An injunction is a judicial remedy, obtained from the court, which requires a party to specifically do, or refrain from doing something. Injunctions are commonly used in civil law to protect intellectual property from wrongful …

The medical art of healing is for the purpose of relieving discomfort and pain. The AMA said in 1997 that the federal government should consider legalization of medical marijuana for this very same purpose. They are …

In order to make the most out of a real estate deal, you need to have a thorough knowledge of the value of properties. Knowing the real estate market by heart is not an easy …

If you are thinking about obtaining a credit card you should consider four primary factors: (1) interest rate; (2) fees; (3) credit line; and (4) rewards. These four factors are not the only criteria you …

The flow of money in and out of the United States accounts for a percentage of the bottom of line of economic profitability over the short and long run terms. Savings bonds are a financial …

Index funds are the simple way to invest in stocks through mutual funds. KISS – keep it simple stupid, should be the motto of every index fund investor. There’s no need to get complicated, especially …

There could be many reasons why your credit score may be low. That is why the first thing to do is to get copies of all three of your credit reports from the three agencies. …

Everyone dreams of the day when they will buy a house for a dollar and sell it for a million dollars. Well, that may be a little extreme, but if you have the means to …

It is such a sad fact of life today that we cannot trust anyone anymore. Unless identity theft has happened to you or someone you know, it is quite common for people to think it …

Tax Withholding According to the IRS website, www.irs.gov. , the federal income tax is a pay as you go tax. Your final bill is not tallied until April fifteenth of the following year. You pay …

The Don’t Ask, Don’t Tell (DADT) policy regarding the service of gays in the U.S. military is on its way out according to President Obama. On the eve of National Coming out day the president …

As the economic downturn continues, many recent college graduates are having a difficult time finding jobs that pay well enough to allow them to live comfortably and begin to pay off their student loans. Depending …

Working Twice for your Paycheck Many of us have found ourselves driving to the local supermarket or shopping center and have noticed business signs saying payday loans, paycheck advance, cash in 10 minutes, or you …

There is only one downside to taking out loans and borrowing money but it is heavy enough that it outweighs any and all upsides. When you take out a loan or borrow money you end …

Electronic check conversion (ECC) is something which is not alien to the American banking industry as it has been in existence for many years. However, laws governing ECC were re-enacted in 2006 in ‘Regulation E’ …

A lot of people are attracted to the plethora of auto repair insurances which have come onto the market over the last twenty years. At first inspection they seem to be good value and offer …

Many people do not pay attention to how much they are spending until they get into a situation where money is tight for them. It is important to make the most of your money at …

One of the most important aspects of running your household is having a budget. A budget is a road-map telling your money where to go. It helps you track your spending and keep your spending …

Adjusting to life on a smaller income can be extremely difficult for some people, especially after having reached a certain level of financial success and freedom. When the necessities of life were at one time all a …

Most people are familiar with criminal law cases from watching popular television crime shows and media reports of famous criminal trials. But, there are actually two separate entities of law, civil law and criminal law, …

Gender should not factor into the selection of a United States Supreme Court Justice.  Anyone nominated for such a prestigious judicial positions should merit the post based upon the outstanding qualities of his or her …

Special Purpose Entities (SPEs) are legal structures such as trusts that provide financial benefits to companies seeking to enhance their financial management. To illustrate, SPEs facilitate ‘asset securitization’, a form of borrowing against reorganized assets …

Bad credit mortgage foreclosures prevention The number of homes entering the foreclosure process is on the rise. This is a serious concern given recent trends in mortgage financing that have extended credit to more economically …

Today, the most popular investments are municipal bonds. The advantages are wide-ranging, as they offer the potential investor an attractive current income. This is enhanced even more by the fact that some municipal bonds are completely …

Bonds are one of the most secure investments out there. If you are looking for a sound investment, bonds are the way to go. In this current economic crisis, no other investment vehicle can provide …

In order to properly insure your home against natural disasters, you need to understand what your homeowners policy protects against.  Policy forms can vary from company to company and state to state, but they all …

Among the most important life skills teens approaching adulthood should have are those pertaining to money. This does not just refer to the ability to make change, budget and save, but also includes attitudes concerning …

Although insurers primarily provide life coverage to the insured from a life insurance policy, there are often additional benefits associated with life insurance. However, some of these benefits are not part of the basic plan. …

Before endorsing a bank loan for a friend or family member, consider the risk that is involved. As a third party endorser, you are equally liable to meet the terms of the loan as the …

Employment at will is a very common practice. In fact, if potential employees read applications very carefully, it is typically stated on the application. It is probably one of the least understood practices of the …