Bankruptcy can have a huge adverse effect over your credit score. It damages your credit reputation and makes individual creditors and lending institutions think twice before granting you a loan. Unfortunately, filing for bankruptcy is …

Tax reform of one kind or another is inevitable. As previous tax laws expire and the federal government’s budget is reorganized, policy makers are faced with tough choices. For example, when tax policies such as …

The concept of trading in the stock market is fairly simple; buy stocks low and sell them high. But the dilemma most people face is knowing how low is low, and how high is high. …

“Now Puddin’ Pie, you know why yore Daddy is a Republican! I may not have told you, but this here Republican family goes back a long ways, yesiree! Why that ole Louisiana Plantation is still standing …

Entertaining oneself or others does not need to be expensive endeavor. It does not matter what you are into, there is always a cheaper route. Below are several different options that vary in entertainment mediums …

Summer has come and gone, which means it is time for people to start thinking about the colder months that are on the horizon. Last winter was relatively mild, however that does not mean this …

After years of mismanaging our money, and poor financial decisions, my wife and I found ourselves in a deep whole. We both have jobs earning a decent wage, but were still living paycheck to paycheck. …

The incessant beeping of scanners cuts through the commotion of trolleys squeaking and the apparent relaxing music is betrayed by the groans of people pulled down by the weight of their baskets. Scent of freshly …

For every metallic object that could be a bomb component, an explosive substance, a gun component or other weapon, there are non metallic replacements that are capable of causing equal destruction and harm in an …

If you find yourself in debt, it is important to make a plan to get out of it before it gets larger.  With interest charges and finance charges, your debt can grow out of control …

Once in a while, taxpayers may have certain issues related to their taxes and may have to deal with the Internal Revenue Service (IRS) in order to settle such issues favorably. According to most analysts, …

Ask most people what a mortgage is, and they will likely say that it is a loan used to buy a house. Ask what a savings bond is and you may get a few confused …

Careful of the past, you never know when it might catch up with you. For 75-year-old Alice Uden, the day of reckoning has come: Uden has been tried and convicted of killing her former husband, …

Today, many financial transactions are conducted electronically, but believe it or not paper checks are still used. Despite the popularity of electronic transmissions, understanding how to use checks is still an important skill to have …

With the growing insurance premiums in most lines of business, it is necessary to come to a basic understanding of how insurance premiums are determined. By the public outcry, one pictures a bunch of insurance …

This year marked a milestone in the energy crisis, when the federal government lifted the executive ban on offshore drilling, and suggested opening the Arctic National Wildlife Preserve, lifting restrictions on oil shale leasing, and …

Tipping is a system that just doesn’t work. I don’t know if it started ages ago when service people did jobs for free and were sometimes rewarded for their work, or if tipping doormen or …

On May 10, 2010, a Patek Philippe 18K gold perpetual calendar chronograph wristwatch with moon phases from 1943 sold at a Christie’s auction in Geneva for an astounding $5.709 million. But it’s not the first …

Taking the current state of economic affairs into consideration, handling money can be very nerve-wracking. Today, many people can’t even spend on gas, bills and groceries without breaking the bank. However, this doesn’t mean that …

Investing wisely takes years of experience, therefore it’s best done when carefully planned at an early age. Parents should help their children understand the value of money and this is best done if they are …

Primark is a chain store mainly specializing in fashion and accessories. It is popular among tourists visiting Central London as a place to shop for affordable, yet trendy clothing and accessories. At times, it can …

In vitro fertilization (IVF) can be considered one of the most technologically advanced assisted reproductive techniques available for infertile couples with around 20% to 30% success rate in any good clinic. According to some estimates, …

Some people on Social Security or Supplemental Security Income, otherwise known as SSI, might be able to relate to this article better than others, while those who may have experienced this and not understand why …

The purpose of buying an auto insurance policy is to get compensated for the financial losses if you meet with an accident. When you pay the premiums, your auto insurer promises to compensate for the …

Many people are wondering whether or not to purchase a home in 2011. For several reasons, right now is the time to buy. The Benefits to Purchasing a Home Right Now Mortgage rates are at …

When you want to finance the acquisition of a motor vehicle the question that always rises is whether it is better to finance a motor vehicle purchase by using a specially tailored loan, another kind …

Infertility treatment causes many concerns for affected couples. Will I ever be able to have a child? Will it hurt? What if it doesn’t work? These questions are often enhanced by another dimension often not …

Many home insurance companies offer discounts for seniors.  For instance, a home insurance discount is offered to qualifying seniors by Allstate, although the rate itself is a result of research into the particulars of the …

We all have that urge to spend once the monthly salary comes through the door. Some of us get paid in the middle of the month, and this leads to more spending; however when it …

Everyone wants to save money, especially when it comes to giving gifts during the holidays. Now more than ever, the money crunch has pushed people to look for better and better deals. But, sometimes, you …