Medical bills are a part of life. Whether they come in the form of co-pays, deductibles or out of pocket expenses, these bills are inescapable for anyone, regardless of socioeconomic status. Any time a medical …

As Investopedia says, “ are, without a doubt, one of the greatest tools ever invented for building wealth.” That being said, there are definite winners and losers in the stock market, so it really is …

When banks lend money, they break the loans down into two very broad categories. The first is secured loans, and the second is unsecured loans. For the most part, banks prefer to make secured loans …

Is your home covered against loss in case of an earthquake? While there are states that have no recorded earthquake activity, and others that have reported no seismic occurrences within the last 30 years, there …

As the country inaugurates 2012, with a brighter than normal outlook on a dreary housing market, everyone is chomping at the bit to know what’s in the cards for the upcoming year. If there was …

Personal bankruptcy law varies from state to state. Bankruptcy is often necessary due to a change in circumstances such as job loss or, whenever the debtor is encumbered with exorbitant debt due to cataclysmic illness …

If you read my first article on Metro Atlanta Flip Story, Finding the Right House you will want to read this one next to get the full feel of this flip story. Flipping is the …

Exchangeable bonds are a way for countries and financial institutions to borrow money from capital markets with specific terms. In some cases, countries may make use of financial institutions such as investment banks to underwrite …

This is an excellent year to begin investing in real estate, if you have not done so thus far. It is sad but true there are many properties being foreclosed through the United States that …

Children can be expensive.  Fortunately, there are many ways that you can save money as they are growing.  Consider the following methods. Save money on children’s clothing One thing you can do is to try …

A lot of people are looking ahead to their retirement years with a sense of dread and foreboding. While there are certainly plenty of people out there who say these will be the best years …

Clarence Darrow was a nonconformist and a lawyer who seemed to be afraid of nothing. This cavalier attitude got him notoriety and made him seem just a little larger than life. He made millions, but …

The Richest Man in Babylon is a personal finance book written by renowned financial adviser and entrepreneur George Samuel Clason. The book basically dispenses simple yet useful financial advice through a set of stories and …

Renting or owning your residence has one major aspect in common; the need for insurance. Although there are similarities between renter’s insurance and condo insurance, there are also differences. Personal Property: Both renter’s insurance policies …

Stocks prices rise and fall all the time. How can we make money, irrespective of which way the market moves? Ideally this means having the stocks while they are rising and having a methodology to …

If your identity is stolen, you can put a freeze on your credit report. A thief can steal your identity at anytime. The credit freeze prevents the three major credit bureaus from releasing your credit …

If you want to relax and enjoy your vacation without worrying about your credit card debt when you return home then leave your credit card behind. Credit makes if far too easy to buy something …

There are not too many drivers out there who are entirely comfortable upon being pulled over by a cop. There is something about the situation, whether it be the flashing red and blue lights, or …

Life is full of things that are not fair. It is not fair for one person to have a shack for a house while another person has a mansion. It’s not fair that one person …

If not the parents, who? The minor child is not a ward of the court, in most cases, but a ward of his or her parents. The minor child is taught right and wrong by …

Surviving on a very tight budget for a month is a great task but the financial reward is enormous. The tight budget could be as a result of reduced income, a willingness to keep track …

So there you are, a patriotic citizen of the Great Republic, dutifully guarding your horde. You didn’t save cash, because we needed to keep spending to make the recession go away. After 9/11 Bush came …

Seven Mistakes Made in Drafting a Will “To err is human; to forgive divine,” but the error of a badly drafted Will, can cost your heirs money and heartache. It can rob one or more …

Everyone wants to be free. America was born on the shared value of freedom that ran deep in the hearts of the first patriots and Founders. Most every nation in the world desires the freedom …

Myth: My house isn’t in a flood plain so I don’t need flood insurance. Besides, it’s too expensive. Truth: You need flood insurance, and it’s so inexpensive you’re foolish not to get it. This subject …

Dutch auctions are public offerings of financial instruments made directly to the public via an auction process. The purpose of Dutch auctions is to generate capital for corporate or government ventures such as an Initial …

These difficult economic times are forcing people to be more resourceful about their shopping habits. One very easy way by which anyone can do this is to shop at Dollar Stores, and they can be …

Work as a freelance writer at home and rarely go out? No point in getting any insurance, right? Well, wrong actually. Even if you’re a stay at home mum freelancing from your home office, you …

Florida Highway Patrol troopers console one another at the scene where their colleague was shot and killed on U.S. 27 Friday afternoon. Dying from a gunshot wound, Florida Highway Patrol Sgt. Nick Sottile Sr. mustered …

Although I understand the argument on the other side, that a person’s driving record should dictate their insurance rates regardless of the type of car that he/she drives, it is a flawed way to think …