There are many ways to give to charities without spending any money. If you’re like me, you’re skeptical when someone e-mails, calls, or mails you information so you will donate to their cause. It is …

The Federal Housing Administration insures mortgages made by FHA-approved lenders. This mortgage insurance can make the difference in whether prospective homeowners will be able to afford to buy a house at all. However, FHA mortgages …

I used to believe there could be little tolerance for those who complain about having to pay taxes. After all, how else is this great country supposed to fund itself? I also used to believe, …

The principal of Nitschmann Middle School was arrested Tuesday and charged with dealing crystal methamphetamine. Police say they found the drug in the principal’s office at the Bethlehem, Pa. school. John Acerra, 50, of Allentown …

A credit union is a non-profit financial institution that is owned by, and provides banking services to, its members.  When you have money on deposit at a credit union, that constitutes your ownership share of …

The stock market likes to speak its own language and the January Effect is another descriptive term market analyst use to explain January price fluctuations. They don’t always happen but they happen enough to have …

In the United States, the most common ways of getting health insurance are either through the government’s socialized Medicare program for seniors, or through one’s employer as a job perk.  But how, then, is one …

Congratulations! If you are reading this, you have already had your “ah ha”moment – your eureka moment – when your idea for a new invention came to fruition. You are excited. Your idea feels fresh. …

Let’s get a grip on dangerous drugs. Crack is dangerous, Heroin is dangerous. Abusers of these drugs commit violent crimes to sustain their drug habits. Then they get sick and cost the taxpayer a lot …

As the cost of your grocery basket soars in price each week, more of your disposable income goes towards keeping pace with rising food prices. If you want to get your household budget back on …

Governor Harry Moore wrote a letter to Ellis Parker hoping it would convince him to become involved in the investigation into the kidnapping of twenty-month-old Charles Lindbergh Jr. “I want you to know that I …

A credit letter is written by an individual or company to a credit reporting body to correct an error, dispute a record, or dilate upon a claim, in the credit report sent to the individual …

Seasonal investing is a strategy of buying and selling stocks and other investments at different times of the year.  Based on natural factors like climate and agricultural planting and harvesting, or on cultural factors like …

In 2004 the United States Congress failed to renew the 10 year ban on the sale and possession of assault weapons within the U.S. that expired that year. This was a grave mistake. There is …

Retirement can come suddenly or retirement can take the good part of a worker’s lifetime to achieve. A permanent disability that prevents a person from working at a full time; or a lump sum payment …

Contrary to popular belief, the holidays do not just consist of the Christmas season. There are many holidays that people exchange gifts for including, but not limited to: Valentine’s Day, Mother’s Day, Father’s Day and …

1. How long am I prepared to do this for? Property investment is not property speculation where you take uncalculated risks over a relatively short term; all your decisions must be based on logic, insight …

While on vacation, you make a quick grocery store run for some snacks. While checking out, the clerk asks you for their store savings card, and you tell them, “I don’t have one, we don’t usually …

The downturn in the housing market dates back to 2006 at the peak of the real estate bubble. Since then the price of most houses have tumbled from their lofty highs. During the great recession …

The U.S. government issues bonds both as a means of regulating the American dollar currency, but, as importantly, to raise money to finance the federal government budget during deficit years. In doing the latter, it …

When you think of shopping at thrift stores, one of the first things you may think of is a bunch of old clothes.  Thrift stores are a great place to find a variety of items, …

Debt can be accumulated on credit cards, personal loans, mortgages, and overdrafts. These borrowing options aren’t necessarily a bad thing to have. A mortgage helps people to own their own home, which can then also …

“Whatin the world are mutual funds?” Investing can be very scary and frustrating due to the new concepts and because you are turning you nest egg over to someone you may not even know well …

Due to its high liquidity and frequent price fluctuations, the foreign exchange market, or Forex for short, is popular with online traders. Trading platforms allow traders to buy or sell (otherwise known as going ‘long’ …

Veteran Loans and other military loans have different requirements for approval. If you have gone through the different offers, you may have found some loan conditions that refer to peacetime and wartime. These categories may …

What you should consider before taking out a personal loan may seem fairly obvious to many but there are perhaps a few factors which are not quite initially so apparent. A personal loan can be …

For a police officer, being off-duty does not necessarily mean that they can distance themselves from providing a service to the public but rather that they are not performing a scheduled work shift. However, the …

Worldwide, health insurance is seen as an investment in health for a more secure future. Some people pass “through hell” and then they are thankful for having paid for insurance while some people see this …

Many housewives tend to overspend. More often than not , they do not even realise where all that money goes. If they understand and follow some basic tips, overspending will be history and daily costs will …

Compared to men, dramatically fewer women have sat on death row and even fewer have been executed. As of December 31, 2012 only 571 total women have been executed since 1632. This makes up only …