Whether you are an employer or employee in Kentucky, it is essential to know the common labor laws for your state. As an employer, the knowledge can help reduce or eliminate potential liability issues. For …

When copyright laws were first created, they were designed to protect the original works of artists and encourage technology and science.  However, with our new digital age, art and science are merged and digital art …

Have you heard the phrase fake it until you make it? It’s something which is increasingly common among business owners, especially on the internet or in direct mail. The basic idea is someone sells you …

Debt consolidation simply means that one obtains a single loan to settle another which can either be another single loan or else multiple loans. There can be several different reasons for making such a decision …

One thing is clear – there are far too many people in American prisons. There are far too many ‘criminals’ in prison despite the fact that they pose no significant threat to society. As a …

It’s tax season once again, the time to look for all of those receipts you promised yourself you would save at this time this year. You have to scrounge around for all sorts of paperwork, …

Pay day loans provoke much criticism yet they serve a purpose, providing credit to some of the one quarter of all Americans who have no other means of obtaining credit. Legally licensed pay day loan …

Is sexual assault REALLY going down, or is the public being fed the wrong statistics? There is a public misconception regarding crime statistics in the United States. Frequently we seem to hear about children, woman, …

Loan forgiveness is a practice whereby the federal government cancels all or part of a student’s educational loans. As student loan debt is often a great worry to young people who have recently left education, it is …

Your credit score is one of the most important numbers in your financial life. It can affect whether you get approved for a mortgage or not, and will impact how much interest you would pay …

While I have addressed this issue in a few of my other articles, allow me to address it in a bit more detail here. The first thing the client should do is this: Accept that …

Many investors hold the belief that Federal Reserve Bank asset repurchases implemented by the Federal Open Market Committee (FOMC) are intended to directly elevate asset prices via open market operations. These open market operations purchase …

The question of how the relevance or irrelevance of evidence is to be determined has been the subject of a vast amount of discussion in the last 100 to 200 years. There is now a …

For many non-profit organizations, achieving sustainable donor assistance remains a challenge. However, there are many willing donors out there waiting for an opportunity to contribute. Fund raising experts believe that mistakes made during the donor …

In a scandal that rocked the city of Baltimore and highlighted just how inmates were running the prison, 25 people were indicted, 13 of which were female prison guards. According to “Time” magazine, the Black …

Fake tax returns quintupled last year, causing serious processing delays and erroneous payments. The move toward electronic tax filing has opened the door for identity thieves to file tax returns using social security numbers that …

There are a series of reasons why not to dabble in the mutual funds market as an investor. There are currently well over 10,000 mutual funds in operation, and these funds differ in terms of …

When a newborn cries too much, we don’t judge them, and then categorize them for life as too sensitive. As parents, we learn from the very beginning that, as much as we wish we could, …

Six Steps to Relief in a Real Estate Recession An economic downturn can hit the real estate industry and home owners like a ton of bricks. Yet foreclosures can open the door for new home …

You may have recently read that a Department of Veterans affairs computer that contained the personal information and social security numbers of thousands of veterans was stolen. If you do some research, you will find …

Suppose you are about to enter a mediation session to resolve a dispute and this is the first time you are going to attend one. Your lawyer may be accompanying you to the mediation or …

Despite the depictions of Hollywood, criminal profiling is not a recent, sci-tech addition to the world of criminal justice. In fact, criminal profiling has been around for hundreds of years! Almost as soon as there …

A transportation spending account can save you money by reducing your pretax income. The accounts are in compliance with IRS Code, Section 132. They function similarly to medical or dependent care flexible spending accounts. As …

Many Americans are facing high-cost credit card debt. Families are finding the need to pay off debt in order to secure the future of themselves and their loved ones. Paying off credit cards can be …

How to manage your debt If you’ve made it as far as reading this article, you’re leaps and bounds ahead of many people already!  In today’s economy people are living the lifestyle of defeatists… they’ve …

Municipal bonds look good to the investor because municipal bonds are free of federal taxes and can be free of state taxes if bought in the investor’s own state. Cities, counties, and state governments issue …

“Tips for getting the best customer service.” It sounds like an oxymoron, doesn’t it? Truth be told, the customer can get the best customer service by being the best customer. And that’s NOT an oxymoron. …

Anyone who rents the place they are living in should make sure that they have renter’s insurance. Renters need insurance to protect their personal property, and to protect themselves against any potential liability. Most people …

You know, I wasn’t going to write a piece on this topic, but after reading one particular article, I felt I had to. I’m appalled that the article in question has been rated as the …

Need for Travel Insurance There are many instances in which travel insurance will help save money. A vacation is an expensive portion of the annual budget and to get the best price you usually have …