The foreign exchange rate of a currency can be seen as the price of that currency as valued in other currencies. There are generally two rates – one for selling and one for buying that …

The whole concept of going “Green” isn’t just about saving the planet. Going “Green” is also about learning how to save money by repurposing, living frugally and making the most of what a person already …

Overspending can be an issue in any store; the temptation to buy is what keeps stores in business, and supermarkets are no different. It’s an easy excuse to hide behind how important food is, but …

Identity theft is estimated to cost the United Kingdom somewhere between 1.3 and 1.7 billion every year. Because of this, and because identity theft is a growing problem which often has connections to other criminal …

New statistics reveal that as of January 1, 2013, sixty-three women were currently on death row. Just above two percent of the three-thousand, one-hundred and twenty-five within the population. Over the past century, more than …

Bankruptcy does not exclude you from receiving financial aid for your college education. If you are planning to attend college or return to college after filing for bankruptcy there is some good news. You can …

So you want to go to college, but you have little if any money in the bank. Your parents neither earn enough nor have the savings to pay your college education. The future doesn’t look …

Do you want to get out of debt but are unable to choose whether consolidation or settlement can solve your debt problems? Before choosing between consolidation and settlement, it is quite necessary that you have …

Book building is the valuation of  new financial securities carried out by securities underwriters known as book runners. When a company issues new bonds or shares, they have to be priced. This pricing is performed …

Paying off school loans is a tricky prospect for those students who aren’t fortunate enough to have family help. The problem worsens if your training is in teaching or social services, those jobs where much …

With so many stocks available for you to choose from, how do you determine the one that is right for you? After all, if you pick incorrectly, you could lose all of your hard-earned money. …

Sometimes when we are hooked on a high profile case we are sure that we know what the outcome will be based on the evidence. In our minds we just know that a guilty verdict …

Ridding the U.S. of legal gun possession altogether would have prevented the Virginia Tech massacre……..and then we all woke up. Thanks to the convenient and widely available black market, preventing a suicidal, cowardly, and homicidal …

We all know that financial institutions are increasingly risk adverse, we only have to look at the recent government subsidy of two major loan guarantors Fannie Mae and Freddie Mac to know that times are …

Home Staging Assists Laboring Housing MarketAuthor: Teri WoodsHome Stages Designs The San Francisco Chronicle stated in an article published in January 2008 that Bay Area median home prices and sales volumes experienced significant declines in …

Most states do not have specific age restriction laws, although a lot of states do have recommended guidelines.  These guidelines and childcare manuals want parents to use their best judgment.  Most use age 12 or …

If you are resident in the UK, there is a tax-free saving scheme that you can join where your investment has the potential to grow into millions of pounds. Does this sound too good to …

A common misconception among condo owners and residential renters is that if the building is insured then they are protected from potential loss. When it comes to insurance, knowledge is power! Once you realize that …

There are 3 different types of tort law: negligence, intentional tort, and strict liabilty. All 3 kinds of torts must result in harm to be actionable, although the harm does not need to be tangible. …

Before you start comparing health insurance plans you should know the 3 basic factors that determine health insurance rates: 1.    Your age. Premiums increase as you grow older, but the benchmark is age 65. This …

Understanding the rise and fall of interest rates might seem complicated but can easy be explained if you understand the basics of economy. Supply and demand of credit influences the height of interest rates and …

The American dream is the foundation for our democratic republic. The dream was the young homeowner with family and job climbing the corporate ladder, at the middle class, becoming affluent through his labors. His rooting …

Smoking has become more and more controversial over the years. People are really starting to put their foot down on some of the issues that have surfaced in regards to smoking and the consequences of …

It is very easy to get lured in with the idea of getting something for nothing. Most people are intrigued enough to at least check out the offer. The problem is that Internet offers promoting …

Homeowner insurance protects one of your most important assets, your home, in the event of a mishap such as a flood, fire, subsidence, etc. To protect the value of your property, it is important that …

GUIDE TO MUNICIPAL BONDS – THE BASICS Investing in municipal bonds is a popular way to minimize risk, and generate a tax-free return on the money invested. WHAT ARE MUNICIPAL BONDS? Municipal bonds, or munis, …

Coming up with more ways to save money on everyday living expenses helps give you an edge and keeps you from overspending. Here are a few more tips that can help you do just that …

For office workers, of any level, there is little benefit in a disability income insurance policy. The value of such policies is very hard to determine. The reason for this is that the cost of …

With California’s gay marriage ban over, Star Trek’s Mr. Sulu, George Takei, and his longtime partner Brad Altman, are planning on getting married this fall. Mazel Tov and congratulations. As a Star Trek fan, I’ve …

In a court of law, it is essential to establish the identity of everyone involved in the case, as well as their connection to the case. This can be done easily by using markers. What …