Online banking saves time, money and space by automating transactions, reducing billing times, check writing and billing expenses. Online banking can even reduce filing cabinet space that may always seem too full. Online banking may …

Why is everybody bashing that wild and crazy cable-station stock commentator, Jim Cramer? Maybe some people just do not like his style. He never stares straight into the camera while droning on about some stock …

Losing a job is a hard thing to go through. It makes people take stock of all sorts of things, but especially of how they are spending their money. It may even become necessary to …

Cleaning in spring need not only refer to the house. Many out there could use a fresh spring approach to setting straight disorganized finances. Taking a second long look at one’s expenses may not only …

Debt settlement is an effective strategy in ending creditor harassment in a scenario when you simply cannot afford to pay the balance of a debt, but that doesn’t mean it comes without negative consequences to …

     If you’re in a financial rut and wondering how to get out and back on your feet, it may be a lot easier than you know.  I have seen many people that get stressed …

Black Friday offers crowds, noise, traffic, virus and germs, and an emptier wallet. The number one reason to avoid Black Friday is that it is a fraud.  What is meant by that is; all the …

A majority of people shop for car insurance wrong. They call the number they see on TV, or go wherever their parents go, and leave it at that. Very few people take the time to …

For many people, vacation is no longer an option. Struggling to make ends meet and pay their bills on time, they view vacation as a luxury that they cannot afford. Fortunately, you do not have …

How Important Is Insurance? Public perception of insurance: another humdrum matter. This is so especially among families or individuals who take for granted that anything could happen to them. But life will always be life! …

With the economy in turmoil, many people have been made redundant leaving them penniless. As a result more and more people are borrowing money to put food on the table and pay essential bills.  People …

More and more individuals are facing financial hardships today. Financial freedom isn’t going to magically appear. But with a “take action attitude” and a few tips on where to start, you can avoid extreme debt. …

You know, advice is sometimes like a dose of medicine. When you first hear you have to take it, it brings on very unpleasant thoughts. But usually it Will bring good results in the long …

As a renter, perhaps the complexities of insurance are baffling. Many renters have never had to consider the price or type of insurance needed to adequately cover their personal items, and this can be a …

Mountains of unsecured and growing debt can bring tons of anxiety and many sleepless nights. These days, those in the debt relief business are sending out offers to help by the gross to any name …

Borrowing from a life insurance policy can be done depending on the type of life insurance policy that is in force. Borrowing from a life insurance policy requires having a policy that accrues a cash …

When business ventures close, or when people move or become incapacitated, they may lose track of property. In Georgia this means that depending on the type of property that is misplaced, it may fall under …

Buying something via a personal loan is more expensive than making the same purchase direct from money that you have in your checking account. Therefore, as a starting point, a personal loan is a bad …

It is advisable for anyone planning a major financial transaction such as a mortgage application, to obtain a copy of their credit reports prior to proceeding. It also pays to check the reports before applying …

It is not likely that Larry, your second cousin twice removed left you millions in a bank in Alaska. However, when you moved to California a year ago you may have forgotten to empty that …

Overspending is a common occurrence in a lot of households. Spending too much money on ourselves or even others can cause big financial problems in the long run. The following are some of the causes …

Late payment of bills can have long term financial consequences, in addition to perhaps incurring a late payment penalty. Whilst utility bills and rent payments do nothing to build your credit score, late payments will …

Saving $100 every week becomes $5,200 a year – and $52,000 over 10 years! It’s one of the simplest ways to get rich, and best of all, it’s surprisingly easy. A financial wizard from the …

We protect our cars, our homes, but one of the most overlooked areas is life insurance. Many people know that it protects their loved ones in the event that they should die. In essence that …

There are many motives for a senior citizen to get a job after retirement whether it is to stay mentally sharp, earn a little extra money, or any other reason.  There are many jobs available …

What is the term to “be rich”? For any American, “being rich” has been something to achieve in this capitalistic society. Ever since the Great Depression years, big business conglomerates have reluctantly given way to …

The capital city of Albania, Tirana, is the cheapest capital city in Europe, and predicted to become a good investment opportunity for both rental yield and long term capital growth. The infrastructure of Albania is …

In these troubled economic times it seems reasonable that those lucky enough to have a job might suffer a certain amount of job insecurity. That is to say, with the possibility of lay-offs and downsizing …

Just over a month into the official 2008 hurricane season and in less than 24 hours, a tropical storm turned into a Category 3 Hurricane with winds up to 125mph; it was called Hurricane Bertha. …

We live in a world where credit is a definition of who we are. Our credit is examined when we rent an apartment, when we want to hook up cable or Internet, when we want …