An article, written by Kevin G. Hall | Knight Ridder Newspapers Wednesday June 13, 2007, – says almost 20 years ago, Brits changed how they calculated their retirement pensions as a strategy to adjust for …

Deciding on the best company to purchase insurance from is not always an easy task as some may think. There are many factors to consider such as the health of the insurance company, the quality …

INVESTING IDEAS FOR THE LITTLE GUYS Many small investors are drawn into speculative or high risk investments because they have little money and seek high returns. These investments should be approached with caution, and careful …

When looking for a new area to live, taking into account the cost of living within that area may be an important part of the decision making process. There are many lists that have been …

Are you tired of living paycheck to paycheck? Well, if you have answered yes do not feel so bad there are several ways to comfort. Managing your money is something which should not be taken …

In assessing whether life insurance is needed, let’s start by looking at what life insurance is and how it works. Life insurance in essence provides a safeguard for your dependants. It can be used to …

The Fair Credit Reporting Act, passed in 1970 and amended multiple times since, provides certain rights to credit consumers.  One of these is the right to obtain a copy of your credit report from any …

Credit cards can be a good thing, but are they really attractive? To analyze this, we need to look at the pros and cons of credit cards: PROS: -GOOD EMERGENCY FUNDSMany people live paycheck to …

Investing is one of the most effortless ways to increase wealth. Nevertheless, it is extremely difficult to identify which stock will perform profitably during a particular period. Knowing where to put their money is a …

Being a small business owner and truck driver, the financial crisis has negatively affected the trucking community in almost every way imaginable. The trucks I operate pull flatbed trailers, which haul everything from housing materials …

Are you a new retiree who is wondering if you should spend your time doing something for charities or the community? Your decision can depend on many factors. You will learn how to determine whether …

There are seasoned drinkers and social drinkers alike, all over the world, who would dearly love to know how to save money at the bar. Like most other things in this world, the price of …

All too often we jump in and suddenly find ourselves out of our depth. The stock we have just bought because it was going upwards in price quite nicely. And of course we did not …

There are advantages to saving money and knowing what to spend it on. Being disciplined to spend money on necessary items and find the best deals is a smart approach to shopping.   People need to …

We are in the throws of an economic disaster. We are making history. Our children and grandchildren will read about the economic crisis of the thirtieth century in their history books. America has entered into …

What are some good reasons to carry a debit card? There are many advantages to carrying a debit card as opposed to a credit card or check book. If you make a lot of transactions …

Reasons why debt consolidation does not usually work. I’ll be clear to start out. Debt consolidation does not work well for the majority of people and their debt. Debt consolidation as it applies to this …

Everyone knows the value of having an insurance policy on their vehicle and home and of having a life insurance policy. The insurance companies that issue these policies must also have insurance against possible losses …

Life insurers aim to cover the lives of people. However, the ‘life’ of a life insurer can be under threat because of insolvency. Insurers fail for a number of reasons- from disasters to financial mismanagement. …

Ideas for daily living while in a recession Remember that every circumstance is temporal and things are subject to change at all times! Take some time to find ways to make meals that will last …

The “buy now. pay later” philosophy was developed to encourage individuals to spend money even if they did not have it. This message conveys that it is alright to use “credit” to buy items. However, …

Personal loan – a loan for your purchases, which you can get easily and quickly in any Internet bank or bank buildings. Personal loans are designed to finance your small purchases(for example – trips), so …

In this uncertain age of travel, you’d think consumers would be keen to protect costly investments in their vacations, Harvey says. But according to the US Travel Insurance Association, large numbers of Americans still travel …

To be a good investor and make big bucks at penny stocks, you must know the good and the bad of penny stock investing and surround yourself with more information especially if you are new …

Selling Term VS Whole Life insurance coverage plans over the last 50 years, the debate on selling life insurance policies has only gained fire. Is selling term vs whole life insurance coverage plans killing agents …

Credit cards offer convenience. It is because of that, that  they are preferred by many people and are used on so many occasions. Unless you learn how to use credit cards properly though, in all …

Mutual funds are a popular investment instrument and everyone will search these which will benefit their investment portfolio the most. How you best select a mutual fund is a difficult question because you only know …

While most states hold unclaimed property in perpetuity for the benefit of the rightful owner or heirs, claimants have a limited amount of time to find unclaimed property in Idaho. Unclaimed property is considered abandoned …

There are many ways that a person can grow rich on a meagre income.  A positive attitude can make a poor man rich. This is not hard but just requires someone to save a portion …

The matter of paying for something using pennies alone is not really one of legality. This writer thinks it rather criminal to waste the manual and material resources to produce something worth less than that value spent. …