.  In an age where our personal lives are scattered over the Internet and our finances are stored in an online database, there is a good chance that you …

Besides your mortgage, buying a vehicle may be the next largest expense in your financial life. It is sometimes ideal to be able to pay cash for vehicles and save on the interest charges, but …

Purchasing and conducting transactions could sometimes be a daunting task especially if you do not have ready cash at hand. It’s a real drag if you still have to go to the nearest ATM just …

I have made 17 consecutive winning trades on the forex market. How did I do it? By using common sense. To be a succesfull forex trader, I believe it is all about gearing. Even though …

Should businesses be required to pay for health care insurance? One of the most important lessons I learned was in college. My friend was arguing that nothing was free. I gave him a long list …

Why you can’t afford not to have health insurance If you have health insurance, keep it.  If you don’t have health insurance, try to purchase it.  Health insurance is as important as having good health.  …

How much income do you need in retirement? This is a question that has interested me seeing my wife and I are both retired. It depends on whether you want to view this period of …

Homeowner’s insurance (HOI) is also known as hazard insurance. HOI is a type of property insurance that covers private homes and their contents. It is usually a multiple-line insurance (includes both property and liability coverage) …

The soaring costs of health insurance show it is increasingly evident that employee benefits are unsustainable at current levels. Whilst federal government figures assume medical inflation of 4%, this is far beneath the actual increases …

Life throws us curve balls all the time. It’s important to prepare for such emergencies through proper planning and preparation. Here are a few tips for you: 1. Make a budget! This is the best …

Everyone is entitled to a free annual credit report. There are plenty of advertisements online and on TV touting free ways to get your credit report; just look a the 2008 commercial in which a …

Pay day loans are loans issued to a borrower, with an un-cashed check, or electronic access to a bank account from the borrower as collateral. Lenders will charge the amount of the loan plus finance …

Many people suggest that paying a mortgage as quickly as possible is a great financial move.  They point to the obvious benefit of avoiding the interest payments that pile up over the 30 years of …