In most cases, asking someone to co-sign on a loan is a bigger deal than asking them to marry you. When a person co-signs, a portion of your credit history becomes theirs. If you fail …

Investing for retirement is pretty simple if we are talking about a 20 to 30 year old just starting out in the workplace. Unfortunately, 20-30 year olds are generally not the least bit interested in …

Children are committing crimes, from theft to school killings. Should a child who commits a crime be tried as an adult, and sent to jail where adults serve their time? Yes, absolutely. Should parents be …

For your information, many self-employed people pay for and receive health insurance coverage. It is also possible for an unemployed person to purchase health insurance coverage, in the event that the unemployed person suffers a …

Bonds are a unique instrument of finance, and have their own individual definitions that an investor should be aware of. Three common terms that are used in bond market analysis are par values, maturity dates, …

When people need a money order, the U.S. Postal Service is one of the most popular places people choose to purchase one from. It’s quick, easy and convenient because you can mail off your money …

In many countries in the world education from primary to college is free. An example: In Mexico one can obtain an education for free all the way through university; you do not even have to …

The base unit for the renminbi is the yuan, which is how the Chinese currency is most commonly referred to. The official ISO abbreviation for the yuan is CNY, but it is also commonly abbreviated …

If your house is destroyed or in need of extensive repairs due to an accident or natural disaster, you will at least find some comfort in knowing that you purchased enough homeowner’s insurance to completely …

U.S. Savings Bonds are a smart investment tool because they offer tax advantages that other investment devices don’t. In addition, they are a safe investment because they are fully backed by the U.S. Government, and …

What are the best options available for investing in my child’s education? This is the critical question that many inquisitive parents in today’s society mull over repeatedly in an effort to provide better lives for …

Investing can be scary. Finding an investment with low risk high reward can be difficult. Luckily, there are many ways to ensure wealth or a good return on your investment. If you know how to …

There are a lot of financial products which receive some negative attention, such as gold and whole-life insurance, however if there was one investment product which consistently received bad news, it would have to be …

Peer-to-peer lending is where you borrow or lend money to another individual instead of dealing through a bank. With normal banking, savers deposit money (i.e. they are lending it to the bank), and the banks …

Chase credit cards have pulled the rug out from beneath thousands of hard working paying customers. I happen to be one of those customers. A couple of weeks ago I received a small disclosure in …

Your home is likely the biggest investment you will ever make.  More than your car or anything else, it’s the one thing you want to make sure is adequately insured. But that doesn’t mean you …

Speculating and investing both carry risk. Risk that buying a company, or portfolio of stocks, the values go up as well as down. Firstly a speculator is in effect a financial gambler. It is hedging, …

The stock recommendations of brokerages should be treated as being absolutely valueless. Brokerage houses are contracted by various companies, at start up, or whenever a share release is issued; to sell those shares. The shares …

Identity Theft has been a growing concern since the late ’90s, as criminals started to find ways to manipulate electronic data to their advantage. It has grown substantially with the expansion of the internet and …

Joint bank accounts are popular for many reasons. Many married spouses or couples who are living together often opt for joint household expense accounts and it is also common for family members or business partners …

Warrants are investment instruments that enable investors to purchase company stock at a specific price. Ideally warrants are issued by financially stable companies with high-growth prospects, and that are seeking an alternative mechanism of capital …

At first, it can be quite difficult to find a right mortgage broker, especially when you’re in the process of acquiring a new house. Keep in mind that one of the benefits of finding the …

If you are resident in the UK, there is a tax-free saving scheme that you can join where your investment has the potential to grow into millions of pounds. Does this sound too good to …

There are lots of ways to save money, and in this tough economic time, everyone can use a little help. Here are five easy ways I have found to save money without having to change …

Impossible? No!You CAN Lower Your Health Insurance Costs… Health insurance in America has come a long way since the Industrial Revolution, when labor unions were planting the seeds of our modern day health care system. …

Modern savings accounts are a combined product of the Internet, downsized personal banking, and banking-related expenses downloaded to the consumer. Mailed or e-statements have replaced the traditional passbook. Savings accounts may even be entirely online, with …

My personal experience with child support is as follows: – My mother and father divorced when I was 5. My mother pursued child support from my father. – When my father would pick my brother …

Saving money seems to be the hot topic today. With the changing economy, there are many families that are struggling to make ends meet and provide for their basic needs, including housing, clothing, and food …

There are many causes for the reason that someone overspends. And the reasons are staring right at us. The availability of food, and other items that stores stock, is temptation staring at us in the …

A set of well-placed rules and regulations guide property-related activities in the state of California. They shield the renters and landholders against impediments of all kinds. Contracts A rental agreement creates a contract. The contract …